Married 30 year olds.. HHI?

[Anonymous]

Anonymous wrote:

Anonymous wrote:31/36- 130k and very, very comfortable. Lots of parent support in buying house and parent providing childcare, plus we are pretty frugal and live in a less expensive area. We feel very, very good about our finances.

Obviously you do, you've got mommy and daddy supporting your lifestyle.

Yup. Did I mention I have no mortgage? You would not believe how much money is left over when you don't have housing costs! It's feels soooo nice!

[Anonymous]

Getting a lot of help to the point of being dependent on your parents for your quality of life is not something to be proud of. More practically speaking, your kids will get the wrong message, and will look to you to do the same for them.

I am not jealous of anyone like that.

[Anonymous]

Anonymous wrote:Getting a lot of help to the point of being dependent on your parents for your quality of life is not something to be proud of. More practically speaking, your kids will get the wrong message, and will look to you to do the same for them.

I am not jealous of anyone like that.

I'd rather my children be dependent on me than a bank. What is more admirable about needing money from a bank if your parents can afford to help? There's no character-building aspect to having a mortgage, sorry.

[Anonymous]

I know it's hard not to compare sometimes.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Getting a lot of help to the point of being dependent on your parents for your quality of life is not something to be proud of. More practically speaking, your kids will get the wrong message, and will look to you to do the same for them.

I am not jealous of anyone like that.

I'd rather my children be dependent on me than a bank. What is more admirable about needing money from a bank if your parents can afford to help? There's no character-building aspect to having a mortgage, sorry.

Sounds like my MIL. It's all about control. Borrowing from a bank is what independent adults do.

[Anonymous]

Anonymous wrote:Getting a lot of help to the point of being dependent on your parents for your quality of life is not something to be proud of. More practically speaking, your kids will get the wrong message, and will look to you to do the same for them.

I am not jealous of anyone like that.

+1

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Getting a lot of help to the point of being dependent on your parents for your quality of life is not something to be proud of. More practically speaking, your kids will get the wrong message, and will look to you to do the same for them.

I am not jealous of anyone like that.

I'd rather my children be dependent on me than a bank. What is more admirable about needing money from a bank if your parents can afford to help? There's no character-building aspect to having a mortgage, sorry.

Sounds like my MIL. It's all about control. Borrowing from a bank is what independent adults do, which is what I tell myself so I can feel superior to people I don't even know who had family help.

FIFY!

[Anonymous]

33, 35 Only 100K
Child in daycare
1500 mortgage
Only able to save 3%

[Anonymous]

33, 37 one child $125k, one fed one state govt

Daycare is the same cost as mortgage, but I'd pay whatever I needed to feel good about where baby is.

Would like to make more but who wouldn't appreciate the flexibility of our current positions, and we'll only be having one child.

[Anonymous]

400k before bonuses

[Anonymous]

Anonymous wrote:This is for pure curiosity. My spouse and I are 30/32 and have HHI of 190. Do you feel like you're doing well in relation to your peers?

30/30, hhi 510k, single earner.

[Anonymous]

Anonymous wrote:33/34, HHI 250k. Most of our friends probably make less but have much nicer houses and cars due to family help for down payment or using grandparents as daycare. We don't have those options, and while we have a good life and everything we need, I wish we were able to save a bit more for the college funds, retirement, and minor house renovations (a bathroom in the basement for the kids would be so nice to have!)

33/33, HHI 600k. Hubby is a physician, plus gets about 22 weeks of vacation a year. Can't complain!

It's a golden age for ER physicians.

[Anonymous]

^ Yeah, until he burns out and hates his job. Hopefully he thrives on stress.

[Anonymous]

I'm 30 but DH is 38, HHI is about $225k. DH is older than most of my friends' spouses so yeah, we're probably doing better than them but I never really asked or thought about it. We don't have kids so that probably helps.

[Anonymous]

Both 29. 180k. Very happy with our salaries. We make similar to our peers, but they didn't save as much as we did in our early 20s. We're on house #2 and none of them have bought yet. No parent help.