insuring pool with no fence

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Depending where you live, county building codes may not require a fence, in some, as long as the yard is fenced all the way around, that can meet code as well.
I live on 30 acres and my county does not require a pool to be fenced.
We are able to obtain insurance.

Yes. But if Op wants a fence around the pool she can ask that one be installed as a contingency to her offer. If Op wants a fence, she should get a fence.

+1

Sounds like OP is trying to get out of buying a fence, or can't afford one. In which case, OP - you need to consider a fence WITHOUT a pool. You are taking on HUGE liability - that you simply can not handle.

You guys need to read the thread (which is a couple of years old) before judging. OP came back to explain what the situation is.

[Anonymous]

Anonymous wrote:wow - very unhelpful and judgmental unresponsive responses

I'm looking for insurance for our closing date. We don't own the house yet. The contractor will put in a fence as soon as we actually are able to do something on property we own, but it isn't going to happen in the first five minutes we take title to the house.

Make sure your insurer knows or they could refuse coverage if something were to happen before the fence got built

[Anonymous]

Anonymous wrote:

Anonymous wrote:Depending where you live, county building codes may not require a fence, in some, as long as the yard is fenced all the way around, that can meet code as well.
I live on 30 acres and my county does not require a pool to be fenced.
We are able to obtain insurance.

Can you tell PP who your homeowners insurance company is?

Apparently PP just wanted to brave about her 30 acres instead of actually helping the PP who bumped this thread.

[Anonymous]

OP here - just saw that this thread had been revived. My original question was not so clearly set out which started people down the wrong path - all I was trying to do was get homeowners insurance for the closing where there was no fence around the pool. As a couple of helpful posters suggested, we contacted the seller's insurers (State Farm, btw) and got the insurance in place immediately. I PROMISE you that as soon as we took possession of the house, we have had a fence put in. I definitely wanted one whether or not required by law for my own peace of mind. So, I also promise you that it was not a question of my trying to save money or buying something I couldn't afford or trying to ride on the coat tails of a pool which had been in place without a fence for 25 years. Safety first and responsibility to the welfare of those in the neighborhood.

Some people's rush to judgement was a good lesson to me: (a) be very clear on your very first post if you are looking for good advice; and (b) don't be so quick to judge when you're reading other people's posts (glass houses and all ...)

[Anonymous]

Anonymous wrote:OP here - just saw that this thread had been revived. My original question was not so clearly set out which started people down the wrong path - all I was trying to do was get homeowners insurance for the closing where there was no fence around the pool. As a couple of helpful posters suggested, we contacted the seller's insurers (State Farm, btw) and got the insurance in place immediately. I PROMISE you that as soon as we took possession of the house, we have had a fence put in. I definitely wanted one whether or not required by law for my own peace of mind. So, I also promise you that it was not a question of my trying to save money or buying something I couldn't afford or trying to ride on the coat tails of a pool which had been in place without a fence for 25 years. Safety first and responsibility to the welfare of those in the neighborhood.

Some people's rush to judgement was a good lesson to me: (a) be very clear on your very first post if you are looking for good advice; and (b) don't be so quick to judge when you're reading other people's posts (glass houses and all ...)

(c) if you are reviving a 2-year old thread, explain why. In this case it made sense. PP who revived the thread probably did a search for pool insurance because she/he is in the same situation as OP was and wanted to get a name of an insurer.

[Anonymous]

Anonymous wrote:I would be shocked if anyone in the United States was able to carry insurance on an unfenced pool. I have seen that situation a few times in European rural areas.

Is your unfenced pool in the wilderness or something? What US municipality has a code that lets a homeowner choose whether or not the homeowner wants to protect a young child from helplessly stumbling into an untended pool? I'm curious.

I didn't think it was that weird a question. My parents have an above ground pool (classy, huh) that is accessible from a deck- yard is sloped so its easy to get to without climbing stairs, etc and there is no fence on the property, can walk from the street into their back yard. The neighbors also have an above ground pool with just an external ladder to get in and out (no deck) and no fence. Neighbors is about 18 years old, parents about 10 at most?