Regrets:(

[Anonymous]

My 15 yr old who actively follows the stock market has been saying for last year that I should invest in AMD, did I listen? No. His brokerage account went from $800 to $3800.

[Anonymous]

You may regret that, but you definitely don't regret all the time you didn't lose $$$$ for not investing.

You have to look at it both ways!

[Anonymous]

Anonymous wrote:My biggest regret is buying a lotto ticket with wrong numbers when the jackpot was over $1 billion. All i had to do was pick the right numbers.

I HATE it when that happens.

[Anonymous]

Joe Maher, markets economist at consultancy Capital Economics, points out that booming share issuance can be a sign that market speculation is reaching fever pitch.

That rising supply may also overwhelm investor demand and help to push stock prices lower.

Maher told clients:

Recent history suggests surging share issuance tends to be a sign that the end to an equity boom is a matter of months not years away. After all, gross issuance surged towards the end of the last three major equity booms and peaked broadly in line with the stock market on those occasions. [See Chart 2, below].
With share issuance booming once again, the AI-driven equity rally may well be entering its final stages.

So, it was a bubble that’s about to burst.

[Anonymous]

I knew about Nvidia before it was really "Nvidia". I bought a graphics card in 2004 for about $500. If I invested that in them instead, I'd have another $540K. I also was a big user of the Apple IIe and Microsoft back in the 80's, so yeah...

[Anonymous]

I bought Nvidia, Tesla, Palantir, Bitcoin, Solana.
I bought them all and yes, all went up. There are so many stocks that will double in few years even if 'shit company'.
If I hadn't bought them, the money would have just disappear slowly by wanting this and wanting that.
This 2-3x in short time is going on all the time. If you don't see what stocks and believe it, just get VOO.

[Anonymous]

Not putting $10,000 in Apple twenty years ago.

[Anonymous]

These are great, thank you!

[Anonymous]

So, what’s next??

I remember using Amazon to buy books in college. I didn’t see the full scope of what it could be (nevermind AWS). And Facebook was huge on campuses before it went broader. Maybe some digging into what the college kids are doing now would be good.

[Anonymous]

Anonymous wrote:So, what’s next??

I remember using Amazon to buy books in college. I didn’t see the full scope of what it could be (nevermind AWS). And Facebook was huge on campuses before it went broader. Maybe some digging into what the college kids are doing now would be good.

[Anonymous]

I’ve had nvda since 2008. Sold half of it during 2023 Covid peak because I was worried it was overvalued. Oh well.

In 2015 I was working with a bunch of fresh college grads that were day trading small amounts of bitcoin, and I kept trying convince them to just put down $5k and hold forever. Coinbase had just come out. Wish I would move taken my own advice.

[Anonymous]

Anonymous wrote:

Anonymous wrote:A friend recommended I buy Nvidia stock about 18 months ago and I never did. Feeling sad and bad that I didnt listen. If I was doubtful, I could have just put in a small amount, but no.
I’m doing ok financially but it would have been nice!!!

Any other financial regrets to share?

in 2004 I bought 2k shares of a company ticker TPL. It was a really boring company that owned land in texas (the old texas railroad stock).

It just sold a part of it's land regularly and then used the money to buy back stock. the idea was the last remaining shareholder would get all the remaining land.
It was mostly grazing land and some nice El Paso land.

anyway, i bought this for around $100k. it went up like 75% in a year and i thought i was a hero. one of my first investments. I sold it.

stopped following it. it turned out that the land they owned was where the Permian Basin oil was - the stock has gone up 500x since then.

$50MM in value today. unbelievable. I challenge anyone to find a non tech situation that was similar that wasn't a bankruptcy name or anything like that!

This is a usual observer fallacy. First of all, you are looking through time at things that already happened, which were not possible to know from your perspective living that timeline. Secondly, you are not considering human psychology where majority of people are going to sell assets that double or even provide 50% return instead of "waiting" for the potential to make life altering profits. It's because people know that with the ups also come the downs and are afraid to sell at a wrong time on the downside, so they try to collect the upside whenever it becomes significant enough. A lot of people also would rather want cashflow now, because they don't have enough earned income to upgrade their lifestyle.

The exception to it are invest-and-forget retirement accounts where people aren't super involved in monitoring the ups and downs and are invested mostly in funds vs. individual stocks and would rarely produce anything close to the returns you are mentioning. So, while you picked a clear winner for making your family get generational type of wealth, you cannot blame yourself for selling when the time was right at that point in time. Unless you were a special insider (there are those too), you would not have known.

[Anonymous]

I bought 25K of Nvidia in 2018. And sold it at par in 2022 RIGHT before it shot up. I think I win on the regrets front.

[Anonymous]

I had a friend in 2009 or so tell me he bought a bitcoin for like $500. He said it was going to explode and I ignored it. I could've easily afforded to buy a couple at that price. I dislike bitcoin, but wish I could've gotten sucked into it at that time.

[Anonymous]

Not to brag, but I made about $300k in Apple and sold it early last year to pay down our mortgage because we had bought our new house at a high inresert rate and weren’t able to sell our old place (we now rent it profitably). We owed a lot in taxes because of the sale… ouch. I also sold NVIDA along the way, but I’ve kept some of both stocks. Now our brokerage account is small, like $25k, so the ups and downs aren’t as exciting in a good or bad way. That is my first regret.

around “liberation day” with the tariffs, I changed a lot of my retirement funds and college savings to really conservative investments like bond funds or cash— and never changed them back. The stock market soared. Regret #2.

I guess having been so lucky once, I figured I won’t be lucky like that again. Now I’m thinking better keep the conservative stance as I’ve believe the bubble will pop.