Elderly parents, disability, medicaid and social security - your experiences

[Anonymous]

*I think* they won't look at her assets. I *know* they are not married

[Anonymous]

I second the advice to find a lawyer specializing in this in the state where they live. Best of luck in a tough situtation.

[Anonymous]

Anonymous wrote:You need to get a long-term care insurance policy on him and quick...i wish i had done this 3 years ago when my mother (parents are divorced) suggested it...
now my father is broke...paltry social security and trying to qualify for his state's medicaid...
GET LONG TERM CARE INSURANCE..the little you pay or they pay each month will be worth it a few years from now.

You should consult an elder care attorney or planner before you do this. First of all, at his age and health state, long term care insurance is going to be incredibly expensive. And, from my discussions with nursing home administrators and social workers, long term care policies pay far less than what people believe they will pay. You could end up wasting money.

[Anonymous]

Who owns the house the mom and boyfriend live in? Who pays the bills? Each state has different rules under the federal guidelines. A home becomes a house or a convertable asset:
http://aspe.hhs.gov/daltcp/reports/hometreat.htm
http://elderlawanswers.com/elder_info/medicaid-rules.asp

[Anonymous]

Anonymous wrote:Who owns the house the mom and boyfriend live in? Who pays the bills? Each state has different rules under the federal guidelines. A home becomes a house or a convertable asset:
http://aspe.hhs.gov/daltcp/reports/hometreat.htm
http://elderlawanswers.com/elder_info/medicaid-rules.asp

Thanks, I think they both own some of it.

[Anonymous]

It seems to never pay to be married!