So my student loans are finally eligible for discharge
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Anonymous
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1. You sign the loans docs.
2. Loan terms include forgiveness clause. 3. Exercise said clause (after paying $$$$). 4. Get trolled by dumbarses on Dcum. |
Anonymous
+1000000 How are you not paying your bills? |
Anonymous
But it sounds like you do have to. |
Anonymous
| Can someone please explain to me how you don't have to pay your loan debt. I don't understand why OP wouldn't have to pay. |
Anonymous
| I had scholarships and didn't take loans but how do people not know this program exists?! |
Anonymous
There are several kinds of loan forgiveness and discharge options. There’s PSLF. Then there are income-driven repayment plans where the balance is forgiven after 20 or 25 years of payments (depending the plan). There’s military loan forgiveness. Discharge for disability (including automatic discharge of anyone rated 100% permanently and totally disabled by the VA). There’s teacher loan forgiveness. Closed school discharge. The list goes on. |
Anonymous
You don’t. If your loans are eligible for discharge or forgiveness, you no longer have to pay. |
Anonymous
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Im vehemently against student loan forgiveness that is no strings attached and designed to bribe the voting base.
However if the policy is in place and your debt is eligible for forgiveness, you should take it. There is no reason to pay the government money you dont legally owe. The only exception I make is democrats calling for increased taxes on people other than themselves SHOULD volunteerily pay additional taxes themselves. |
Anonymous
| sounds like you also need to get your degree back, based on your opening post. |
Anonymous
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OP, if you are in the group of borrowers described here--that is, but for FSA's/servicers' mishandling of your loan, it would have been eligible for discharge in 2025--you may yet see relief:
https://protectborrowers.org/following-aft-lawsuit-trump-agrees-to-deliver-student-debt-relief-and-protect-borrowers-from-tax-liability/ There are also ways to offset the tax hit from debt discharge. See a CPA. You don't need them to file your income taxes--you just need someone who really knows their field to explain it to you. In our case it was a consult of a couple of hours' time. |
Anonymous
| Looks official now. My loans are in discharge forbearance now |
Anonymous
| I did that backdoor counter thing on student aid and though I’m not sure what I’m seeing it says I had either 312 or 318 qualifying payments and 300 needed so I qualified a year ago? |
Anonymous
| Op here: logged into nelnet . My loans are discharged . Anyone know if they’ll tell me when i qualified for taxes? |
Anonymous
NP Why not just STFU about topics you clearly know nothing about? |
Anonymous
Yup. Classic projection. |