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Money and Finances
Reply to "CapitalOne card closed today due to security breach"
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[quote=Anonymous]Its standard procedure. The way it typically works is this: Either A) A merchant (Target or something) reports a data breach to the banks. The banks identify the cards in question and proactively shut them off. B) Someone reports a fraud alert on their card. Someone else reports a fraud alert on their card. A pattern is identified that both people shopped at a particular Target on the same day. The bank identifies everyone else who shopped at that store that day and shuts them off. Its irritating when it happens, but frankly, its less irritating than dealing with fraud charges. [/quote]
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