was just quoted almost $2000 to add new driver to Geico insurance

[Anonymous]

Anonymous wrote:Yes, its for a 17 year old boy-new driver, just got his license. I knew it would be expensive, but jeez.

They are the most high risk (well, second to 16 year olds).

[Anonymous]

Try Amica

[Anonymous]

Insurance premiums will soon jump because of Trump’s tariffs. There will be a knock-on effect as parts soar in price.

[Anonymous]

Yes, that's about normal for a new teen driver

[Anonymous]

Ours also went up 2k but we also bought a new car.

[Anonymous]

Anonymous wrote:

Anonymous wrote:This is why lots of kids don't drive/don't get their licenses these days.
-Its $500 to park an an FCPS HS student lot
-You have to pay $500-600 to a commercial driving school, or for Bethind The Wheel, just to get the license.
-Once you get the license, insurance is exhorbitant.
Driving as a teen is a luxury item in 2025.

where do you live? maybe in a poor area? In my community it’s almost universal that the teens get their own car nearly immediately. what really shocks me is how many luxury cars teens here get. My son has a new car but it’s a Korean car. So many nice cars in the student parking lot at school. Jeeps, teslas, and expensive trucks. I can’t think of a single one of my kids friends who doesn’t have a car. Not 1.

That’s it normal.

[Anonymous]

Anonymous wrote:

Anonymous wrote:This is why lots of kids don't drive/don't get their licenses these days.
-Its $500 to park an an FCPS HS student lot
-You have to pay $500-600 to a commercial driving school, or for Bethind The Wheel, just to get the license.
-Once you get the license, insurance is exhorbitant.
Driving as a teen is a luxury item in 2025.

where do you live? maybe in a poor area? In my community it’s almost universal that the teens get their own car nearly immediately. what really shocks me is how many luxury cars teens here get. My son has a new car but it’s a Korean car. So many nice cars in the student parking lot at school. Jeeps, teslas, and expensive trucks. I can’t think of a single one of my kids friends who doesn’t have a car. Not 1.

Wow, get a grip. You sound really out of touch. Only the wealthiest families--which must be your community--can afford to give their teens expensive cars to drive.

[Anonymous]

I think I paid close to $1500 for insurance as a 17 year old in the mid 90’s. Sounds reasonable.

[Anonymous]

Anonymous wrote:Yes, its for a 17 year old boy-new driver, just got his license. I knew it would be expensive, but jeez.

That’s not that much.

[Anonymous]

Anonymous wrote:What if your household of four has only two cars and the primary drivers of those two cars are the parents? My understanding is that what jacks up the price more significantly is a third car if you have a single teen driver.

This is what we did and it was a much more modest increase when our son got his drivers license. About +$650. Doesn't have his own car.

I was surprised because we'd heard from friends how our rates would go through the roof, but it hasn't been as bad as we expected. If you have a 3rd car, it's a different story.

[Anonymous]

Anonymous wrote:

Anonymous wrote:This is why lots of kids don't drive/don't get their licenses these days.
-Its $500 to park an an FCPS HS student lot
-You have to pay $500-600 to a commercial driving school, or for Bethind The Wheel, just to get the license.
-Once you get the license, insurance is exhorbitant.
Driving as a teen is a luxury item in 2025.

where do you live? maybe in a poor area? In my community it’s almost universal that the teens get their own car nearly immediately. what really shocks me is how many luxury cars teens here get. My son has a new car but it’s a Korean car. So many nice cars in the student parking lot at school. Jeeps, teslas, and expensive trucks. I can’t think of a single one of my kids friends who doesn’t have a car. Not 1.

I was solidly middle class, maybe even upper (my HHI growing up was about 200k if you adjust for inflation). The most my parents did was help with the down payment on a new car when I graduated college. They never gave me a car outright

[Anonymous]

Anonymous wrote:

Anonymous wrote:We just went though this and USAA wanted close to $3k for my new driver for 6 months.

We shopped around and went with Erie and it was much less.

That quote seems way too high, unless you were insuring some very expensive cars?

Some of these really high posters might live out of state.

California has very high insurance rates. So do border towns with lots of uninsured illegal drivers.

[Anonymous]

Anonymous wrote:

Anonymous wrote:This is why lots of kids don't drive/don't get their licenses these days.
-Its $500 to park an an FCPS HS student lot
-You have to pay $500-600 to a commercial driving school, or for Bethind The Wheel, just to get the license.
-Once you get the license, insurance is exhorbitant.
Driving as a teen is a luxury item in 2025.

where do you live? maybe in a poor area? In my community it’s almost universal that the teens get their own car nearly immediately. what really shocks me is how many luxury cars teens here get. My son has a new car but it’s a Korean car. So many nice cars in the student parking lot at school. Jeeps, teslas, and expensive trucks. I can’t think of a single one of my kids friends who doesn’t have a car. Not 1.

She is marking up the cost of the fcps parking passes and behind the wheel by hundreds of dollars.

Her prices are exaggerated.

[Anonymous]

Anonymous wrote:I ran into a similar problem with Geico when I tried to add my 17 year old daughter. They wanted to charge an additional $1,600. When I got a quote from Progressive, it was only $800 more. Definitely worth calling around.

FWIW, our FICO score is 808, so for the PP mentioning that, it is not an issue.

Do you know how many parents of teen boys would give their right arm for a cheap insurance quote like you got for your daughter of only $1600.00??

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:This is why lots of kids don't drive/don't get their licenses these days.
-Its $500 to park an an FCPS HS student lot
-You have to pay $500-600 to a commercial driving school, or for Bethind The Wheel, just to get the license.
-Once you get the license, insurance is exhorbitant.
Driving as a teen is a luxury item in 2025.

where do you live? maybe in a poor area? In my community it’s almost universal that the teens get their own car nearly immediately. what really shocks me is how many luxury cars teens here get. My son has a new car but it’s a Korean car. So many nice cars in the student parking lot at school. Jeeps, teslas, and expensive trucks. I can’t think of a single one of my kids friends who doesn’t have a car. Not 1.

I was solidly middle class, maybe even upper (my HHI growing up was about 200k if you adjust for inflation). The most my parents did was help with the down payment on a new car when I graduated college. They never gave me a car outright

Omg.

That is an upper class income.

In no where on earth is a $200,000 income "solidly middle class"