Excited: I have 1.3 million in assets, not inc. real estate!

[Anonymous]

Anonymous wrote:

Anonymous wrote:You didn't build that...

I'm the OP. I actually 100% built it myself. I have always been a saver. I opened my first bank account when I was 11 with my "11th birthday money." It was $40 from my grandparents and parents (6 people). It was when passbooks were 'typed in' on a dot matrix computer I'm guessing. Interest was about 18%. My graduation from college gift was a contribution to an IRA. I maxed out retirement at every job I've ever worked.

So those who say I'm bragging - yes, I guess so. However: it is no less than those who drive flashy cars, wear expensive clothes, etc. I use coupons when I can (not obsessively), I buy on sale, my kids are in hand me downs, etc. I prioritize what I think is best for me and my family: we have college almost covered for our two young kids (which isn't included in the 1.3 million estimate since I don't consider that 'my money'), I didn't get a new car until I was 38...as in I drove used cars from the age of 16 until then. My new car at 38 was less than $30k (paid in cash). I shop at thrift stores.

So you see, for those who are snarky, I may be bragging, but no less than others who flash their money in other ways.

Pretty awesome and good for you! Have you read The Millionaire Next Door? You are that person. Don't listen to the haters!

[Anonymous]

I agree. Don't listen to the haters. You didn't fall into this. You worked and sacrificed for it!

[Anonymous]

Anonymous wrote:

Anonymous wrote:You didn't build that...

I'm the OP. I actually 100% built it myself. I have always been a saver. I opened my first bank account when I was 11 with my "11th birthday money." It was $40 from my grandparents and parents (6 people). It was when passbooks were 'typed in' on a dot matrix computer I'm guessing. Interest was about 18%. My graduation from college gift was a contribution to an IRA. I maxed out retirement at every job I've ever worked.

So those who say I'm bragging - yes, I guess so. However: it is no less than those who drive flashy cars, wear expensive clothes, etc. I use coupons when I can (not obsessively), I buy on sale, my kids are in hand me downs, etc. I prioritize what I think is best for me and my family: we have college almost covered for our two young kids (which isn't included in the 1.3 million estimate since I don't consider that 'my money'), I didn't get a new car until I was 38...as in I drove used cars from the age of 16 until then. My new car at 38 was less than $30k (paid in cash). I shop at thrift stores.

So you see, for those who are snarky, I may be bragging, but no less than others who flash their money in other ways.

I think your post is tacky and kind of classless, but trust me, I also think people who flash their money in any way are tacky and classless.

What is the point of your post?

[Anonymous]

Anonymous



I agree. Don't listen to the haters. You didn't fall into this. You worked and sacrificed for it!

.

No he didn't. Just ask the pres.

[Anonymous]

Anonymous wrote:

Anonymous wrote:You didn't build that...

I'm the OP. I actually 100% built it myself. I have always been a saver. I opened my first bank account when I was 11 with my "11th birthday money." It was $40 from my grandparents and parents (6 people). It was when passbooks were 'typed in' on a dot matrix computer I'm guessing. Interest was about 18%. My graduation from college gift was a contribution to an IRA. I maxed out retirement at every job I've ever worked.

So those who say I'm bragging - yes, I guess so. However: it is no less than those who drive flashy cars, wear expensive clothes, etc. I use coupons when I can (not obsessively), I buy on sale, my kids are in hand me downs, etc. I prioritize what I think is best for me and my family: we have college almost covered for our two young kids (which isn't included in the 1.3 million estimate since I don't consider that 'my money'), I didn't get a new car until I was 38...as in I drove used cars from the age of 16 until then. My new car at 38 was less than $30k (paid in cash). I shop at thrift stores.

So you see, for those who are snarky, I may be bragging, but no less than others who flash their money in other ways.

Pay off the houses and use a charge card with good rewards for everything unless the vendor has a fee for it's use. Only banking for checks since you save the postage.

[Anonymous]

OP, go over to bogleheads.org

People there talk seriously about wealth, investments and finances. You'd be welcome there and people would genuinely be happy for you.

[Anonymous]

Anonymous wrote:You didn't build that...

what does that even mean? what a random thing to say. she's talking about money and wealth, not construction.

[Anonymous]

Anonymous wrote:

Anonymous wrote:You didn't build that...

what does that even mean? what a random thing to say. she's talking about money and wealth, not construction.

http://en.wikipedia.org/wiki/You_didn't_build_that

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:You didn't build that...

what does that even mean? what a random thing to say. she's talking about money and wealth, not construction.

http://en.wikipedia.org/wiki/You_didn't_build_that[/quot

The "help" I got was to be raised to live belowdecksrans and pay my debts. So if you call that "help" okay. Otherwise, every dollar was earned by me.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:You didn't build that...

what does that even mean? what a random thing to say. she's talking about money and wealth, not construction.

http://en.wikipedia.org/wiki/You_didn't_build_that

Did OP mention having a business? What the hell is relevance?

POTUS is right -- you don't build your business alone since it's impossible to go to market without roads, rule of law, and other public goods.

Get the fuck over yourself and stop hating on America. America -- love it or leave it. I suggest you leave it.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:You didn't build that...

what does that even mean? what a random thing to say. she's talking about money and wealth, not construction.

http://en.wikipedia.org/wiki/You_didn't_build_that

Did OP mention having a business? What the hell is relevance?

POTUS is right -- you don't build your business alone since it's impossible to go to market without roads, rule of law, and other public goods.

Get the fuck over yourself and stop hating on America. America -- love it or leave it. I suggest you leave it.

Don't try to equate disdain for this sentiment with hatred of America. It was one of Obama's worst moments and reflective of a general hostility towards entrepreneurship and inclination to tax and redistribute wealth to the victim class. OP should feel happy he's managed to build some wealth despite such an anti-business environment.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:You didn't build that...

what does that even mean? what a random thing to say. she's talking about money and wealth, not construction.

http://en.wikipedia.org/wiki/You_didn't_build_that

Did OP mention having a business? What the hell is relevance?

POTUS is right -- you don't build your business alone since it's impossible to go to market without roads, rule of law, and other public goods.

Get the fuck over yourself and stop hating on America. America -- love it or leave it. I suggest you leave it.

Don't try to equate disdain for this sentiment with hatred of America. It was one of Obama's worst moments and reflective of a general hostility towards entrepreneurship and inclination to tax and redistribute wealth to the victim class. OP should feel happy he's managed to build some wealth despite such an anti-business environment.

OP here: first, I'm a "she". Second, I have a small business. Quite a bit of my non-real estate wealth is in retirement. A small business allows me to put more than $40k into a retirement acct. annually and then I do an IRA on top of that.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:You didn't build that...

I'm the OP. I actually 100% built it myself. I have always been a saver. I opened my first bank account when I was 11 with my "11th birthday money." It was $40 from my grandparents and parents (6 people). It was when passbooks were 'typed in' on a dot matrix computer I'm guessing. Interest was about 18%. My graduation from college gift was a contribution to an IRA. I maxed out retirement at every job I've ever worked.

So those who say I'm bragging - yes, I guess so. However: it is no less than those who drive flashy cars, wear expensive clothes, etc. I use coupons when I can (not obsessively), I buy on sale, my kids are in hand me downs, etc. I prioritize what I think is best for me and my family: we have college almost covered for our two young kids (which isn't included in the 1.3 million estimate since I don't consider that 'my money'), I didn't get a new car until I was 38...as in I drove used cars from the age of 16 until then. My new car at 38 was less than $30k (paid in cash). I shop at thrift stores.

So you see, for those who are snarky, I may be bragging, but no less than others who flash their money in other ways.

Pretty awesome and good for you! Have you read The Millionaire Next Door? You are that person. Don't listen to the haters!

I haven't read it...but I would imagine people would be fairly surprised to realize the wealth we've accumulated. As a couple we probably have $2,500,000 not inc. real estate. We own 4 rental properties and three vacation properties. Again, I think people would be shocked to know that.

[Anonymous]

Well since you have a small business, I hope you pay your employees well while you brag about your million dollars. if you do, then congrats!

[Anonymous]

Anonymous wrote:Well since you have a small business, I hope you pay your employees well while you brag about your million dollars. if you do, then congrats!

No other employees. What that means is that I do both the hard and easy work...myself. I do the grunt work, myself. I may have a client meeting where I can bill $400/hour but I also am the one to water the plants and vacuum the office.