I see. You would leave your elderly parent who needs your assistance daily because you are selfish. |
100 years ago, the average life expectancy was ~50. There was essentially no safety net (welfare, SS, etc.). As for retirement age, very few have ever been able to retire at 50. |
+1. Quit. Find/make your own opportunities. Start a small business. Live where you want. The only thing holding you back is your own fear and self pity. |
| Time and health are wealth beyond measure. Find a career that lets you have both. I make high 5 figures but summers off and no more than 40 hours (Union). I can make as high as 6 figures + pension etc. Healthcare |
How old are you? How much do you owe? How much do you make? How many people live in your abode? |
OP- if you post your stats, we can help you. You can get out of this (it may take some work on your part). |
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You need to work 2 jobs- any jobs, to get out of debt. It's ok to work a little harder 5-10 years and then take it easy. You feel less of a 'slave' if you have some investments growing for you. On good days, I make $3k-$7k in markets. I waltz into my waiter job, because I really don't care about the $100-$200 I make. I need my job so that I don't touch the money in the market. I do have student loan debt. Wasn't able to get a job in the field.
You probably went into massive debt, because you were not working at the same time. BA is easy in US and you should have worked. International students work full time,(even though not supposed to), pay the highest rate in cash, unable to get loans, study in another language, able to work only few jobs that hire them hush-hush. I know working hard is not easy, but you got to do it. |
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Get a job so you can declare bankruptcy. Beauty of less than ideal job is that you will actually likely qualify for bankruptcy. There are lawyers who know how to add student loans to bankruptcy (prob with a 5 year lowered monthly payment), but I would consider if that might preclude you from federal employment. But then again, maybe getting out of your hole and being debt freeeeee is more tantamount.
Get a plan with all your free time, then execute. As for slave word, I hate that word if not used in historical context. Like context of Juneteenth! Ditch it. |
| I haven't read most of the replies but I agree. I have inherited wealth after working for 10 years. I am set for life as are my kids. It's a completely different kind of life and it is amazing to have autonomy and freedom. |
So are you sharing your new “revelation” with us? |
Contract Review Guy it's you isn't it. Same old woes. |
Yeah it’s definitely him. But he’s right. Law school isn’t for everyone. |
+2. He has a very distinct sad-sack writing style. Get some therapy dude! |
I really appreciate your honesty. Thanks. |
| You are slave to wants and needs in one way. Debt is a vicious cycle that can pile up more than you need. How much are you in debt for, OP? |