Come in if you're 40 - how much in your 401k?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:300k. I'd probably count as one of the DCUM poors.

Hahaha I'm definitely one of the poors on this board. I find DCUM to be depressing yet entertaining and enlightening at the same time.

+1

And yet from the small sample size of 10 people (or households?) that have provided numbers here, it averages out to 418,900 per household, which I'd consider about "average" for 40 yr old professional, white collar households in the northeast/large metro areas. (I'm not saying it's the actual average for 40 yr olds nationwide -- that's well out of 100k; but 400k is what you hear of being a "goal" number for my 40-ish yr old white collar peers in NYC and DC.) So while DCUM is ridiculous in some ways, if you don't put too much stock in the people who have to come brag about having $3m at age 31, the sum of the info is useful.

*well south of 100k for national averages

[Anonymous]

I'm at around $175k plus fed pension. Wish it were more but I am not that worried - I plan to retire to a very low COL place.

[Anonymous]

Anonymous wrote:300k. I'd probably count as one of the DCUM poors.

This.

[Anonymous]

$700k Roth 401 and Roth IRA.

Dh is 41 and has $250k Roth IRA and $270k 401k plus he has a pension

[Anonymous]

Anonymous wrote:people need to specify if it's one person or if you are combining the balance of a married couple.

Well, sure, I’m the 130k poster from before. DH’s 401k is 500k plus, but not relying on him to be around in my golden days, ya know?

[Anonymous]

Anonymous wrote:650,000. Plus spouse has a large pension. I will have a small one.

I’m married. But that figure is my retirement accounts. My husband will have a string pension so never saves much outside of it. My pension is a newer one which came along with my current job.

[Anonymous]

I am 44 and dh is 43. We have about 1.7 m combined.

[Anonymous]

I have about $450k and DH has about $700K.

[Anonymous]

At 43, my pension (if withdrawn now) is 750k. DH is 41 and has 1mil in 401k.

[Anonymous]

325k + spouse 275k + both have federal pensions

[Anonymous]

44, about 475K. I think that is on track for me.

[Anonymous]

I have about $420k, 41 yr old fed.

[Anonymous]

$170k and I am 37 as of a few days ago. Wife is probably in the $50k range or so. Got a late start, and did no max out right at the beginning. Professional school can be a killer in this regard. This year has been great though.

[Anonymous]

41, divorced,
$170k combined retirement accts, no pension. I don't feel poor at all.

[Anonymous]

$145 K plus fed pension