What is the credit limit on your credit card?

[Anonymous]

25k. I find its plenty.

[Anonymous]

Not sure about AmEx (Plat) - I assume there is a limit at some point? We are never above $20k/month though - usually much less. Try to stay down to $6 -8k/month.

[Anonymous]

Anonymous wrote:Not sure about AmEx (Plat) - I assume there is a limit at some point? We are never above $20k/month though - usually much less. Try to stay down to $6 -8k/month.

^ we use it for everything

[Anonymous]

$50K on one and $30K on another. Pay both cards off in full every month.

[Anonymous]

Anonymous wrote:Not sure about AmEx (Plat) - I assume there is a limit at some point? We are never above $20k/month though - usually much less. Try to stay down to $6 -8k/month.

Exactly this for me

[Anonymous]

I owe about $58K right now to Bank of America unfortunately ....

[Anonymous]

$27k.

Only time I've ever come close to using that much is charging our kitchen remodel. But I only did it for the points, we pay the card off in full every month.

[Anonymous]

PPs, can some of you post your HHI's too? I have a Discover card that I applied for right after college with a credit limit of $5K. Thinking about asking for an increase so we can run some of the expenses related to our house addition through, but not sure what is reasonable.

Our HHI is mid $200K.

[Anonymous]

$30K on Amex and $25K on Visa. Not something I asked for, they just gradually increased over time. Even when charging business expenses I never come close to that. HHI is $200K.

[Anonymous]

Anonymous wrote:PPs, can some of you post your HHI's too? I have a Discover card that I applied for right after college with a credit limit of $5K. Thinking about asking for an increase so we can run some of the expenses related to our house addition through, but not sure what is reasonable.

Our HHI is mid $200K.

You should ask for an increase. They probably still have your old income on file.

[Anonymous]

Lowest is 1k, highest 13k.What a difference! Haven't asked them to be lowered or raised.

[Anonymous]

10k
5k
3.5k

[Anonymous]

Curious - why would people have such high 50k+ limits? Do you ever spend to that level in a month? Is there another benefit?

My dad has one with a 50K limit. He has to travel a lot for work (sometimes internationally), but gets it all re-embursed, so he floats travel expenses on there. I think that's a situation that makes sense.

[Anonymous]

Anonymous wrote:PPs, can some of you post your HHI's too? I have a Discover card that I applied for right after college with a credit limit of $5K. Thinking about asking for an increase so we can run some of the expenses related to our house addition through, but not sure what is reasonable.

Our HHI is mid $200K.

I used to have a Discover card and when I asked for an increase, they asked me how much I wanted. I told them some number that was more than double my then limit and it was approved right away.

[Anonymous]

Anonymous wrote:$0 do not have one.

Bad credit?