Why are people obsessed with putting $$ in retirement?

[Anonymous]

Anonymous wrote:

Anonymous wrote:Most of you posters clearly have not had any family members with dementia or Alzheimer’s. The cost would blow your mind. Especially because frequently these people are otherwise physically healthy.

Yes. And if you don't have money, your options are horrendous. Just spend Christmas visiting my husbands grandma. I commented to my teens that Id rather someone smother me with a pillow. I wasn't being dramatic. Its not hard to see that awful abuses muse be going on when the families are not around.

I'm a NP and I wouldn't want to live like that. My grandparents had full active lives and passed away in their late 80s after a few weeks of suffering. I refuse to spend $$$$ to be in a bed with a feeding tube down my throat and no mental cognition. This is my idea of hell.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Add me to the list of those pushed out within a month of my 50th birthday. I'll never get close to making that kind of money again.

When will we have a #Metoo movement?

When you organize it?

[Anonymous]

Anonymous wrote:
I'm a NP and I wouldn't want to live like that. My grandparents had full active lives and passed away in their late 80s after a few weeks of suffering. I refuse to spend $$$$ to be in a bed with a feeding tube down my throat and no mental cognition. This is my idea of hell.

But practically, how would you pull something like this off?

It sounds like I'm joking, but I'm not. I don't really want all of my savings to be blown in my last year(s) on treatments I don't want, but I'm not really going to expect my children or spouse to smother me with a pillow. A living will is fine, but don't those only apply if I'm unconscious?

[Anonymous]

DH and I are 59&61. We are semi-retired (both work part time). I am so glad we saved. we are having the time of our lives, traveling, exercising daily, eating well, and enjoying no longer being wage slaves. We have never been healthier. I am so glad we can spend this half our our lives doing exactly what we want to do. Our kids are grown and life is good! I would not want to be working at this point. It really starts to wear you down after decades of running in the hamster wheel.

[Anonymous]

Anonymous wrote:

Anonymous wrote:
I'm a NP and I wouldn't want to live like that. My grandparents had full active lives and passed away in their late 80s after a few weeks of suffering. I refuse to spend $$$$ to be in a bed with a feeding tube down my throat and no mental cognition. This is my idea of hell.

But practically, how would you pull something like this off?

It sounds like I'm joking, but I'm not. I don't really want all of my savings to be blown in my last year(s) on treatments I don't want, but I'm not really going to expect my children or spouse to smother me with a pillow. A living will is fine, but don't those only apply if I'm unconscious?

overdose on pills.

[Anonymous]

Anonymous wrote:DH and I are 59&61. We are semi-retired (both work part time). I am so glad we saved. we are having the time of our lives, traveling, exercising daily, eating well, and enjoying no longer being wage slaves. We have never been healthier. I am so glad we can spend this half our our lives doing exactly what we want to do. Our kids are grown and life is good! I would not want to be working at this point. It really starts to wear you down after decades of running in the hamster wheel.

When did you retire? Was it hard to pull the plugs?

[Anonymous]

Anonymous wrote:

Anonymous wrote:DH and I are 59&61. We are semi-retired (both work part time). I am so glad we saved. we are having the time of our lives, traveling, exercising daily, eating well, and enjoying no longer being wage slaves. We have never been healthier. I am so glad we can spend this half our our lives doing exactly what we want to do. Our kids are grown and life is good! I would not want to be working at this point. It really starts to wear you down after decades of running in the hamster wheel.

When did you retire? Was it hard to pull the plugs?

2 years ago. Not hard at all. After awhile, it becomes a drag to have to work each day. Work for us was always a means to an end.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:
I'm a NP and I wouldn't want to live like that. My grandparents had full active lives and passed away in their late 80s after a few weeks of suffering. I refuse to spend $$$$ to be in a bed with a feeding tube down my throat and no mental cognition. This is my idea of hell.

But practically, how would you pull something like this off?

It sounds like I'm joking, but I'm not. I don't really want all of my savings to be blown in my last year(s) on treatments I don't want, but I'm not really going to expect my children or spouse to smother me with a pillow. A living will is fine, but don't those only apply if I'm unconscious?

overdose on pills.

That's much harder to accomplish than you think.

I'm a hospice worker and you would be surprised at the incredible will humans have to live. Intentionally killing yourself in the absence of depression is nearly impossible.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:
I'm a NP and I wouldn't want to live like that. My grandparents had full active lives and passed away in their late 80s after a few weeks of suffering. I refuse to spend $$$$ to be in a bed with a feeding tube down my throat and no mental cognition. This is my idea of hell.

But practically, how would you pull something like this off?

It sounds like I'm joking, but I'm not. I don't really want all of my savings to be blown in my last year(s) on treatments I don't want, but I'm not really going to expect my children or spouse to smother me with a pillow. A living will is fine, but don't those only apply if I'm unconscious?

overdose on pills.

That's much harder to accomplish than you think.

I'm a hospice worker and you would be surprised at the incredible will humans have to live. Intentionally killing yourself in the absence of depression is nearly impossible.

What is the alternative, PP? Moving to another country where physician assisted suicide is legal? Also it looks like some states in the US have medical aid in dying laws, although the patient would have to already be dying -https://en.wikipedia.org/wiki/Medical_aid_in_dying_in_the_United_States

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:
I'm a NP and I wouldn't want to live like that. My grandparents had full active lives and passed away in their late 80s after a few weeks of suffering. I refuse to spend $$$$ to be in a bed with a feeding tube down my throat and no mental cognition. This is my idea of hell.

But practically, how would you pull something like this off?

It sounds like I'm joking, but I'm not. I don't really want all of my savings to be blown in my last year(s) on treatments I don't want, but I'm not really going to expect my children or spouse to smother me with a pillow. A living will is fine, but don't those only apply if I'm unconscious?

overdose on pills.

That's much harder to accomplish than you think.

I'm a hospice worker and you would be surprised at the incredible will humans have to live. Intentionally killing yourself in the absence of depression is nearly impossible.

Also, do you mean that the person's emotional will is such that they would not want to end things? Or that physically ending it is difficult?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:
I'm a NP and I wouldn't want to live like that. My grandparents had full active lives and passed away in their late 80s after a few weeks of suffering. I refuse to spend $$$$ to be in a bed with a feeding tube down my throat and no mental cognition. This is my idea of hell.

But practically, how would you pull something like this off?

It sounds like I'm joking, but I'm not. I don't really want all of my savings to be blown in my last year(s) on treatments I don't want, but I'm not really going to expect my children or spouse to smother me with a pillow. A living will is fine, but don't those only apply if I'm unconscious?

overdose on pills.

That's much harder to accomplish than you think.

I'm a hospice worker and you would be surprised at the incredible will humans have to live. Intentionally killing yourself in the absence of depression is nearly impossible.

Also, do you mean that the person's emotional will is such that they would not want to end things? Or that physically ending it is difficult?

When it comes down to it, people do not want to die, even people who are suffering greatly. People who have scripts for physician assisted suicide often don't go through with it. It's permanent, and final.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Because I don't want to be a greeter at Walmart when I'm 80.

Som greeters work because they want to. Rise above your hatred.

I don't hate Walmart greeters. I just don't want to be one when I'm 80. Maybe I'll change my mind, who knows? I just wonder how many of them do it because they want to vs because they have to. My point is, I don't want to have to have a job if I don't want to have one.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:
I'm a NP and I wouldn't want to live like that. My grandparents had full active lives and passed away in their late 80s after a few weeks of suffering. I refuse to spend $$$$ to be in a bed with a feeding tube down my throat and no mental cognition. This is my idea of hell.

But practically, how would you pull something like this off?

It sounds like I'm joking, but I'm not. I don't really want all of my savings to be blown in my last year(s) on treatments I don't want, but I'm not really going to expect my children or spouse to smother me with a pillow. A living will is fine, but don't those only apply if I'm unconscious?

overdose on pills.

That's much harder to accomplish than you think.

I'm a hospice worker and you would be surprised at the incredible will humans have to live. Intentionally killing yourself in the absence of depression is nearly impossible.

Also, do you mean that the person's emotional will is such that they would not want to end things? Or that physically ending it is difficult?

I mean humans have an intense desire to live even in the most dire of circumstances. Right now as a healthy person, you think that you will just take some pills and kill yourself. death creeps up on you, you do not go from active to in a big intubated over night. It is a gradual process that people fight every step of the way.

Even in hospice, i see people fight until the bitter end, I never see resignation until the last few days. Unless you have severe depression and already flirt with suicide, do not hinge your financial planning on suicide.

[Anonymous]

I am not obsessed with putting $$ in retirement. I am putting effort in learning how to hack and steal people's money. #CareerGoalsOfRussianHackers

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Not everyone puts wages into retirement. Some jobs come with automatic benefits as soon as your time is in. Law enforcement is one of these jobs, at least, it is in Virginia. You can retire at 50 with extra for hazardous duty pay or you can work longer and do a large plop along with the haz pay.

This is a huge problem that will have to be corrected. It was fine when lifespans were shorter; the taxpayers do not want to pay for retirement that, in many instances, is as long as or longer than the time public employees worked.

Speak for yourself. I am okay with paying for their retirement benefits. They put their lives on the line, I think they deserve it.

It is not a sustainable financial model, regardless of the underlying profession. That's why defined benefit plans are all but extinct in the private sector. Also, I reject the idea that certain types of public employees (but not others?) are entitled to 30+ year fully funded retirements.