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I had mine compromised five times across two cards. I checked for similar merchants across the two cards and time periods and narrowed them down to a grocery store chain, a coffee chain and a salon that I frequent too often.
Wondering what your experience has been and if you noticed any patterns. I contacted the credit card company with my suspicions (salon, where credit card is swiped behind a counter) but there wasn't much interest in following up because it seems to be a victimless crime. Company just assured me I'm protected. |
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3--Target (was that this year?), Home Depot, and what I think was a skimmer at the gas station. The latter is the only one where someone actually tried to use my card.
And DH's SSN was compromised through the OPM hack. And mine was compromised through a hack of one of my client's accounts payable site. I am hoping so many people have their info compromised, no one will bother with my SSN! |
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3 times: Target hack; used at an online vendor in Europe with lax security; T-Mobile hack
They give you free credit monitoring for a year, so I now have it "stacked" so when the 1-year expires from 1 hack, it's extended due to the next hack. Argh.. |
| It usually happens to us about once per year (dh and I share the same cc account), but it's been more than a year. We did get new cards with chips in them. Maybe that helped. Of course, I did get one of those government notices saying my OPM data was hacked. Does that count? |
| I had none this year but I've had 2 on my Chase card relatively back to back the previous year where the scammer made fraudulent charges but Chase alerted me pretty much ASAP to the suspicious activity. They had to send me a new card with new numbers. No idea how the scammer got my info. |
| Twice! 3 times across 14 months. Stressful! |
| 3 times, 3 cards. Such a freaking pain to update everything with the new number. |
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Twice, including the card number I had for 10 years and had memorized. Good for my wallet!
Also on the OPM list. |
| it has happened to me 3 times over the last year, however I do not know how it was compromised. I bank with Bank of America. They email and call and say they believe the car has been compromised or there is fraudulent activity. They put a freeze on the account and send out a new card asap. I have never had to pay any penalties or anything. However, they can never tell me where or how the card was compromised. They say sorry we don't have that information. It's so annoying! I have no idea what is going on, but I can't do anything about it because they won't give any info. Has this happened to anyone? |
| Zero |
| Zero since I got the chip cards. Twice in 2014. |
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Twice. And both with the new chip cards! Wtf
We actually know who it was who stole our numbers and capital one didn't even care. |
| None, but I pay for credit monitoring anyway. I also download my transactions through Quicken daily, and get weekly balances e-mailed to me. |
| once, when my purse was stolen. |
| three times last year and the CC Company won't tell us which stores/vendors had the breech! |