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Reply to "Elderly parents, disability, medicaid and social security - your experiences"
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[quote=Anonymous][quote=Anonymous]You need to get a long-term care insurance policy on him and quick...i wish i had done this 3 years ago when my mother (parents are divorced) suggested it... now my father is broke...paltry social security and trying to qualify for his state's medicaid... GET LONG TERM CARE INSURANCE..the little you pay or they pay each month will be worth it a few years from now. [/quote] You should consult an elder care attorney or planner before you do this. First of all, at his age and health state, long term care insurance is going to be incredibly expensive. And, from my discussions with nursing home administrators and social workers, long term care policies pay far less than what people believe they will pay. You could end up wasting money.[/quote]
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