| Credit union |
| Another vote for USAA! |
| a bank is a bank, does not really matter. |
| Yet another vote for USAA! |
| Bank of Georgetown. Great customer service and supporting a local business. I had an account at ING but left when they were taken over by Capital one (also banked at Chevy Chase Trust and left during the horrible transition to Capital One). |
| For you USAA lovers, why are they so great? Do they charge for ATMs? And what about overdraft protection fees? Capital One charges 19.5% if you access your overdraft protection.That's where they get me... |
They are consistently rated as one of the best companies in the country. Their customer service is amazing. Their on-line banking is outstanding. They refund all ATM charges. I have no idea about overdraft charges. We don't overdraw our accounts. In the almost 30 years that I've been a member, I have literally never had a problem. We have our bank accounts, car insurance, life insurance.....everything with USAA. |
| We use Navy Federal for everyday banking, Capital One 360 (formerly ING Direct) for emergency funds, and I maintain a small checking account at Suntrust for bricks-and-mortar. We found out that Navy Federal and other credit unions can't do some kinds of transactions, specifically international wire transfers. So that's why we keep a Suntrust account. I've not found another good solution for wire transfers, which we do occasionally for booking international hotels and travel. |