My neighbor had to put her new HVAC system on her CC
![[Post New]](/jforum/templates/default/images/icon_minipost_new.gif){kind=icon}
Anonymous
|
Last month because she "just couldn't afford it." This month she pulls up in a newly leased $45k car.
She does not see how the two are related. You can't make this up! |
Anonymous
| This isn't unusual.... |
Anonymous
| Here's an idea - MYOB |
Anonymous
| Why do you know this and why do you care? |
Anonymous
| who cares, life is expensive in this area |
Anonymous
You worry about you. The only time you should look in someone else's bowl is to be sure they have enough. |
Anonymous
Because she complains to me all the time how she can't afford things and then makes repeated stupid financial choices. It's really annoying and I wouldn't care if she'd just stop talking about it. Our kids ride the bus together so I'm forced to see her. I have to smile and be like, "mmm, yes, that is terrible!" |
Anonymous
Ha. Yes. That would be annoying. Try to tune it out, people are going to do what they are going to do. |
Anonymous
|
I can see someone doing this for the points and then paying it off in the first month. I can also see someone not wanting to liquidate funds when the stock market just took a dip, and putting something on a credit card instead.
Once you throw the $45K car in the mix, though, she sounds like a bit of a dumbass. I have friends who make really dumb financial choices and then bitch about it. Makes me tired. |
Anonymous
| The car is probably a lease. Still a dumb move IMHO. |
Anonymous
| I think it's valid to point out dumb financial moves on an anonymous forum. It might help someone recognize their own poor financial decisions. |
Anonymous
OP said it was a lease. |
Anonymous
|
hah yes. For some reason, poor people and huge purchases go hand in hand.
We have a rental townhouse property down the street from us that cost 1/3 our house price. Most of the people drive Audis, BMWs and nice cars and also many own boats and have cleaning ladies. In my sfh neighborhood, people drive 5-10 year old cars like Mazda, VW and Honda. |
Anonymous
| I'd probably put an HVAC on my cc just so I could get the rewards points! Why pay cash when the credit card companies give you 2% back on purchases? I pay off the cc though in full. |
Anonymous
|
Please. A new HVAC system can cost $20K. Not unusual for people not to have $20K in cash on hand that isn't earmarked already for other items.
|