Where do you keep your emergency fund?

[Anonymous]

We try to follow the rule about keeping 6 months worth of emergency expenses liquid and available just in case. But where is the best place to park that money? Savings account? Where do you keep yours?

[Anonymous]

When the shit hits the fan money in a bank won't mean crap.

I keep mine in cash and gold in my safe - hidden in the house where ain't nobody gonna find it - and they'd have to get past me and my gun to get it!

[Anonymous]

there are lots of threads on this. We keep some in an internet bank, and most in ibonds, but then I'm not concerned about the same kind of "emergencies" as PP.

[Anonymous]

We don't have an emergency fund. If there's an emergency, we well liquid investments we can convert to cash in a few days. If we need cash sooner than a few days, we borrow the money. Can't stand seeing money doing nothing in cash form.

[Anonymous]

Fidelity Cash reserves

[Anonymous]

We don't have an emergency fund. If there's an emergency, we well liquid investments we can convert to cash in a few days. If we need cash sooner than a few days, we borrow the money. Can't stand seeing money doing nothing in cash form.

I'm the same way. We have a high enough credit limit that I should be able to float enough money on credit cards in an emergency until the investments liquidate. All it takes to liquidate investments in my fidelity account is the click of a button.

[Anonymous]

Under the mattress. The only sure way.

[Anonymous]

Small amount in Capital One 360; larger fund in Vanguard Money Market.

[Anonymous]

Anonymous wrote:When the shit hits the fan money in a bank won't mean crap.

I keep mine in cash and gold in my safe - hidden in the house where ain't nobody gonna find it - and they'd have to get past me and my gun to get it!

I think the OP is worried about job loss, not losing grasp of their sanity. Thank you for chiming in from your bunker, though.

[Anonymous]

Anonymous wrote:

Anonymous wrote:When the shit hits the fan money in a bank won't mean crap.

I keep mine in cash and gold in my safe - hidden in the house where ain't nobody gonna find it - and they'd have to get past me and my gun to get it!

I think the OP is worried about job loss, not losing grasp of their sanity. Thank you for chiming in from your bunker, though.

I strongly suspect the PP was kidding/playing a role...

[Anonymous]

Anonymous wrote:Fidelity Cash reserves

And what are you doing with the whopping 0.01% YTD return the good people of Fidelity have given you? OP, stick it in a high-yield savings account at any online bank.

[Anonymous]

Anonymous wrote:When the shit hits the fan money in a bank won't mean crap.

I keep mine in cash and gold in my safe - hidden in the house where ain't nobody gonna find it - and they'd have to get past me and my gun to get it!

ROTFLOL!

Here's your futurama ep: Your hard hearted woman will leave you and give your $$ and gold to hard drinkin' gambler and you'll run 'em over w/a train.

[Anonymous]

Savings account

[Anonymous]

Anonymous wrote:

Anonymous wrote:When the shit hits the fan money in a bank won't mean crap.

I keep mine in cash and gold in my safe - hidden in the house where ain't nobody gonna find it - and they'd have to get past me and my gun to get it!

ROTFLOL!

Here's your futurama ep: Your hard hearted woman will leave you and give your $$ and gold to hard drinkin' gambler and you'll run 'em over w/a train.

Just chiming in to say: I get this reference!

[Anonymous]

Ally