CapitalOne card closed today due to security breach
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Anonymous
| They didn't give much detail but indicated a merchant had obtained some sort of unauthorized access. We had no bogus charges and they will give us a new card per the usual processing time. We got the sense this was part of a larger scam than just our little account. Anyone else experience something similar with them today? |
Anonymous
|
My Capital One card has been replace twice in the last year.
I just think their security department is on top of things. We used our card in Rockville and moments later it was used in NJ. There must be a way to tell my card and my H card are different, like it was not the other card being used it was the exact card. |
Anonymous
| Interesting. I do agree that they seem to be pretty diligent. |
Anonymous
| Sometimes this just happens. My Bank of America card was compromised 3 times in a 6-month period, but not again after that. Each time, it was caught by BoA and the charges were removed. |
Anonymous
| This happened to my USAA card 3X last year. I think it's the new normal. What a pain. |
Anonymous
| I had a Bank of America card with the same vague statement about a security breach about 2 months ago. |
Anonymous
|
Its standard procedure. The way it typically works is this:
Either A) A merchant (Target or something) reports a data breach to the banks. The banks identify the cards in question and proactively shut them off. B) Someone reports a fraud alert on their card. Someone else reports a fraud alert on their card. A pattern is identified that both people shopped at a particular Target on the same day. The bank identifies everyone else who shopped at that store that day and shuts them off. Its irritating when it happens, but frankly, its less irritating than dealing with fraud charges. |
Anonymous
| Just saw something on NBC Nightly about a huge credit card data brief -- haven't done the report yet, but may be related. May want to turn on the news... |
Anonymous
|
When I hear about these things, I realize that somewhere there are armies of crooks who spend all day every day trying to break into big-ticket databases.
It's amazing this doesn't happen 100 times a day. |
Anonymous
| Happens at least twice per year with my Capital One card. Bit of a pain, but I'm glad they are catching it. I usually get $50 "inconvenience" compensation from the bank. Pain is trying to figure who has my card info to for future charges. This time it was our vacation rental... |
Anonymous
| This happened to me too and my Chase card. Now I am dealing with Identify theft as someone opened a billmelater account via a fake ebay account with my info. So, look into freezing your credit with the three consumer credit reporting agencies. You'll have to do temporary lifts when you want credit, but it is worth it. |
Anonymous
| Got a call last night that new cards to be issued. No details. |
Anonymous
| I received that call a couple weeks ago. |
Anonymous
Big data breach at target... My guess is a lot of banks are proactively reissuing. |
Anonymous
| We have a Disney Visa that has been replace FOUR times in the past year. Also they put fraud alerts on it all the time and I have to call and verify our purchases. It is such a pain in the... |