I belong to a well known DC area CC and this is similar to what women are wearing to events during the day. Country club "dressy" during the day has a certain feel and its not cocktail attire. *UNLESS* OP is attending a daytime wedding, then I agree its too casual. If OP is simply attending a ladies event in the part of the club that does not allow jeans, etc, then this is certainly fine. (with heels but no jean jacket.) I'd wear something more like this but OP doesn't want to show arms
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Oh, wait - are you the NYer who fancies herself a style maven?
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