House Explosion in North Arlington

Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:[twitter]
Anonymous wrote:Here is the GoFundMe for the family in the duplex that lost everything. We go to the same elementary and I can vouch it’s legit. PTA is circulating it.
https://www.gofundme.com/f/yqu87u-draft


Don't they have renters insurance or home owners insurance to cover the loss of their possessions?


+1
$40k for your things in a tiny duplex seems like a lot of money to me.


FFS you're begrudging these people money that people donated to them because they ended up in a $hit situation they had no control over??? What's wrong with you?

Let's blow up your house and see how you feel. I'm sure $40K would be chump change in that situation.


+1

Imagine every piece of furniture you own (we don’t even have crazy expensive tastes, but 3 bedroom sets + office furniture + dining room table/chairs + a couple couches is easily 15k (built up over a period of years). Think of every article of clothing you own, every piece of decor, sports equipment and instruments, electronics, etc. Now imagine you are having to do extra takeout because you don’t have a kitchen. You may need to take time off work (maybe even unpaid). Perhaps they want to splurge on something a little nice like a trip to get away for Christmas since they don’t have a home to bring new toys to. Insurance will take a while to pay out and the land issues could be weird with trying to re-build.

I don’t begrudge these people their GoFundMe one bit. I’m sure they’d gladly trade the money for their normal lives/home again.


Seriously. This is a family of four and their home was literally flattened. 40k is nothing.
Anonymous
They probably also lost their car.
Anonymous
Anonymous wrote:
Anonymous wrote:Is there any update on cause of explosion?


It was natural gas.

There is no other reason why the suspect would have been shooting off a flare gun (which shoots flaming flares) inside his own house.

This was a natural gas explosion.


The way I read the articles he was firing flares into the neighborhood, not inside his house. From the police statement:

At approximately 4:45 p.m. on December 4, the Arlington County Police Department was dispatched to the 800 block of N. Burlington Street for the report of possible shots heard. The preliminary investigation indicated a suspect discharged a flare gun approximately 30 – 40 times from inside his residence into the surrounding neighborhood.
Anonymous
Anonymous wrote:They probably also lost their car.


I think I saw the white Jeep (from his earlier rant) in the rubble.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:[twitter]
Anonymous wrote:Here is the GoFundMe for the family in the duplex that lost everything. We go to the same elementary and I can vouch it’s legit. PTA is circulating it.
https://www.gofundme.com/f/yqu87u-draft


Don't they have renters insurance or home owners insurance to cover the loss of their possessions?


That assumes that they documented all of their possessions.


This assumes that the insurance will pay out.


Correct. If the loss occurred as the result of criminal activity, there may be a clause that limits or absolves payout of a claim. The criminal activity does NOT have to be committed by the policy holder - it could be committed by ANYONE.

Same exact scenario is why most people or businesses don’t get insurance payouts after losing property in a riot. Because the loss occurred as the result of criminal behavior.


People NEVER read the fine print on their policies.
Anonymous
There is no insurance coverage for intentional acts. Otherwise it’s a huge moral hazard. This is why insurance companies have arson units. This is absolutely devastating for the family.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:[twitter]
Anonymous wrote:Here is the GoFundMe for the family in the duplex that lost everything. We go to the same elementary and I can vouch it’s legit. PTA is circulating it.
https://www.gofundme.com/f/yqu87u-draft


Don't they have renters insurance or home owners insurance to cover the loss of their possessions?


+1
$40k for your things in a tiny duplex seems like a lot of money to me.


FFS you're begrudging these people money that people donated to them because they ended up in a $hit situation they had no control over??? What's wrong with you?

Let's blow up your house and see how you feel. I'm sure $40K would be chump change in that situation.


+1

Imagine every piece of furniture you own (we don’t even have crazy expensive tastes, but 3 bedroom sets + office furniture + dining room table/chairs + a couple couches is easily 15k (built up over a period of years). Think of every article of clothing you own, every piece of decor, sports equipment and instruments, electronics, etc. Now imagine you are having to do extra takeout because you don’t have a kitchen. You may need to take time off work (maybe even unpaid). Perhaps they want to splurge on something a little nice like a trip to get away for Christmas since they don’t have a home to bring new toys to. Insurance will take a while to pay out and the land issues could be weird with trying to re-build.

I don’t begrudge these people their GoFundMe one bit. I’m sure they’d gladly trade the money for their normal lives/home again.


Seriously. This is a family of four and their home was literally flattened. 40k is nothing.


In the past two hours, they have reached over $50K and increased their goal to $100K.
Anonymous
Anonymous wrote:There is no insurance coverage for intentional acts. Otherwise it’s a huge moral hazard. This is why insurance companies have arson units. This is absolutely devastating for the family.

This was not an intentional act on their part or even against them. I'm SURE insurance will cover, and if the man had any money, hopefully they can sue the estate, but it will take years.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:[twitter]
Anonymous wrote:Here is the GoFundMe for the family in the duplex that lost everything. We go to the same elementary and I can vouch it’s legit. PTA is circulating it.
https://www.gofundme.com/f/yqu87u-draft


Don't they have renters insurance or home owners insurance to cover the loss of their possessions?


+1
$40k for your things in a tiny duplex seems like a lot of money to me.


FFS you're begrudging these people money that people donated to them because they ended up in a $hit situation they had no control over??? What's wrong with you?

Let's blow up your house and see how you feel. I'm sure $40K would be chump change in that situation.


+1

Imagine every piece of furniture you own (we don’t even have crazy expensive tastes, but 3 bedroom sets + office furniture + dining room table/chairs + a couple couches is easily 15k (built up over a period of years). Think of every article of clothing you own, every piece of decor, sports equipment and instruments, electronics, etc. Now imagine you are having to do extra takeout because you don’t have a kitchen. You may need to take time off work (maybe even unpaid). Perhaps they want to splurge on something a little nice like a trip to get away for Christmas since they don’t have a home to bring new toys to. Insurance will take a while to pay out and the land issues could be weird with trying to re-build.

I don’t begrudge these people their GoFundMe one bit. I’m sure they’d gladly trade the money for their normal lives/home again.


Seriously. This is a family of four and their home was literally flattened. 40k is nothing.


In the past two hours, they have reached over $50K and increased their goal to $100K.

And you think that's too much? We keep a home inventory list for insurance purposes and have $150k worth of furniture/clothing/houseware in our little 3-bedroom house.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:[twitter]
Anonymous wrote:Here is the GoFundMe for the family in the duplex that lost everything. We go to the same elementary and I can vouch it’s legit. PTA is circulating it.
https://www.gofundme.com/f/yqu87u-draft


Don't they have renters insurance or home owners insurance to cover the loss of their possessions?


+1
$40k for your things in a tiny duplex seems like a lot of money to me.


FFS you're begrudging these people money that people donated to them because they ended up in a $hit situation they had no control over??? What's wrong with you?

Let's blow up your house and see how you feel. I'm sure $40K would be chump change in that situation.



+1

Imagine every piece of furniture you own (we don’t even have crazy expensive tastes, but 3 bedroom sets + office furniture + dining room table/chairs + a couple couches is easily 15k (built up over a period of years). Think of every article of clothing you own, every piece of decor, sports equipment and instruments, electronics, etc. Now imagine you are having to do extra takeout because you don’t have a kitchen. You may need to take time off work (maybe even unpaid). Perhaps they want to splurge on something a little nice like a trip to get away for Christmas since they don’t have a home to bring new toys to. Insurance will take a while to pay out and the land issues could be weird with trying to re-build.

I don’t begrudge these people their GoFundMe one bit. I’m sure they’d gladly trade the money for their normal lives/home again.


Seriously. This is a family of four and their home was literally flattened. 40k is nothing.


Adding on - imagine losing everything. Every piece of clothing. Every memento. If they get a million dollars, it will not undo the loss.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Is there any update on cause of explosion?


It was natural gas.

There is no other reason why the suspect would have been shooting off a flare gun (which shoots flaming flares) inside his own house.

This was a natural gas explosion.


The way I read the articles he was firing flares into the neighborhood, not inside his house. From the police statement:

At approximately 4:45 p.m. on December 4, the Arlington County Police Department was dispatched to the 800 block of N. Burlington Street for the report of possible shots heard. The preliminary investigation indicated a suspect discharged a flare gun approximately 30 – 40 times from inside his residence into the surrounding neighborhood.


Yes, kids in our neighborhood saw the flares in the sky/air.
Anonymous
Anonymous wrote:
Anonymous wrote:There is no insurance coverage for intentional acts. Otherwise it’s a huge moral hazard. This is why insurance companies have arson units. This is absolutely devastating for the family.

This was not an intentional act on their part or even against them. I'm SURE insurance will cover, and if the man had any money, hopefully they can sue the estate, but it will take years.




Soooo naive….
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:There is no insurance coverage for intentional acts. Otherwise it’s a huge moral hazard. This is why insurance companies have arson units. This is absolutely devastating for the family.

This was not an intentional act on their part or even against them. I'm SURE insurance will cover, and if the man had any money, hopefully they can sue the estate, but it will take years.




Soooo naive….


hahaha (I practiced insurance coverage litigation for decades)
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:[twitter]
Anonymous wrote:Here is the GoFundMe for the family in the duplex that lost everything. We go to the same elementary and I can vouch it’s legit. PTA is circulating it.
https://www.gofundme.com/f/yqu87u-draft


Don't they have renters insurance or home owners insurance to cover the loss of their possessions?


+1
$40k for your things in a tiny duplex seems like a lot of money to me.


FFS you're begrudging these people money that people donated to them because they ended up in a $hit situation they had no control over??? What's wrong with you?

Let's blow up your house and see how you feel. I'm sure $40K would be chump change in that situation.



+1

Imagine every piece of furniture you own (we don’t even have crazy expensive tastes, but 3 bedroom sets + office furniture + dining room table/chairs + a couple couches is easily 15k (built up over a period of years). Think of every article of clothing you own, every piece of decor, sports equipment and instruments, electronics, etc. Now imagine you are having to do extra takeout because you don’t have a kitchen. You may need to take time off work (maybe even unpaid). Perhaps they want to splurge on something a little nice like a trip to get away for Christmas since they don’t have a home to bring new toys to. Insurance will take a while to pay out and the land issues could be weird with trying to re-build.

I don’t begrudge these people their GoFundMe one bit. I’m sure they’d gladly trade the money for their normal lives/home again.


Seriously
. This is a family of four and their home was literally flattened. 40k is nothing.


Adding on - imagine losing everything. Every piece of clothing. Every memento. If they get a million dollars, it will not undo the loss.


They’ll be lucky to get even single dollar from insurance. This was an intentional criminal act. Who committed it is irrelevant. That’s why people who have property destroyed in a riot or protest never get a penny for their losses.

After attorneys, insurance companies are the next-lowest species of scum.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:[twitter]
Anonymous wrote:Here is the GoFundMe for the family in the duplex that lost everything. We go to the same elementary and I can vouch it’s legit. PTA is circulating it.
https://www.gofundme.com/f/yqu87u-draft


Don't they have renters insurance or home owners insurance to cover the loss of their possessions?


+1
$40k for your things in a tiny duplex seems like a lot of money to me.


FFS you're begrudging these people money that people donated to them because they ended up in a $hit situation they had no control over??? What's wrong with you?

Let's blow up your house and see how you feel. I'm sure $40K would be chump change in that situation.



+1

Imagine every piece of furniture you own (we don’t even have crazy expensive tastes, but 3 bedroom sets + office furniture + dining room table/chairs + a couple couches is easily 15k (built up over a period of years). Think of every article of clothing you own, every piece of decor, sports equipment and instruments, electronics, etc. Now imagine you are having to do extra takeout because you don’t have a kitchen. You may need to take time off work (maybe even unpaid). Perhaps they want to splurge on something a little nice like a trip to get away for Christmas since they don’t have a home to bring new toys to. Insurance will take a while to pay out and the land issues could be weird with trying to re-build.

I don’t begrudge these people their GoFundMe one bit. I’m sure they’d gladly trade the money for their normal lives/home again.


Seriously. This is a family of four and their home was literally flattened. 40k is nothing.


Adding on - imagine losing everything. Every piece of clothing. Every memento. If they get a million dollars, it will not undo the loss.


I do not think it is too much, because they will need money right away.

Imagine if they are staying in a hotel? (they might be). That adds up quickly.

Even if friends or family put them up, they will have to rent a place soon. So I’m fine with anyone asking for $100k for a whole family to get by for months in this area.

On the bright side: the land is worth half a million or more. And they absolutely should hire a lawyer to sue the nut-jobs estate; his land is also valued over a half million.

And I think that poor family should get his land too.

But this will take months, if not years, for a pay out.
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