OP Here βͺοΈ: Great suggestion here for not mentioning not wanting to do the paperwork. Yes, you are correct. They will find a way to encourage me to still do it. And luckily I have full-coverage insurance still (!) from my previous vehicle. |
| BTW, it's not the cars salesperson selling the warranties and whatnot, it's the FINANCE manager. And yes, they get a cut for every little thing they can add on and sell you so bear that in mind. |
The dealer will likely need to see an insurance card with the VIN of the vehicle you plan to buy before you can drive off the lot. It's easy -- just call and do it on the phone and they'l email it to you (or use your insurer's app if they have one, even easier), but remmeber to do that so you're not stuck waiting around on that. |
Definitely the car number two. Yes it has higher miles, significantly more but it is still only a 6year vehicle even if it is a step down from a camry. In the long run the car will last longer since it is not even a decade old, |
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and if you pay for the car in full on cash, then you do not need to prove to the dealer that you are insured. Only if you are financing since the car is not your yet, it has a lien on it.
If u have the title in hand, the car is yours. |
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Person with older car again, some things to consider and plan for.
-most cars need a major tuneup around 100k, like $750 major tuneup. You can check the maintenance schedule do what is recommended online to see whatβs needed. - check the tires, 4 new tires, mounting, and an alignment is another $750+ - brakes, $300-500 an axle depending on the car and if you need new rotors. |
| Might be a good time to buy a newer car. The salesman knew if you had time to think you would likely back out of such an old car. |
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Let me tell you. That dealer needs you more than you need him. You need to be confident enough to walk away from any deal. No money down until you are completely ready. You are in the proverbial driver's seat. There are tons of used Hondas out there. I would look more. Look for low mileage Toyota Camry for about 6-8 years old, or whatever, fits your budget.
You were in an car accident and now are getting forced to replace your car. And, rarely does anyone really get what's worth to you out of an insurance company. So, make these guys sharpen their pencils bc you should be willing to walk right out the door. |
Yes, the 2015 Corolla is a great choice. Make sure to look at the carfax report. When buying used, I prefer a no accident one-owner vehicle (personal use, not a fleet vehicle or a rental) with maintenance records. When I was younger I also enlisted AAA to help me find a car. That worked great at the time. I bought a 5-year old Camry that had been traded in by an older person. |
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When it comes to used car shopping, miles IS king.
Miles = reliability. Sure a newer car will have modern features, but what good is a back-up camera if the car doesnβt back up because the engine is kaput? I would take a low mileage car any day. Paying in cash is not that great, especially at a dealership. Reason being is that dealerships have connections with their own financial institutions and they get a cut off the top if they can get itβs clients financed to these banks. But if someone comes in all cash - the sales guys as well as the financial associates miss a chance at a fatter commission check. They want more than just commissions off car sales, they also want a cut off of a bankβs profit on top. Even if you pay all cash for a used car β the financial department will always up sell you on warranties, paint protection, anti-theft devices, etc. They can be ruthless. I usually pay all cash for used cars and am still in the dealership minimum two hrs. Most places require filling out a credit application just to test drive their cars!! |