ACA being repealed, why no outrage here?
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Anonymous
Yup. Al Franken was talking today about how the GOP might get rid of the "essential" coverage, neglecting to mention how we are oaying through the nose for "essential" coverage we will never or likely never need to use. |
Anonymous
Are you on the ACA exchange? |
Anonymous
Yes, but I make too much for subsidies, so I'm paying over $800 a month (for one), with a deductible of $4500. That's $15,000 year for "affordable" health care. And that's what someone my age would have to pay even if they made only $49k a year. Completely unaffordable for the middle class. |
Anonymous
And there you have it. That's the real motivation behind this bill. I realize that premiums and deductibles for the middle class have been onerous and unsustainable under the ACA, but this bill is not the answer. Some sane members of Congress were finally starting to look at bipartisan solutions to healthcare, and then this hideous corpse came back to life, worse than ever. |
Anonymous
A full repeal means no coverage for prexisting conditions or lifetime maxes. That's gonna cost you. Premiums have gone up every years for the last 30 years. This isn't the ACA it's the reality of a for-profit healthcare model. You're directing your outrage at the ACA. In fact, millions more have coverage under ACA AND the breadth and depth of coverage is better. |
Anonymous
I have an employer sponsored plan. My share of premiums are $450 a month. My employer pays about the same. The cost of my plan has risen for the last 9 years of being with my company. That's not the ACA. That's our healthcare industry. |
Anonymous
+1 Absolutely agree |
Anonymous
I work part time for the Feds and that's what I pay for my insurance. Instead of rooting for the ACA to come crashing down taking millions of the insurance rolls why don't you lobby your reps and senators to enact revisions that will help people like you? I can be done. The current push is just about removing every last vestige of the Obama presidency and smacks of pure spite. It had nothing to do with improving the situation for people like you. |
Anonymous
OK, so you have a $900 a month plan (similar to mine). I assume that's for an individual, but what is the deductible? That comes into the equation, too, since with my plan, I have to pay for everything anyway (other than the annual checkup), so it's like no insurance at all. It's more like a catastrophic plan, which would be fine, but not for $10k in premiums. I do agree that the problem is with the health care industry itself. (I had a routine culture taken, and the lab charged me $2200. When I called to complain, they lowered it to $250.) But neither Republicans NOR Democrats will tackle the root problem because they have all been bought off by lobbyists. |
Anonymous
+1 |
Anonymous
Campaign finance reform. |
Anonymous
The "security" that comes from knowing pre-x conditions are covered is false. It's a big rallying cry of the D's, but did you realize that the ACA plans are so limited in networks that 15% of them are missing key specialists? It's a big LIE that insurers have to cover pre-x conditions, since they aren't required to have a specialist for every condition. So you could buy into an ACA plan for $10k a year, thinking you're now protected in case you develop....whatever.....a serious thyroid condition.....only to find that, when you do, your plan has no endriconoligists. |
Anonymous
Oh please. 15% of America does not have an endocrinologist within a reasonable drive. |
Anonymous
^^^ and this isn't a hypothetical. In fall 2016, I developed a medical condition that had a 50/50 chance of requiring surgery (if lesser treatments didn't work.) Lo and behold, I found that my ACA plan did not have the specialist who did the surgery in-network, so I would have had to pay $20,000 out-of-network for the surgery and follow-up care, and that was in addition to the $10k premiums and the in-network deductible of $6,000. If I needed the surgery, my health costs that year would have been $35,000 before my ACA plan kicked in a penny. (As it was, I had to pay for the "lesser treatments" on my own for $2300, which was manageable - and successful. But I was lucky.) And remember, people like me - who could have to pay as much as $35,000 in a year - are considered under Obamacare to be "insured." Should someone who has ACA "insurance" have to cancel a vacation and postpone a car purchase because of expensive and unforeseen medical expenses? |
Anonymous
That was only an example. But another common specialty that is missing are psychiatrists. So.....Obamacare requires that mental health be covered, but does not require plans to have a psychiatrist? Obviously, that was another "gimme" to the insurance industry that had donated heavily to Obama & Co. (Rs are guilty of the same thing....bribed by health industry officials.) |