FAFSA and Medical School loan availability (Fall 2026)

Anonymous
Hopefully these med school loan limits will inject some more pressure to control tuition costs. One option would be to make med school three years, which would both cut down on tuition and give doctors another year to work.

https://www.nytimes.com/2025/11/10/opinion/medical-school-three-years.html

Today’s students enter medical school with much more extensive preparation in molecular biology, biochemistry, neuroscience and other STEM fields than their early 20th-century predecessors. Consequently, the traditional two years of classroom study in subjects like anatomy and microbiology have largely been condensed to about 15 months, leaving nearly three years for hands-on hospital training. The final year of medical school has become a loosely structured period spent applying for residency, taking elective courses, visiting hospitals in other cities or volunteering abroad — all while still paying full tuition. In effect, it is a costly gap year.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:What the PPs have said. Think of med and law the same. Your parents have money? You pay-- Especially after BBB. The school should have an aid advisor but the days of 250k+ student loans for med/law school are gone.


Why should the PARENTS pay?!?!? A 22yo is no longer my responsibility. They are a full fledged adult.

This is ridiculous


Wow. Holy sh*t


What exactly are you so shocked about here?
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:What the PPs have said. Think of med and law the same. Your parents have money? You pay-- Especially after BBB. The school should have an aid advisor but the days of 250k+ student loans for med/law school are gone.


Why should the PARENTS pay?!?!? A 22yo is no longer my responsibility. They are a full fledged adult.

This is ridiculous


Wow. Holy sh*t


What? Outside of the DCUMland bubble, majority of parents do NOT help with much beyond undergrad. I was on my own after undergrad, as my parents didnt' have any money and needed to focus on retirement themselves. I had to figure out how to live and pay my own way---I had a college degree so it wasn't difficult
Anonymous
My DS went through med school 12 years ago and is now an anesthesiologist. There was a lot of school and low income years on his way to becoming an anesthesiologist. He has a lot of student debt but I’m sure he’ll be able to pay it off in a few years as his income has really jumped in the last year. All depends what kind of doctor you eventually become.
Anonymous
Anonymous wrote:☝️ why? Please explain?

All her loans on her.


Because more than one-third of med school students come from the top 5% of households. It’s a Rich Kid degree these days.
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