DH's insurance dropped me and the kids from insurance

[Anonymous]

Anonymous wrote:We never got notification that we were dropped. DH has no idea what form he did not fill out.

I am VERY skeptical of this. We got a letter from the insurance company demanding verification of the dependents on the policy. I think DH got that letter and forgot about it, and is now trying to get you to think he never got it.

[Anonymous]

this is why most men should not be in charge of such things. I'm willing to bet once they present a duplicate of the form he muffed up on, his face will have an "oh yeah" look on it

[Anonymous]

Anonymous wrote:this is why most men should not be in charge of such things. I'm willing to bet once they present a duplicate of the form he muffed up on, his face will have an "oh yeah" look on it

Man here.

I got the form, found our damned marriage license and all the other crap they wanted, and faxed the whole thing on time.

But thanks for the sexist assumption about that "most men" would screw it up.

[Anonymous]

Anonymous wrote:

Anonymous wrote:this is why most men should not be in charge of such things. I'm willing to bet once they present a duplicate of the form he muffed up on, his face will have an "oh yeah" look on it

Man here.

I got the form, found our damned marriage license and all the other crap they wanted, and faxed the whole thing on time.

But thanks for the sexist assumption about that "most men" would screw it up.

NP here. I agree with this PP, and I am female. Being a man doesn't excuse anyone from opening their mail, or following through, or making sure he has insurance when it's being deducted from his check... OP, you shouldn't be doing any of this. Your husband should.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:this is why most men should not be in charge of such things. I'm willing to bet once they present a duplicate of the form he muffed up on, his face will have an "oh yeah" look on it

Man here.

I got the form, found our damned marriage license and all the other crap they wanted, and faxed the whole thing on time.

But thanks for the sexist assumption about that "most men" would screw it up.

NP here. I agree with this PP, and I am female. Being a man doesn't excuse anyone from opening their mail, or following through, or making sure he has insurance when it's being deducted from his check... OP, you shouldn't be doing any of this. Your husband should.

OP here. This dependent verification form supposedly got mailed to us. I don't normally go through DH's mail. If it obviously pertains to the kids, I open it but if it is from his work, I just put it aside for DH.

DH did talk to the head of HR and she is seeing what she can do. If we don't have insurance by the end of the week, we will buy our own. DH said he may just get catastrophic insurance for us and pay out of pocket for little stuff.

[Anonymous]

Sounds like s proof of dependency form. Your DH needs to pay better attention to his company emails as these forms seem to come more frequently since Obamacare. My DH has had to prove we are still married the past two years annually.

[Anonymous]

Anonymous wrote:The form was probably to submit your marriage license. We had a year to submit that to keep a spouse on. Maybe birth certificates too?

My guess is this. Proof of eligibility. You get a grace period, but I did have to provide ML and BC for coverage.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:this is why most men should not be in charge of such things. I'm willing to bet once they present a duplicate of the form he muffed up on, his face will have an "oh yeah" look on it

Man here.

I got the form, found our damned marriage license and all the other crap they wanted, and faxed the whole thing on time.

But thanks for the sexist assumption about that "most men" would screw it up.

NP here. I agree with this PP, and I am female. Being a man doesn't excuse anyone from opening their mail, or following through, or making sure he has insurance when it's being deducted from his check... OP, you shouldn't be doing any of this. Your husband should.

OP here. This dependent verification form supposedly got mailed to us. I don't normally go through DH's mail. If it obviously pertains to the kids, I open it but if it is from his work, I just put it aside for DH.

DH did talk to the head of HR and she is seeing what she can do. If we don't have insurance by the end of the week, we will buy our own. DH said he may just get catastrophic insurance for us and pay out of pocket for little stuff.

It probably came from the insurance company, not your husband's employer (unless he works for an insurance company).

[Anonymous]

OP I hope that you've purchased health insurance to hold you over until you get this figured out. Otherwise you're just asking for bad luck to come your way.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:this is why most men should not be in charge of such things. I'm willing to bet once they present a duplicate of the form he muffed up on, his face will have an "oh yeah" look on it

Man here.

I got the form, found our damned marriage license and all the other crap they wanted, and faxed the whole thing on time.

But thanks for the sexist assumption about that "most men" would screw it up.

NP here. I agree with this PP, and I am female. Being a man doesn't excuse anyone from opening their mail, or following through, or making sure he has insurance when it's being deducted from his check... OP, you shouldn't be doing any of this. Your husband should.

OP here. This dependent verification form supposedly got mailed to us. I don't normally go through DH's mail. If it obviously pertains to the kids, I open it but if it is from his work, I just put it aside for DH.

DH did talk to the head of HR and she is seeing what she can do. If we don't have insurance by the end of the week, we will buy our own. DH said he may just get catastrophic insurance for us and pay out of pocket for little stuff.

It probably came from the insurance company, not your husband's employer (unless he works for an insurance company).

After digging further, we have found out that a third party apparently sent us this form. It was not from DH's employer or his insurance company. I wonder if we thought it was junkmail. Ugh.

We get these "open immediately" or "your immediate response is required" letters somewhat frequently. they are usually some sort of credit card, refinance or insurance solicitation.

[Anonymous]

Anonymous wrote:OP I hope that you've purchased health insurance to hold you over until you get this figured out. Otherwise you're just asking for bad luck to come your way.

I just spent 2 hours on healthcare.gov. DH wants me to hold for a day or two. He thinks he can get our insurance back from his company.

[Anonymous]

I am pretty confident his HR can fix it. Ive seen HR move mountains well past supposed hard deadlines. The insurer wants to do good by them so may say no to you but yes to them. And if this happened to you, i bet it happened to many at your dh's company.

[Anonymous]

Anonymous wrote:

Anonymous wrote:this is why most men should not be in charge of such things. I'm willing to bet once they present a duplicate of the form he muffed up on, his face will have an "oh yeah" look on it

Man here.

I got the form, found our damned marriage license and all the other crap they wanted, and faxed the whole thing on time.

But thanks for the sexist assumption about that "most men" would screw it up.

+1

My wife's job has the better insurance, but I handled this, as I handle most things of this nature. My wife has many talents but tedious paperwork is not one of them.

[Anonymous]

Anonymous wrote:I am pretty confident his HR can fix it. Ive seen HR move mountains well past supposed hard deadlines. The insurer wants to do good by them so may say no to you but yes to them. And if this happened to you, i bet it happened to many at your dh's company.

DH thinks HR should be able to fix this but don't want to. Everyone he has spoken to has the attitude that it is his fault and he needs to deal with it.

[Anonymous]

Anonymous wrote:

Anonymous wrote:I am pretty confident his HR can fix it. Ive seen HR move mountains well past supposed hard deadlines. The insurer wants to do good by them so may say no to you but yes to them. And if this happened to you, i bet it happened to many at your dh's company.

DH thinks HR should be able to fix this but don't want to. Everyone he has spoken to has the attitude that it is his fault and he needs to deal with it.

I see your new question today. HR can fix this. Your husband needs to use up some good will, escalate, and get this done. Tell them you never got the form assuming that it's true. Don't take no for an answer. Figure out how to appeal.