Expecting and I just found out I don't qualify for short term disability. America is not pro-life/pro-birth

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:It is an enormous policy gap that harms women, children, families, and the economy. We should have universal paid leave.

Why? Being a parent and having a pregnancy is a choice. You have annual/sick leave. Save it for a few years like the rest of us.

My employer doesn’t roll over annual and sick leave. How do you suppose I “save it up”? Plus my employer can deny requests for annual leave at its discretion, and I only get 7 sick days per year. Last time I checked, you can’t recover from childbirth in 7 days.

Leave without pay, like the rest of us.

You know only 56% of American workers are eligible for FMLA, right?

Use birth control, like the rest of us.

Can I ask who you think is going to run and operate society when you are old and infirm?

I don't expect a well run society when I'm old and infirm.

Do you have any other questions?

[Anonymous]

Anonymous wrote:I must have missed it - why did you not enroll in Short term disability when you joined? Or the 1st year of open enrollment?

DP

Nobody wants to pay into a policy they don't think they will need. That is why these policies have rules about when you have to join to get benefits for pregnancy. Unfortunately, OP didn't read the rules carefully before signing up. I agree with her that it is a terrible system but the problem is that the STD is opt in. You need a mandatory system in order to make it make sense financially for people.

[Anonymous]

Anonymous wrote:

Anonymous wrote:I must have missed it - why did you not enroll in Short term disability when you joined? Or the 1st year of open enrollment?

DP

Nobody wants to pay into a policy they don't think they will need. That is why these policies have rules about when you have to join to get benefits for pregnancy. Unfortunately, OP didn't read the rules carefully before signing up. I agree with her that it is a terrible system but the problem is that the STD is opt in. You need a mandatory system in order to make it make sense financially for people.

This is exactly why most states are going to a mandatory system.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:It is an enormous policy gap that harms women, children, families, and the economy. We should have universal paid leave.

Why? Being a parent and having a pregnancy is a choice. You have annual/sick leave. Save it for a few years like the rest of us.

My employer doesn’t roll over annual and sick leave. How do you suppose I “save it up”? Plus my employer can deny requests for annual leave at its discretion, and I only get 7 sick days per year. Last time I checked, you can’t recover from childbirth in 7 days.

Leave without pay, like the rest of us.

You know only 56% of American workers are eligible for FMLA, right?

Use birth control, like the rest of us.

Can I ask who you think is going to run and operate society when you are old and infirm?

Babies born to people too stupid to use birth control like OP.

[Anonymous]

All the blaming and details aside, OP is correct. Conservative US public policy doesn't match the pro-life rhetoric.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:It is an enormous policy gap that harms women, children, families, and the economy. We should have universal paid leave.

Why? Being a parent and having a pregnancy is a choice. You have annual/sick leave. Save it for a few years like the rest of us.

My employer doesn’t roll over annual and sick leave. How do you suppose I “save it up”? Plus my employer can deny requests for annual leave at its discretion, and I only get 7 sick days per year. Last time I checked, you can’t recover from childbirth in 7 days.

Leave without pay, like the rest of us.

Not eligible for FMLA 🙃

You would be if you were there long enough and the company was a certain size.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:It is an enormous policy gap that harms women, children, families, and the economy. We should have universal paid leave.

Why? Being a parent and having a pregnancy is a choice. You have annual/sick leave. Save it for a few years like the rest of us.

My employer doesn’t roll over annual and sick leave. How do you suppose I “save it up”? Plus my employer can deny requests for annual leave at its discretion, and I only get 7 sick days per year. Last time I checked, you can’t recover from childbirth in 7 days.

Leave without pay, like the rest of us.

You know only 56% of American workers are eligible for FMLA, right?

Use birth control, like the rest of us.

Only 44% of Americans deserve to be able to have children? Give me a break.

I wish I could give you a break. I didn't design this broken system, nor am I a designated break-giver for people suffering under the broken system.

You said “use unpaid leave like the rest of us.” Nearly half of us don’t have unpaid leave. That was your ignorance showing.

You always have unpaid leave. My spouse gets no PTO/sick leave/annual leave. It's all unpaid leave.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:It is an enormous policy gap that harms women, children, families, and the economy. We should have universal paid leave.

Why? Being a parent and having a pregnancy is a choice. You have annual/sick leave. Save it for a few years like the rest of us.

My employer doesn’t roll over annual and sick leave. How do you suppose I “save it up”? Plus my employer can deny requests for annual leave at its discretion, and I only get 7 sick days per year. Last time I checked, you can’t recover from childbirth in 7 days.

Leave without pay, like the rest of us.

You know only 56% of American workers are eligible for FMLA, right?

Use birth control, like the rest of us.

Can I ask who you think is going to run and operate society when you are old and infirm?

Babies born to people too stupid to use birth control like OP.

And you’re too stupid to realize you can still get pregnant while on birth control

[Anonymous]

Anonymous wrote:

Anonymous wrote:OP as an addition to your story, I have STD but it doesnt cover pregnancy or pregnancy-related complications. I also have no maternity leave.
People can suck it. There's a reason nothing like this should be tied to employment. Insurance. STD. Maternity/paternity, etc. Its all shitty quid pro quo for capitalism.

And for those of comparing 55% (sometimes untaxed) for a year to 100% for 12 weeks (taxed) with the latter as better, I cant even. Its like someone saying ill give you a dollar for 365 days a week versus someone saying ill give you 2 dollars for 90 days and you thinking the latter is a win.

55% with no daycare costs, ability to nap when baby naps, ability to enjoy and experience being nap trapped, to be the first thing your baby sees in the morning and the last view at night, to be able to walk and explore outside with them versus 100% and a nanny/daycare at 12 weeks where you are lucky if they get picked up and carried and loved. Again see the shitty quid pro quo for capitalism.

Without tying it to employment, people would make even worse decisions. If taxpayers were forced to pay people thousands of dollars to have babies (which is what we’re talking about here, since OP wants benefits that she didn’t pay into) then we’d have tons of women constantly pregnant and having babies they can’t afford just because they get paid to do that.

Except that's not what happens in any country in the world that has guaranteed paid maternity leave for their citizens.

[Anonymous]

Anonymous wrote:

Anonymous wrote:It is an enormous policy gap that harms women, children, families, and the economy. We should have universal paid leave.

Countries that have extended maternity leave and benefits also have exponentially high taxes on personal income. To achieve the same in the US the tax would have to be incremental tax increases over a long period of time. Highest tax rate for high earners now is 37%. It would take decades to increase taxes on the Uber rich and it simply is not going to happen.

Mathematically false.

[Anonymous]

Anonymous wrote:

Anonymous wrote:So how far along were you on November 23?

8 weeks. I took a pregnancy test on 11/1, but because they go off missed period (October 25) or time of conception (October 10-11), I don't qualify.

You can’t buy insurance after you crashed the car, same with disability insurance.

[Anonymous]

I will never get over all the shills here for insurance companies and employers effing over employees. Nothing will ever change because too many people have bought into the idiocies of the system

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:It is an enormous policy gap that harms women, children, families, and the economy. We should have universal paid leave.

Why? Being a parent and having a pregnancy is a choice. You have annual/sick leave. Save it for a few years like the rest of us.

My employer doesn’t roll over annual and sick leave. How do you suppose I “save it up”? Plus my employer can deny requests for annual leave at its discretion, and I only get 7 sick days per year. Last time I checked, you can’t recover from childbirth in 7 days.

Leave without pay, like the rest of us.

Not eligible for FMLA 🙃

You would be if you were there long enough and the company was a certain size.

Actually, no. That’s not it. It’s that my office doesn’t have 50 employees within 75 miles even though my company has over 150 employees nationwide. There is a reason nearly half the country isn’t eligible for FMLA.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:It is an enormous policy gap that harms women, children, families, and the economy. We should have universal paid leave.

Why? Being a parent and having a pregnancy is a choice. You have annual/sick leave. Save it for a few years like the rest of us.

My employer doesn’t roll over annual and sick leave. How do you suppose I “save it up”? Plus my employer can deny requests for annual leave at its discretion, and I only get 7 sick days per year. Last time I checked, you can’t recover from childbirth in 7 days.

Leave without pay, like the rest of us.

You know only 56% of American workers are eligible for FMLA, right?

Use birth control, like the rest of us.

Only 44% of Americans deserve to be able to have children? Give me a break.

I wish I could give you a break. I didn't design this broken system, nor am I a designated break-giver for people suffering under the broken system.

You said “use unpaid leave like the rest of us.” Nearly half of us don’t have unpaid leave. That was your ignorance showing.

You always have unpaid leave. My spouse gets no PTO/sick leave/annual leave. It's all unpaid leave.

No, this is not correct. Your employer still has to grant unpaid leave. Otherwise you’re just not showing up for work.

[Anonymous]

Anonymous wrote:I will never get over all the shills here for insurance companies and employers effing over employees. Nothing will ever change because too many people have bought into the idiocies of the system

I will never get over people who call others “shills” for actually reading the policy information and playing by the rules. You sound hysterical.