Family of Four on 90k - An Upper Middle Class Existence
![[Post New]](/jforum/templates/default/images/icon_minipost_new.gif){kind=icon}
Anonymous
Another miserable dcum poster who can't handle any perspective different than her own |
Anonymous
Lucky how? Living wisely and taking advantage of market conditions is hardly luck. |
Anonymous
| Do you have student loans? |
Anonymous
|
What is your worldview?
Do you tithe? |
Anonymous
Christian. Yes. 10% gross. |
Anonymous
| Actually family of 4 on 90k without daycare costs is equivalent to family of 4 earning 120K with two incomes. Also middle class is defined as 45K in the US |
Anonymous
Paid them all off in our 20s. I'm 33, DH 34. |
Anonymous
Thus, upper middle class. As opposed to the 500k poor mourners who are "middle class". |
Anonymous
Why so angry? When someone reacts so strongly it tells me that they are projecting their own issues. |
Anonymous
Why the arrogance???? |
Anonymous
|
Living in a 3-BD house in a non-great neighborhood and taking a few domestic trips to see family is NOT upper-middle class, OP.
It's comfortably middle class, but it's nowhere near upper-middle class. Heck, before I had my kids DH and I were maxing out retirement and our HHI was only $65K. We had no debt, bought a new car with cash, and took twice-yearly international trips. Firmly middle class. Frankly, I think the cutoff for upper-middle is if you are close to not having to work anymore for money. Not stuck in the rat race to make ends meet. |
Anonymous
| If they do not have expensive housing, childcare costs, private school costs and student debt - they are actually better than a lot of people making much more than them. I can completely believe that they are doing well in 90k because they are burdened by these other costs. |
Anonymous
|
What is the worst thing you have ever done?
Do you think you ever do things that makes Jesus sad? |
Anonymous
Are you serious? You were lucky enough to marry someone who purchased pre bubble. You didn't "time the market". I'm slightly older than you and was one year into my job in 2002. It takes time to save up a down payment. By the time we did, we were screwed market-wise. You're acting as if you waited it out to purchase at the right time. You were lucky. |
Anonymous
| Can you show us your budget and monthly expenses? Maybe you can teach me a few things with money management? Tnx. |