Regrets:(

[Anonymous]

Anonymous wrote:I was aware of Nvidia years ago but it's a gamble to have speculated it would become what it is today. Look at the stock history. I do have some Nvidia, bought when it was $100 and now it's $200 though I expect some good swings.

This kind of regretting is just regretting you didn't buy a lottery card.

Nvidia is in my industry. It was a niche 2nd tier chip maker for gamer graphics cards, and they didn’t even make own chips but use a fab.

Then they got big with bitcoin which made it feel even more shady, unless you were a crypto bro

Unless you really bought into ai early on, there was no reason to think of it. Graphics cards in pc has been trending to basic integrated rather than dedicated for years. People played games on consoles not pcs.

Don’t beat yourself up. It still is not a huge technical moat except for tooling; GPU are much simpler just no one else cared till now

[Anonymous]

Anonymous wrote:I sold my Amazon stock in 1999. 😂

Me too lol

[Anonymous]

Anonymous wrote:A friend recommended I buy Nvidia stock about 18 months ago and I never did. Feeling sad and bad that I didnt listen. If I was doubtful, I could have just put in a small amount, but no.
I’m doing ok financially but it would have been nice!!!

Any other financial regrets to share?

Yes that I didn’t buy more Eli Lilly when I did 8 years ago. GLP-1s have been rocket fuel for the stock. People will pay anything to take the easy path to weight loss.

[Anonymous]

Back in 1996, I bought 3000 shares of stock in a San Diego based company called Cymer that I’m sure none on this forum have heard of. Cymer was a pioneer in developing the technology to produce EUV laser light. Fast forward to 2013, Cymer was bought by a Dutch company called ASML in a stock/cash deal. I own ASML stock as a result. ASML is THE ultimate tech company and their EUV lithography machines are critical in manufacturing advanced chips. They have a monopoly in this tech. Without ASML, there is no Nvidia, no Apple, no AI, no Taiwan Semiconductor, no Samsung, no Intel, no modern tech economy. My ASML shares are worth mid-7 figures and I’m up over 9800%. Wish I had bought more Cymer back in 1996.

[Anonymous]

Anonymous wrote:Not to brag, but I made about $300k in Apple and sold it early last year to pay down our mortgage because we had bought our new house at a high inresert rate and weren’t able to sell our old place (we now rent it profitably). We owed a lot in taxes because of the sale… ouch. I also sold NVIDA along the way, but I’ve kept some of both stocks. Now our brokerage account is small, like $25k, so the ups and downs aren’t as exciting in a good or bad way. That is my first regret.

around “liberation day” with the tariffs, I changed a lot of my retirement funds and college savings to really conservative investments like bond funds or cash— and never changed them back. The stock market soared. Regret #2.

I guess having been so lucky once, I figured I won’t be lucky like that again. Now I’m thinking better keep the conservative stance as I’ve believe the bubble will pop.

You’re on your way to your third regret because you did not learn from your second. Good luck with the continued market timing.

[Anonymous]

This is why pros manage our accounts.

[Anonymous]

Not a big regret, I just move along and learn) but definitely my biggest mistake. While at my highest earning years, I converted my wife's IRA to a Roth IRA and paid all that tax at the highest tax rate instead of waiting for a low earning year.

[Anonymous]

Bought 100 shares of TSLA at about $270, sold it for $190 to harvest tax loss. It then proceed to rally and split 5:1 and then 3:1. My 100 shares would be 1500 shares today at $412/sh

[Anonymous]

Anonymous wrote:

Anonymous wrote:Not to brag, but I made about $300k in Apple and sold it early last year to pay down our mortgage because we had bought our new house at a high inresert rate and weren’t able to sell our old place (we now rent it profitably). We owed a lot in taxes because of the sale… ouch. I also sold NVIDA along the way, but I’ve kept some of both stocks. Now our brokerage account is small, like $25k, so the ups and downs aren’t as exciting in a good or bad way. That is my first regret.

around “liberation day” with the tariffs, I changed a lot of my retirement funds and college savings to really conservative investments like bond funds or cash— and never changed them back. The stock market soared. Regret #2.

I guess having been so lucky once, I figured I won’t be lucky like that again. Now I’m thinking better keep the conservative stance as I’ve believe the bubble will pop.

You’re on your way to your third regret because you did not learn from your second. Good luck with the continued market timing.

Up 2% again today, imagine just sitting there waiting for a crash or correction all the while the market goes up and up. Market may never be this low ever again.