How would you feel about losing your company-provided health insurance for "medicare for all"?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

How is it fair for someone earning $50k in a DC suburb, just getting by, to have to pay $800 a month for a craoot bronze plan when someone living in Alabama earning $45k, and living comfortably, gets the same subsidized coverage for $100 a month?

We live in a Republic, not a Democracy.

I sure hope you're not a Democrat, with your ridiculous non sequitur.

What does the form of our representation have to do with the fact that Obama rammed through a plan that made middle-income people pay $800 a month for a catastrophic plan worth $50 a month so that the lower-income people pay $50 or $100 for the same plan? This entire thing was just a redistribute scheme from the straight middle class (earning $50kish) to the lower-middle class (earning $35kish) and the working class ($25k) WHEN MIDDLE CLASS PEOPLE EARNING $50K CANNOT AFFORD TO SUBSIDIZE HEALTH INSURANXE FOR THOSE WHO EARN LESS. And that's what OBamacare did.

Next thing you know is that the Dems will have the middle class subsidize the illegals' health insurance. Just watch.

The person above is either too young or too ignorant to know of all the problems with health insurance before Obamacare. The CEO of the hospital where I worked in the late 1980's and early 1990's told the employees year after year that that the health insurance company was raising their premiums 20 to 50 % year after year and that our insurance premiums would be going up accordingly and we would have to pay more out of pocket and have less coverage. So healthcare insurance prices skyrocketing was happening long before Obamacare. What Obamacare needs is more subsidies and a public option at least. For profit health insurance is never going to be a good deal.

I just read a great article which I will have to find that most folks really do not like their private insurance. Really it is an absurd assertion that folks like their private health insurance in most cases.

[Anonymous]

Bernie Sanders tweet today after receiving stents.
Medicare for all!
Love that man!

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

How is it fair for someone earning $50k in a DC suburb, just getting by, to have to pay $800 a month for a craoot bronze plan when someone living in Alabama earning $45k, and living comfortably, gets the same subsidized coverage for $100 a month?

We live in a Republic, not a Democracy.

I sure hope you're not a Democrat, with your ridiculous non sequitur.

What does the form of our representation have to do with the fact that Obama rammed through a plan that made middle-income people pay $800 a month for a catastrophic plan worth $50 a month so that the lower-income people pay $50 or $100 for the same plan? This entire thing was just a redistribute scheme from the straight middle class (earning $50kish) to the lower-middle class (earning $35kish) and the working class ($25k) WHEN MIDDLE CLASS PEOPLE EARNING $50K CANNOT AFFORD TO SUBSIDIZE HEALTH INSURANXE FOR THOSE WHO EARN LESS. And that's what OBamacare did.

Next thing you know is that the Dems will have the middle class subsidize the illegals' health insurance. Just watch.

Ok, well don't sign up for the ACA then. It sounds like it would be a bad deal for you. Not sure what you are looking for here...

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Jeez can we take the politics out of this for one minute and actually have a conversation here

We need to do 2 things

1. Address the moral hazard problem. There needs to be penalties/consequences for poor health behavior poor diet, smoking, not exercising or rewards (lower premiums) for positive behavior
2. Bring back catastrophic plans

Most people are satisfied with their health insurance. Scrapping a system that over 100 million people are happy with makes absolutely no sense.

You seem to ignore the large gap in between. What then? People get sick even if they live healthy lives?

Catastrophic plans don't address things like getting mammograms, a lumpectomy (benign, which I've had). It doesn't address congenital issues like asthma.

The vast majority of people fall in the large gap you keep ignoring.

Not only do they get sick, they also get hit by buses, bitten by dogs, ride in airplanes with people carrying diseases, etc

Under Obamacare you pay for all that anyway because you have a deductible of at least 5k (unsubsidized)

That's the same as a catastrophic plan except you are paying 30 a month instead of 300

It'd even worse than that - try $800+. That's what you'll pay for the "bargain" bronze plan if you're over 60 - and you'll still have a $6k deductible.

Yup.

A scam.

Now imagine not having ANY insurance and how much you will end up paying if you get sick.

What?? We are talking about how a "bronze" catastrophic coversge plan costs $800 a month under Obamacare - when the market price would otherwise be $50. IOW, Obama caused the price of catastrophic plans to go up in cost 10x so other people who earn even slightly less get a major subsidy. We are not talking about going without insurance at all.

How is it fair for someone earning $50k in a DC suburb, just getting by, to have to pay $800 a month for a craoot bronze plan when someone living in Alabama earning $45k, and living comfortably, gets the same subsidized coverage for $100 a month?

I live in Alabama. This is not accurate. In my area, you can get a bronze plan for around $400 per month, at around $200 per month after the subsidy if you only make $45000. The cost of living is just cheaper here too. Not Alabama's fault that unsubsidized health insurance premiums are about half of what they are near DC. Housing also costs less here too. Maybe you could move to Alabama and find a lower paying job?

It's also not fair that Warren Buffet pays a lower tax rate than his secretary. But that is the country that we live in.

https://www.healthsherpa.com/

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

How is it fair for someone earning $50k in a DC suburb, just getting by, to have to pay $800 a month for a craoot bronze plan when someone living in Alabama earning $45k, and living comfortably, gets the same subsidized coverage for $100 a month?

We live in a Republic, not a Democracy.

I sure hope you're not a Democrat, with your ridiculous non sequitur.

What does the form of our representation have to do with the fact that Obama rammed through a plan that made middle-income people pay $800 a month for a catastrophic plan worth $50 a month so that the lower-income people pay $50 or $100 for the same plan? This entire thing was just a redistribute scheme from the straight middle class (earning $50kish) to the lower-middle class (earning $35kish) and the working class ($25k) WHEN MIDDLE CLASS PEOPLE EARNING $50K CANNOT AFFORD TO SUBSIDIZE HEALTH INSURANXE FOR THOSE WHO EARN LESS. And that's what OBamacare did.

Next thing you know is that the Dems will have the middle class subsidize the illegals' health insurance. Just watch.

Most Accurate Comment of the Thread.

Thank you

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

How is it fair for someone earning $50k in a DC suburb, just getting by, to have to pay $800 a month for a craoot bronze plan when someone living in Alabama earning $45k, and living comfortably, gets the same subsidized coverage for $100 a month?

We live in a Republic, not a Democracy.

I sure hope you're not a Democrat, with your ridiculous non sequitur.

What does the form of our representation have to do with the fact that Obama rammed through a plan that made middle-income people pay $800 a month for a catastrophic plan worth $50 a month so that the lower-income people pay $50 or $100 for the same plan? This entire thing was just a redistribute scheme from the straight middle class (earning $50kish) to the lower-middle class (earning $35kish) and the working class ($25k) WHEN MIDDLE CLASS PEOPLE EARNING $50K CANNOT AFFORD TO SUBSIDIZE HEALTH INSURANXE FOR THOSE WHO EARN LESS. And that's what OBamacare did.

Next thing you know is that the Dems will have the middle class subsidize the illegals' health insurance. Just watch.

Most Accurate Comment of the Thread.

Thank you

You're welcome.

And did you see the clueless liberal above who,responded by saying...."well, don't buy an ACA plan then." OMG. So I should just go without insurance because the AFFORDABLE (hah) Care Act inflated the premiums on insurance for the middle class to the point it's not affordable?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

How is it fair for someone earning $50k in a DC suburb, just getting by, to have to pay $800 a month for a craoot bronze plan when someone living in Alabama earning $45k, and living comfortably, gets the same subsidized coverage for $100 a month?

We live in a Republic, not a Democracy.

I sure hope you're not a Democrat, with your ridiculous non sequitur.

What does the form of our representation have to do with the fact that Obama rammed through a plan that made middle-income people pay $800 a month for a catastrophic plan worth $50 a month so that the lower-income people pay $50 or $100 for the same plan? This entire thing was just a redistribute scheme from the straight middle class (earning $50kish) to the lower-middle class (earning $35kish) and the working class ($25k) WHEN MIDDLE CLASS PEOPLE EARNING $50K CANNOT AFFORD TO SUBSIDIZE HEALTH INSURANXE FOR THOSE WHO EARN LESS. And that's what OBamacare did.

Next thing you know is that the Dems will have the middle class subsidize the illegals' health insurance. Just watch.

The person above is either too young or too ignorant to know of all the problems with health insurance before Obamacare. The CEO of the hospital where I worked in the late 1980's and early 1990's told the employees year after year that that the health insurance company was raising their premiums 20 to 50 % year after year and that our insurance premiums would be going up accordingly and we would have to pay more out of pocket and have less coverage. So healthcare insurance prices skyrocketing was happening long before Obamacare. What Obamacare needs is more subsidies and a public option at least. For profit health insurance is never going to be a good deal.

I just read a great article which I will have to find that most folks really do not like their private insurance. Really it is an absurd assertion that folks like their private health insurance in most cases.

Exactly! I worked in higher ed and it was the same thing every single year. This was in the 90s!

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Jeez can we take the politics out of this for one minute and actually have a conversation here

We need to do 2 things

1. Address the moral hazard problem. There needs to be penalties/consequences for poor health behavior poor diet, smoking, not exercising or rewards (lower premiums) for positive behavior
2. Bring back catastrophic plans

Most people are satisfied with their health insurance. Scrapping a system that over 100 million people are happy with makes absolutely no sense.

You seem to ignore the large gap in between. What then? People get sick even if they live healthy lives?

Catastrophic plans don't address things like getting mammograms, a lumpectomy (benign, which I've had). It doesn't address congenital issues like asthma.

The vast majority of people fall in the large gap you keep ignoring.

Not only do they get sick, they also get hit by buses, bitten by dogs, ride in airplanes with people carrying diseases, etc

Under Obamacare you pay for all that anyway because you have a deductible of at least 5k (unsubsidized)

That's the same as a catastrophic plan except you are paying 30 a month instead of 300

It'd even worse than that - try $800+. That's what you'll pay for the "bargain" bronze plan if you're over 60 - and you'll still have a $6k deductible.

Yup.

A scam.

Now imagine not having ANY insurance and how much you will end up paying if you get sick.

What?? We are talking about how a "bronze" catastrophic coversge plan costs $800 a month under Obamacare - when the market price would otherwise be $50. IOW, Obama caused the price of catastrophic plans to go up in cost 10x so other people who earn even slightly less get a major subsidy. We are not talking about going without insurance at all.

How is it fair for someone earning $50k in a DC suburb, just getting by, to have to pay $800 a month for a craoot bronze plan when someone living in Alabama earning $45k, and living comfortably, gets the same subsidized coverage for $100 a month?

I live in Alabama. This is not accurate. In my area, you can get a bronze plan for around $400 per month, at around $200 per month after the subsidy if you only make $45000. The cost of living is just cheaper here too. Not Alabama's fault that unsubsidized health insurance premiums are about half of what they are near DC. Housing also costs less here too. Maybe you could move to Alabama and find a lower paying job?

It's also not fair that Warren Buffet pays a lower tax rate than his secretary. But that is the country that we live in.

https://www.healthsherpa.com/

Did you see Anand Giridharadas on the daily show? Two of my favorite people. It was a great interview!

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

How is it fair for someone earning $50k in a DC suburb, just getting by, to have to pay $800 a month for a craoot bronze plan when someone living in Alabama earning $45k, and living comfortably, gets the same subsidized coverage for $100 a month?

We live in a Republic, not a Democracy.

I sure hope you're not a Democrat, with your ridiculous non sequitur.

What does the form of our representation have to do with the fact that Obama rammed through a plan that made middle-income people pay $800 a month for a catastrophic plan worth $50 a month so that the lower-income people pay $50 or $100 for the same plan? This entire thing was just a redistribute scheme from the straight middle class (earning $50kish) to the lower-middle class (earning $35kish) and the working class ($25k) WHEN MIDDLE CLASS PEOPLE EARNING $50K CANNOT AFFORD TO SUBSIDIZE HEALTH INSURANXE FOR THOSE WHO EARN LESS. And that's what OBamacare did.

Next thing you know is that the Dems will have the middle class subsidize the illegals' health insurance. Just watch.

Most Accurate Comment of the Thread.

Thank you

You're welcome.

And did you see the clueless liberal above who,responded by saying...."well, don't buy an ACA plan then." OMG. So I should just go without insurance because the AFFORDABLE (hah) Care Act inflated the premiums on insurance for the middle class to the point it's not affordable?

You don't know what you are talking about. You should read more.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

How is it fair for someone earning $50k in a DC suburb, just getting by, to have to pay $800 a month for a craoot bronze plan when someone living in Alabama earning $45k, and living comfortably, gets the same subsidized coverage for $100 a month?

We live in a Republic, not a Democracy.

I sure hope you're not a Democrat, with your ridiculous non sequitur.

What does the form of our representation have to do with the fact that Obama rammed through a plan that made middle-income people pay $800 a month for a catastrophic plan worth $50 a month so that the lower-income people pay $50 or $100 for the same plan? This entire thing was just a redistribute scheme from the straight middle class (earning $50kish) to the lower-middle class (earning $35kish) and the working class ($25k) WHEN MIDDLE CLASS PEOPLE EARNING $50K CANNOT AFFORD TO SUBSIDIZE HEALTH INSURANXE FOR THOSE WHO EARN LESS. And that's what OBamacare did.

Next thing you know is that the Dems will have the middle class subsidize the illegals' health insurance. Just watch.

Most Accurate Comment of the Thread.

Thank you

You're welcome.

And did you see the clueless liberal above who,responded by saying...."well, don't buy an ACA plan then." OMG. So I should just go without insurance because the AFFORDABLE (hah) Care Act inflated the premiums on insurance for the middle class to the point it's not affordable?

Yup. They are all about "empathy."

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

How is it fair for someone earning $50k in a DC suburb, just getting by, to have to pay $800 a month for a craoot bronze plan when someone living in Alabama earning $45k, and living comfortably, gets the same subsidized coverage for $100 a month?

We live in a Republic, not a Democracy.

I sure hope you're not a Democrat, with your ridiculous non sequitur.

What does the form of our representation have to do with the fact that Obama rammed through a plan that made middle-income people pay $800 a month for a catastrophic plan worth $50 a month so that the lower-income people pay $50 or $100 for the same plan? This entire thing was just a redistribute scheme from the straight middle class (earning $50kish) to the lower-middle class (earning $35kish) and the working class ($25k) WHEN MIDDLE CLASS PEOPLE EARNING $50K CANNOT AFFORD TO SUBSIDIZE HEALTH INSURANXE FOR THOSE WHO EARN LESS. And that's what OBamacare did.

Next thing you know is that the Dems will have the middle class subsidize the illegals' health insurance. Just watch.

Most Accurate Comment of the Thread.

Thank you

You're welcome.

And did you see the clueless liberal above who,responded by saying...."well, don't buy an ACA plan then." OMG. So I should just go without insurance because the AFFORDABLE (hah) Care Act inflated the premiums on insurance for the middle class to the point it's not affordable?

You don't know what you are talking about. You should read more.

I know more about it than you. I'm LIVING IT. What type of answer is it to say "well don't buy insurance then" when people report how they are being charged an unaffordable premium as a result of the Affordablr Care Act? All,of a sudden you don't care if people can't afford insurance? I bet you didn't tell low-income people who couldn't afford insurance "don't buy it then."

LIberals. sheesh.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

How is it fair for someone earning $50k in a DC suburb, just getting by, to have to pay $800 a month for a craoot bronze plan when someone living in Alabama earning $45k, and living comfortably, gets the same subsidized coverage for $100 a month?

We live in a Republic, not a Democracy.

I sure hope you're not a Democrat, with your ridiculous non sequitur.

What does the form of our representation have to do with the fact that Obama rammed through a plan that made middle-income people pay $800 a month for a catastrophic plan worth $50 a month so that the lower-income people pay $50 or $100 for the same plan? This entire thing was just a redistribute scheme from the straight middle class (earning $50kish) to the lower-middle class (earning $35kish) and the working class ($25k) WHEN MIDDLE CLASS PEOPLE EARNING $50K CANNOT AFFORD TO SUBSIDIZE HEALTH INSURANXE FOR THOSE WHO EARN LESS. And that's what OBamacare did.

Next thing you know is that the Dems will have the middle class subsidize the illegals' health insurance. Just watch.

Most Accurate Comment of the Thread.

Thank you

You're welcome.

And did you see the clueless liberal above who,responded by saying...."well, don't buy an ACA plan then." OMG. So I should just go without insurance because the AFFORDABLE (hah) Care Act inflated the premiums on insurance for the middle class to the point it's not affordable?

You don't know what you are talking about. You should read more.

I know more about it than you. I'm LIVING IT. What type of answer is it to say "well don't buy insurance then" when people report how they are being charged an unaffordable premium as a result of the Affordablr Care Act? All,of a sudden you don't care if people can't afford insurance? I bet you didn't tell low-income people who couldn't afford insurance "don't buy it then."

LIberals. sheesh.

Actually, when the mandate was still in place, the situation was truly kafkian.

We have f#cked your insurance and can no longer afford to buy one of your new and enriched expensive options?

Congrats! You now have to pay the IRS ONE THOUSAND BUCKS for NOT BUYING something you want but can't afford!

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

How is it fair for someone earning $50k in a DC suburb, just getting by, to have to pay $800 a month for a craoot bronze plan when someone living in Alabama earning $45k, and living comfortably, gets the same subsidized coverage for $100 a month?

We live in a Republic, not a Democracy.

I sure hope you're not a Democrat, with your ridiculous non sequitur.

What does the form of our representation have to do with the fact that Obama rammed through a plan that made middle-income people pay $800 a month for a catastrophic plan worth $50 a month so that the lower-income people pay $50 or $100 for the same plan? This entire thing was just a redistribute scheme from the straight middle class (earning $50kish) to the lower-middle class (earning $35kish) and the working class ($25k) WHEN MIDDLE CLASS PEOPLE EARNING $50K CANNOT AFFORD TO SUBSIDIZE HEALTH INSURANXE FOR THOSE WHO EARN LESS. And that's what OBamacare did.

Next thing you know is that the Dems will have the middle class subsidize the illegals' health insurance. Just watch.

Most Accurate Comment of the Thread.

Thank you

You're welcome.

And did you see the clueless liberal above who,responded by saying...."well, don't buy an ACA plan then." OMG. So I should just go without insurance because the AFFORDABLE (hah) Care Act inflated the premiums on insurance for the middle class to the point it's not affordable?

Yup. They are all about "empathy."

You guys have taught us well. Especially your president. Attack the other and steal from him for the rich. Its our new motto too.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

How is it fair for someone earning $50k in a DC suburb, just getting by, to have to pay $800 a month for a craoot bronze plan when someone living in Alabama earning $45k, and living comfortably, gets the same subsidized coverage for $100 a month?

We live in a Republic, not a Democracy.

I sure hope you're not a Democrat, with your ridiculous non sequitur.

What does the form of our representation have to do with the fact that Obama rammed through a plan that made middle-income people pay $800 a month for a catastrophic plan worth $50 a month so that the lower-income people pay $50 or $100 for the same plan? This entire thing was just a redistribute scheme from the straight middle class (earning $50kish) to the lower-middle class (earning $35kish) and the working class ($25k) WHEN MIDDLE CLASS PEOPLE EARNING $50K CANNOT AFFORD TO SUBSIDIZE HEALTH INSURANXE FOR THOSE WHO EARN LESS. And that's what OBamacare did.

Next thing you know is that the Dems will have the middle class subsidize the illegals' health insurance. Just watch.

Most Accurate Comment of the Thread.

Thank you

You're welcome.

And did you see the clueless liberal above who,responded by saying...."well, don't buy an ACA plan then." OMG. So I should just go without insurance because the AFFORDABLE (hah) Care Act inflated the premiums on insurance for the middle class to the point it's not affordable?

Yup. They are all about "empathy."

You guys have taught us well. Especially your president. Attack the other and steal from him for the rich. Its our new motto too.

You're taking about Obama and his multi-trillion dollar theft to benefit donors and lobby groups, correct?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

How is it fair for someone earning $50k in a DC suburb, just getting by, to have to pay $800 a month for a craoot bronze plan when someone living in Alabama earning $45k, and living comfortably, gets the same subsidized coverage for $100 a month?

We live in a Republic, not a Democracy.

I sure hope you're not a Democrat, with your ridiculous non sequitur.

What does the form of our representation have to do with the fact that Obama rammed through a plan that made middle-income people pay $800 a month for a catastrophic plan worth $50 a month so that the lower-income people pay $50 or $100 for the same plan? This entire thing was just a redistribute scheme from the straight middle class (earning $50kish) to the lower-middle class (earning $35kish) and the working class ($25k) WHEN MIDDLE CLASS PEOPLE EARNING $50K CANNOT AFFORD TO SUBSIDIZE HEALTH INSURANXE FOR THOSE WHO EARN LESS. And that's what OBamacare did.

Next thing you know is that the Dems will have the middle class subsidize the illegals' health insurance. Just watch.

The person above is either too young or too ignorant to know of all the problems with health insurance before Obamacare. The CEO of the hospital where I worked in the late 1980's and early 1990's told the employees year after year that that the health insurance company was raising their premiums 20 to 50 % year after year and that our insurance premiums would be going up accordingly and we would have to pay more out of pocket and have less coverage. So healthcare insurance prices skyrocketing was happening long before Obamacare. What Obamacare needs is more subsidies and a public option at least. For profit health insurance is never going to be a good deal.

I just read a great article which I will have to find that most folks really do not like their private insurance. Really it is an absurd assertion that folks like their private health insurance in most cases.

Exactly! I worked in higher ed and it was the same thing every single year. This was in the 90s!

I've also mentioned several times now that I had private insurance pre ACA for years. Premiums went up every year as did the deductible. So, I kept downgrading my coverage every year. Again, this is pre ACA. Back then, insurance companies could also kick you off if you got a pre-existing condition. Not so anymore. So yes, I'm thankful for my ACA coverage.

I'll say it again.. people who think those catastrophic plans are the way to go are living on a hope and a prayer that you won't get sick. At 50, life has taught me that you never know what life will throw at you. If we go back to pre ACA days, we will no longer be able to be self employed, and millions of others won't be able to get any coverage.