HHS: where do you find your estimated severance?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I found mine in GRB. But keep in mind - while it shows a severance figure for me - I don't think I'm qualified to receive it as MRA plus 10. It's sad because it's almost a year of severance...

What do you mean by this? Is this specific to HHS?

This is federal wide. Apparently if you are eligible for an immediate annuity which you are at MRA plus 10 then you aren’t eligible for severance. My annuity will be crap so this really sucks.

This is so unfair!!

But you keep your health insurance!!! This is a huge factor. You keep your health insurance for LIFE if you take a discontinued service retirement.

It’s not DSR if you don’t have 20 years. And you understand the health insurance isn’t free right? I’ll be using my entire annuity to cover it. Which is better than nothing. But. It’s not going to pay the bills in retirement

[Anonymous]

Anonymous wrote:

Anonymous wrote:Are we sure that MRA plus 10 disqualifies you from severance? I’ve been assuming that you had to qualify for ‘regular’ retirement to lose severance. i.e. 62 or 20 years.

All I know is that the severance info on OPM says you aren’t eligible if you are entitled to an immediate annuity. I would love to be wrong

A ton of people have already been riffed— the ones where they closed the whole office. If would be great if someone could post the details of severance/ retirement. I’ve made wildly different calculations over the last week when I base them on different assumptions such as this.

You’re absolutely correct that this is what employee express says, so you’d assume it would be accurate. However, MRA plus 10 is described as voluntary separation. The involuntary retirement is discontinued service retirement and it requires 20 years or age 62.

???

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Are we sure that MRA plus 10 disqualifies you from severance? I’ve been assuming that you had to qualify for ‘regular’ retirement to lose severance. i.e. 62 or 20 years.

All I know is that the severance info on OPM says you aren’t eligible if you are entitled to an immediate annuity. I would love to be wrong

A ton of people have already been riffed— the ones where they closed the whole office. If would be great if someone could post the details of severance/ retirement. I’ve made wildly different calculations over the last week when I base them on different assumptions such as this.

You’re absolutely correct that this is what employee express says, so you’d assume it would be accurate. However, MRA plus 10 is described as voluntary separation. The involuntary retirement is discontinued service retirement and it requires 20 years or age 62.

???

I agree. It seems if you are MRA but between 10 and 20 years you get screwed. I never thought I wouldn’t make it to 20 years so I only recently looked into this. Hopefully I’m wrong.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Lifetime health insurance for your family is worth alot.

It is. It will eat up almost all of my tiny pension. But it’s better than nothing. It’s sad this is what it’s come to.

And this assumes they don’t dismantle it.

I don’t see any indication that they will dismantle it.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Lifetime health insurance for your family is worth alot.

It is. It will eat up almost all of my tiny pension. But it’s better than nothing. It’s sad this is what it’s come to.

And this assumes they don’t dismantle it.

I don’t see any indication that they will dismantle it.

Me either. But 2 months ago I couldn’t imagine half the crap that’s happening

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Lifetime health insurance for your family is worth alot.

It is. It will eat up almost all of my tiny pension. But it’s better than nothing. It’s sad this is what it’s come to.

And this assumes they don’t dismantle it.

I don’t see any indication that they will dismantle it.

Me either. But 2 months ago I couldn’t imagine half the crap that’s happening

There is legislation in the house to change FEHB significantly but people aren’t really taking that seriously right now.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I found mine in GRB. But keep in mind - while it shows a severance figure for me - I don't think I'm qualified to receive it as MRA plus 10. It's sad because it's almost a year of severance...

What do you mean by this? Is this specific to HHS?

This is federal wide. Apparently if you are eligible for an immediate annuity which you are at MRA plus 10 then you aren’t eligible for severance. My annuity will be crap so this really sucks.

This is so unfair!!

Awww...cry me a river.

Try working in the private sector, you'll get a reality check in short order.

Personally, I worked in the private sector for many years. I came to the feds late in my career. Just STFU.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Are we sure that MRA plus 10 disqualifies you from severance? I’ve been assuming that you had to qualify for ‘regular’ retirement to lose severance. i.e. 62 or 20 years.

All I know is that the severance info on OPM says you aren’t eligible if you are entitled to an immediate annuity. I would love to be wrong

A ton of people have already been riffed— the ones where they closed the whole office. If would be great if someone could post the details of severance/ retirement. I’ve made wildly different calculations over the last week when I base them on different assumptions such as this.

You’re absolutely correct that this is what employee express says, so you’d assume it would be accurate. However, MRA plus 10 is described as voluntary separation. The involuntary retirement is discontinued service retirement and it requires 20 years or age 62.

???

I agree. It seems if you are MRA but between 10 and 20 years you get screwed. I never thought I wouldn’t make it to 20 years so I only recently looked into this. Hopefully I’m wrong.

Here’s how I reconcile the two statements (only speculation).

You are eligible for an annuity (and thus not entitled to severance) if either:
1. You apply for any of the various types of voluntary retirement including MRA+10 in the 30-60 notice/delay period.

2. You are involuntary given discontinued service retirement.

In this interpretation, you could be >MRA and >10 years but not entitled to an annuity because you didn’t file for retirement.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I found mine in GRB. But keep in mind - while it shows a severance figure for me - I don't think I'm qualified to receive it as MRA plus 10. It's sad because it's almost a year of severance...

What do you mean by this? Is this specific to HHS?

This is federal wide. Apparently if you are eligible for an immediate annuity which you are at MRA plus 10 then you aren’t eligible for severance. My annuity will be crap so this really sucks.

This is so unfair!!

Awww...cry me a river.

Try working in the private sector, you'll get a reality check in short order.

Personally, I worked in the private sector for many years. I came to the feds late in my career. Just STFU.

+1 and I made 30% more there too so cry me a river to the original PP

[Anonymous]

I am 54 with 2.75 years of service so I get severance?

[Anonymous]

If my Position is ineligible for VISP, does that mean that it is critical to the mission and it is safe?

[Anonymous]

Anonymous wrote:Not asking about the calculator page.
It’s not in a box on the SF-50.
Where is this number listed for each employee that they can see?

I’m not sure what you mean by the calculator page and if this is what you don’t want — but in GRB, there is a severance calculator (personalized to you) at the bottom of the retirement screen.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Not asking about the calculator page.
It’s not in a box on the SF-50.
Where is this number listed for each employee that they can see?

I’m not sure what you mean by the calculator page and if this is what you don’t want — but in GRB, there is a severance calculator (personalized to you) at the bottom of the retirement screen.

Finally the answer! Thanks!

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Not asking about the calculator page.
It’s not in a box on the SF-50.
Where is this number listed for each employee that they can see?

I’m not sure what you mean by the calculator page and if this is what you don’t want — but in GRB, there is a severance calculator (personalized to you) at the bottom of the retirement screen.

Finally the answer! Thanks!

Heads up that I just learned the GRB severance calculator may be using leave SCD instead of retirement SCD for the calculation (I haven’t had time to verify), so the calculation may be off if yours differ

[Anonymous]

Anonymous wrote:Are we sure that MRA plus 10 disqualifies you from severance? I’ve been assuming that you had to qualify for ‘regular’ retirement to lose severance. i.e. 62 or 20 years.

DP - I don't think it's MRA +10, based on this article:

https://www.govexec.com/pay-benefits/2025/02/retirement-how-navigate-chaos-ahead/402996/

And this one from OPM:

https://www.govexec.com/pay-benefits/2025/02/retirement-how-navigate-chaos-ahead/402996/

It's age 50 with 20 years of service or any age with 25 years.