What bank for everyday checking and savings?
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Anonymous
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We currently have a BoA checking that is completely free, but only because we maintain 5K in a BoA Savings earning basically no interest. I'de like to make that 5K work for me in at least a money market or high yeild savings account (Amex or Capitol One 360). I'm considering moving our checking to an online bank with no fees and no minimum balance (Ally?). On the other hand, we have been with BoA for 20 years and have no real complaints.
What ank do you use for everyday checking and savings? |
Anonymous
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Cardinal bank-- currently offering 1% interest on checking and they'll reimburse $10 or so of ATM fees (they only have a few branches though-- Va, Georgetown and Bethesda).
BofA is kind of evil if you have been following the foreclosure stories. |
Anonymous
| Money markets and "high yield" don't pay anything these days. Better off avoiding the fee, frankly. |
Anonymous
| INGdirect is good for me. |
Anonymous
| Usaa |
Anonymous
| Usaa, you can deposit from phone , free withdrawals at cvs atms and 15 a month atm fees for everything else |
Anonymous
| We love Citibank for our primary checking and keep most of our savings at INGDirect/Capital One. |
Anonymous
| Credit Union for checking and Fidelity for saving. |
Anonymous
| We just got Capitol One for high interest checking, they are paying 1% but I think you have to have a balance of $25k. |
Anonymous
| We use Penfed credit union for all of our day to day stuff. Also use Ally for medium term savings because they have a little better interest rate. |
Anonymous
| USAA! |
Anonymous
This is capital one 360 now |
Anonymous
+1 |
Anonymous
Us too. I can deposit checks by smartphone, use online banking, use POPMoney to transfer allowance to my kids accounts, etc. Easy to move money from citi to Cap One. I have citigold which has free checks, free wires, etc. |
Anonymous
NP here and I find that they put unnecessarily long holds on checks. |