
MAGA of course. |
+1000 |
People who claim a higher moral road often ignore that no one else cares. In most cases it's a self imposed punishment that accomplishes nothing. In this case it's no more unethical than a college claiming to be need blind and only offering token financial aid that is clearly insufficient, squeezing out people while rapidly becoming a campus divided between the rich and the lucky poor, as all the donut hole families can tell you. In a system where top schools justify charging 70k a year for a degree, there are no ethics. It's as simple as that. |
I believe private college is overpriced. But the solution to this is in your own hands - look at public, look at universities abroad, etc. It is not ethical to game the system so that your child can benefit from subsidies aimed at much poorer children. |
This shakes me something fierce because I was living on my own at age 21 (1.5 FT jobs) with car insurance, phone, rent, etc paid for by me. This was before ACA so I also was not on my parents health insurance. Still had to claim my parents income- making me ineligible for grants and other need-based aid.
Fast forward a few years going back to school since I never completed my degree and my FT income per my last tax return was used for need-based aid calculations. Mind you, I couldnt work a FT job and finish my bachelors so I asked to have it reviewed at my current income using pay stubs. They denied the review and stated I should have "saved more money." I know plenty of people who fudged the FAFSA in other ways. My step siblings used my dads income (their stepdad) versus their dads income even though their dad was a millionaire and paid for whatever was left. One went to UNC, the other ECU. |
Np - I’d like to hear it explained, too. Why should the income or assets of parents be counted as those that will support another adult? Please complete pp’s sentences. |
Easy as hell to sniff out: Force the kids to provide proof of health insurance last 1-3 years; it’s obviously still going to be the parents family plan.
This is the new low-trust America. I guarantee I can guess the region of origin of those who did this. |
If you can't tell the difference between PP and engaging in a sham guardianship switch-up to effectively conceal the students's resources, I don't know what to tell you. |
Don't legal custody changes have to go through the court system? And don't state laws generally require some kind of third party agency to assess the families involved? And wouldn't that process uncover spurious changes of custody? |
The PP accused me of sibling jealousy. ![]() The difference between smart people and the gullible is that the smart know how to take advantage of the resources at their disposal, including the cards dealt to them. You don't know my sister or her particular circumstances beyond that she has a loving and supportive family. We will do what it takes to make sure my nephew has a great start in life. But we are not foolish enough to pass up opportunities to take advantage of loopholes due to how the financial aid system is structured. Morals and ethics ultimately boil down to treating people kindly and don't break unjust laws. Anything more than that is purely subjective. |
That isn't actually 'fudging' the FAFSA. The FAFSA asks for household members' income, defined as people who live in the same household, not relatives who live elsewhere. UNC, does not use FAFSA only, though. They require a CSS profile which would ask for bio parents income. My son's father refused to complete his portion of the CSS making him ineligible for aid at UNC. |
It's not a "loophole." The FAFSA asks for your parents' income, not your extended family. You're not engaging in any sham or fraud. |
ugh. thank you for reminding me to put "complete the FAFSA" into my upcoming separation/custody agreement ... |
Need to say I meant don't break just laws, not unjust ones! |
Well, you're not breaking any laws, so it's ok. Breaking the law would be pretending to give your sister guardianship over your own child so he can get Pell grants. |