Kaiser offers both HMO and PPO. |
+1 Show some evidence of this or stop spreading misinformation. |
You're describing scenario #2. If you want to trim costs, why wait until the last moment to tell people? Also Kaiser is not the most expensive option. |
That was my point. People are incorrectly stating that the RFP was written to exclude Kaiser because it is an HMO only. That’s false |
APS needs to come out and put this on their website. People would maybe chill out a little if they actually addressed this thing being stated as fact to get people riled up. |
My sister is a MS teacher in another part of the country. She was visiting this weekend when news was breaking about the health care change. She read some of the stuff on AEM and was appalled at all of the teachers' complaints, ranging from calendar complaints to the health care issue and beyond. She also mentioned that she would get in trouble if she posted negative things about her employer on a semi-public FB page. And she is in a union that has teeth and in a liberal part of the country. |
Maybe that is the difference. Right now, there isn't much they can do but complain on private message boards and speak at SB meetings. |
It's not just about administrative streamlining for APS, it may have to do with insurance costs and how insurance rates are set. APS has, what, 5K employees plus dependents? It does not have the insurance pool of Fairfax (25K) or Loudoun (12K) or MoCo (20K). Dividing up your pool of insured lives between different insurance companies means higher costs in each pool. Dividing them up between different products with one company can have lower insurance costs. It has to do with risk, reinsurance, rate setting, etc. |
People have to deal with insurance changes all the time and have to switch providers and don't get any notice--but their boards and CEOs don't have a public meeting every two weeks where they have to sit there quietly while you stand there and yell at them for three minutes, with zero fear of reprisal because your job is protected. At my last job--where they literally took away our comprehensive insurance one year and replaced it with a high-deductible plan, and also took away our short term disability option while I was pregnant--I had an "anti-disparagement" clause in my employment contract. I could have been fired for cause (no severance, no unemployment) for saying the kinds of things that get posted every day on AEM. |
Right. Sorry. But streamlining costs doesn't necessarily mean keeping a plan just because it isn't the most expensive option. As far as notifying employees, everyone should have been alerted by APS and especially by AEA that contract was up and is going out for a bid, that nothing is guaranteed, and there may be changes. That's all they would have needed to say. They would not have been able to say what plans were going to be offered, yet; and notifying employees any sooner would not help significantly help them with any head start on finding new doctors before knowing who their new insurance carrier would be and which plan they would have. |
So I get why APS teachers are upset about losing Kaiser. I had it once and if you are used to that system, it can work very well. It's annoying to have to change all your doctors! I can empathize with that.
But, like others have said, this is just the status of healthcare in this country. Insurance companies change. And if you are going to have one, BCBS is a good one to move to. I will agree the dramatics about missing work to make new appointments is not helping. Yes, that might happen, but again, this is just what it's like. That's not a legal or sound reason for APS to KEEP Kaiser despite the bid process. So. Yes, it sucks and is annoying, but it's also just how things work with medical insurance. |
Yes, I am. I can also guarantee that had we stuck with Kaiser There would be at least a few people complaining right now “ why were we offered Kaiser when their employees are striking? if they can’t handle the workload they have why should we have it as an option?” |
I’m sure APS was caught off guard by the response. They are offering a plan with more coverage for less money per month and people are upset by it. I don’t know that I would have expected that. |
Is this true? In every place I have worked that offered a Kaiser option, it WAS the most expensive plan offered. And not by a little, but premiums on the order of 2x or 3x more. |
That’s interesting we are other options High deductible plans? Kaiser is the cheapest premium for APS employees but it does come with limitations obviously. |