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Try reaching out to:
GRB Benefits Service Center 1-877-386-4010 voice 1-877-386-4066 fax bsc@grbinc.com https://www.opm.gov/retirement-center/online-retirement-application/ |
OP, don’t. Have some faith in your husband. |
PP you were responding to. Do you know if he remembers his agency's HR rep he worked with? If not, his manager still working? He must know how to reach out to HR, at least. Here is what I think is going on. For full disclosure, I am taking end of Sept DRP too. At my agency, HR checks all papers before sending it to OPM. I reached out to HR guy who processed my paper about a month ago and he told me it's all set and his manager is doing the final review/double check. They will not reach out to you unless something is wrong. His HR will probably submit the paper to OPM next pay period. If he wants, he can reach out to your HR and just ask "hey all looking good?" For shutdown (sorry i said "lockdown" even though it feels like a lockdown), we will probably go thru a CR which Govt does all the time. You should be fine. |
But OP is a retiree. They do have large savings, otherwise they wouldn't have retired. |
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OP, this might help you understand the process
https://www.govexec.com/management/2025/09/end-fork-road/408370/?oref=ge-homepage-river |
no, OPs husband was DRP/VERA eligible. they are an *unwilling* retiree. The problem is that anyone who is eligible for a pension will not receive a severance if RIFed. So a lot of people faced the awful choice of taking 4 months of DRP severance + early retirement, or holding on and possibly getting immediately terminated with no severance. But now the spouse has not been able to find other work and any leave payout/annuity may be delayed for several months just due to backlog, and possibly longer if the gov shuts down. It's an awful choice, and spouse may be additionally paralyzed because a) it's possible his org never implemented a RIF and his job would have been safe(ish). or b) his org was RIFed and any private sector opportunities are being fiercely pursued by all of his colleagues as well. or c) all of the above. Anyway, as a commenter above said, assume money may not come for some time. health insurance should continue, with the estimated payments being covered by his estimated annuity. I'm sorry that your family is going through this. |
| OP, you need to back off and first see if there is a shutdown. It might get delayed but nothing will happen before then so just take it day by day. |
Thank you for this incredibly kind and empathetic reply. Kindness and empathy are in such short supply these days. I've had a lot of trauma in my life, to be honest with you. I've cleaned up after a lot of people's disasters and tried to help build a better, more stable life for a lot of people younger than me while also taking care of elders who never took care of me or DH. After all the compromises and sacrifices and crises I've weathered, I thought maybe, somehow, I could finally relax a little, married to a fed with job security. We would never be DC-area "rich" but I have the profound appreciation for what we had...the security of a good paycheck, decent health care benefits, and knowing we could pay off our mortgage and not be destitute in old age. We thought we had a good idea of what the next decade would look like. That's all gone now. I know very well things could be worse. They've been a LOT worse. We are both relatively healthy and our children are ok. We are fed and have housing and our country hasn't opted into civil war (yet) and the economy hasn't collapsed (yet). No one I love has been disappeared and we are not in the middle of a genocide. I have a job where my work is valued. But the pace at which everything that used to be secure in an insecure world has fallen apart is dizzying, and I feel terrible that my young children are facing major upheaval and uncertainty ahead when I have worked so hard for stability for them. We will likely have to sell our house and move. I can't tell you how much it means to have you take the time to remind me to take care of myself. Sleep and exercise and rest are in my control and I need to remember that. Thank you. |
No. "Voluntary" early retirement doesn't mean we have large savings. It means it was the only viable path forward available in untenable circumstances. |
Thank you so much for understanding, that's exactly the situation. The big reason we had to go "voluntary" was that we had only been on FEHB healthcare for a couple of years, and if he had waited for a RIF, he would have been pushed into non voluntary early retirement and would have lost his health care eligibility for the rest of his life. The "voluntary" option said that it waived the 5 year continuous coverage requirement. With forced early retirement happening either way, we chose the option that we thought wouldn't at least allow him to have health insurance for the decade or more until he could get Medicare and beyond. It wasn't truly "voluntary" at all. Just the least dangerous option with what felt like a gun to the head. No one who didn't get all those confusing and contradictory emails and threats and meetings has any idea how confusing and scary it was to make these decisions at the time. |
Estimated payment, which is not delayed, is very close to your final payment. |
Good response, but from what OP has said, I’m concerned that her DH never submitted his retirement papers. This is not any kind of fatal error if he’s eligible to retire, but step one is figuring this out. I took the HHS VERA this spring, and even though our poor HR people were completely overwhelmed, I ended up with a retirement counselor who guided me through the process very ably. I got my first annuity payment within three months. |
If he indicated taking VERA/DRP as of 9/30/25 and forgot to submit paperwork AND HR hasn't reached out to him... I'd say possibility of that happening is less than 0. |
I think you need to get that checked out you shouldn't be depressed for a job this far into it |
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April VERA retiree here.
Your husbands approach sounds fine. Wait and see first. If there is a problem then worry about contacting someone. |