What HHI did you start your 401k?

[Anonymous]

When did you start contributing to your 401k?

[Anonymous]

First job out of college. $25 per paycheck. Single and making $30K annually.

[Anonymous]

With my first permanent job, when I was making $68,000. Have maxed every year.

[Anonymous]

Same here. First job out of college, when I was 21. $48k HHI.

[Anonymous]

First job when I was making $18k for the fed gov't (1995). One of the older folks in the office told me I really had to contribute at least to the matching amount so I dutifully signed-up. I now have 900k and thank him on a regular basis for educating me.

[Anonymous]

First job

[Anonymous]

First job out of college. Single making $35k.

[Anonymous]

Yep, as soon as it's offered.

[Anonymous]

First job out of college. I think I was making $40K.

[Anonymous]

Anonymous wrote:Same here. First job out of college, when I was 21. $48k HHI.

+1 exact same stats. Big 4 consulting in 2001

[Anonymous]

First job after getting my PhD at 27. I was making $60k at the time and contributed 5%. Husband and I are began maxing out our 401ks when we were 32.

[Anonymous]

First job (403B) as a teacher. 28k many moons ago (well, 1998).

[Anonymous]

Got a late start. I was 28 think, started out contributing 6% of my $45k salary.

30 now, playing catch-up so I'm up to 23% now. $67k salary.

HHI $215k, @ 37, DH contributed right out of college and has been contributing the max for about 10 years or so.

[Anonymous]

First job out of college. Was making $27k a year. I put ten percent in to get the maximum match. I'd rather live on ramen in my 20s than cat food in my 80s.

[Anonymous]

Anonymous wrote:First job (403B) as a teacher. 28k many moons ago (well, 1998).

Another teacher here. I waited until I was 35 and divorced because I had bad financial advice from my XH. I was making just under $40k. Honestly, my kids and I could have used every penny in my paycheck, but I was pretty terrified of ending up financially dependent on my kids in my 70s. So we ate instant ramen and bought used shoes at Value Village until the deduction no longer hurt. I'm glad I did it.