What percent equity do you have on your home?

[Anonymous]

42, 80-90%

[Anonymous]

43 and I think we're above 90%. I know we have enough in our emergency savings account to pay it off, but haven't done so because of the excellent interest rate.

[Anonymous]

50. Just bought a new house so 20%. We have a 15-year mortgage that will be paid off by the time we retire at 65.

[Anonymous]

40, 100%, been that way for almost a decade. DH scrimped a ton in young adulthood to get there. Happy to have the interest we would have spent going to other things.

[Anonymous]

45 @ 45% but bought < 2 years ago

[Anonymous]

Equity based on estimated market value or based on purchase price?

[Anonymous]

What is the point of these threads? How are they helpful?

[Anonymous]

62

Primary home: 100%
Second home: 94% (have about $160k left but it's at a low rate so not worth paying off)

[Anonymous]

Anonymous wrote:What is the point of these threads? How are they helpful?

for bragging.

[Anonymous]

45 yo-- about 60% equity. We refinanced 2x in the past 13 years. We could ramp it up and pay off, but it's at 2.5% interest, and we have other savings goals, like college for 2 kids.

[Anonymous]

Anonymous wrote:We own it. And we deposited money for both of our DC to buy their homes. Worked hard to do this and don't give two f's what others think. Work harder.

So weirdly hostile

[Anonymous]

Primary-100%

Spouse bought a cheap rental in another state before we got married-100%

[Anonymous]

39.
Primary - 60%
Secondary -100%

[Anonymous]

57 and 58.

100% equity as of the end of 2023.

[Anonymous]

64

100% on both homes.