insuring pool with no fence

[Anonymous]

Anonymous wrote:Depending where you live, county building codes may not require a fence, in some, as long as the yard is fenced all the way around, that can meet code as well.
I live on 30 acres and my county does not require a pool to be fenced.
We are able to obtain insurance.

Can you tell PP who your homeowners insurance company is?

[Anonymous]

So, out of curiosity, do you need a fence around the pool if your yard has a high privacy fence? I know I would still want an additional fence for my small children, but assuming an owner without small children?

[Anonymous]

Have you called brokers who deal with multiple companies? They may be more likely to know which companies would be likely to give you a policy.

[Anonymous]

Anonymous wrote:Depending where you live, county building codes may not require a fence, in some, as long as the yard is fenced all the way around, that can meet code as well.
I live on 30 acres and my county does not require a pool to be fenced.
We are able to obtain insurance.

Yes. But if Op wants a fence around the pool she can ask that one be installed as a contingency to her offer. If Op wants a fence, she should get a fence.

[Anonymous]

Anonymous wrote:So, out of curiosity, do you need a fence around the pool if your yard has a high privacy fence? I know I would still want an additional fence for my small children, but assuming an owner without small children?

Wouldn't a fence around the yard count as a fence around the pool?

I'm assuming OP is talking about a pool that is not enclosed. Am I wrong, OP?

[Anonymous]

Fairfax County requires a fence or no construction and I imagine your insurer would drop you (State Farm makes annual visits to check out home). http://www.fairfaxcounty.gov/dpwes/navbar/faqs/res_pools.htm

[Anonymous]

Anonymous wrote:

Anonymous wrote:Depending where you live, county building codes may not require a fence, in some, as long as the yard is fenced all the way around, that can meet code as well.
I live on 30 acres and my county does not require a pool to be fenced.
We are able to obtain insurance.

Yes. But if Op wants a fence around the pool she can ask that one be installed as a contingency to her offer. If Op wants a fence, she should get a fence.

+1

Sounds like OP is trying to get out of buying a fence, or can't afford one. In which case, OP - you need to consider a fence WITHOUT a pool. You are taking on HUGE liability - that you simply can not handle.

[Anonymous]

Anonymous wrote:I'm not going to "leave it aside." I had a sibling who drowned. Don't be cheap- build the damn fence.

Still - mind your business.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Depending where you live, county building codes may not require a fence, in some, as long as the yard is fenced all the way around, that can meet code as well.
I live on 30 acres and my county does not require a pool to be fenced.
We are able to obtain insurance.

Yes. But if Op wants a fence around the pool she can ask that one be installed as a contingency to her offer. If Op wants a fence, she should get a fence.

+1

Sounds like OP is trying to get out of buying a fence, or can't afford one. In which case, OP - you need to consider a fence WITHOUT a pool. You are taking on HUGE liability - that you simply can not handle.

I think she is legitimately worried about insurance. If she is nervous, she should insist that a fence be installed around the pool as a contigency. If it's a money thing (she can't afford the pool fence) she might want to consider the cost of maintaining the pool along with increased utility costs too.

[Anonymous]

Does it have a pool cover? That can make a difference.

[Anonymous]

Anonymous wrote:Does it have a pool cover? That can make a difference.

That's a good point. A solar pool cover can add safety + give you some extra weeks of swimming every year. I would think that if you have a pool cover + a privacy fence around the yard you should be fine.

I have a fence around my pool and I am seriously considering one of those solar covers too.

[Anonymous]

I wonder if the same people freaking out about unfenced pools itt would be freaking out if the question had been about a pond or small lake.

[Anonymous]

Anonymous wrote:I wonder if the same people freaking out about unfenced pools itt would be freaking out if the question had been about a pond or small lake.

That is a very good point. What about decorative waterfalls? It can all get sort of crazy!

[Anonymous]

Anonymous wrote:I wonder if the same people freaking out about unfenced pools itt would be freaking out if the question had been about a pond or small lake.

From an insurance standpoint does it matter? I don't know.

[Anonymous]

We have a pool fence mainly to keep the dogs and other critters out of the pool. We don't have small children wandering around in our back yard so not really an issue for us.