Teachers: Where did your kid get BRACES with CareFirst Dental PPO?

Anonymous
Anonymous wrote:
Anonymous wrote:You just get a $1,000 to use until the kid is age 18. We used most of it for an expander so it didn’t help us for braces. Did a payment using my FSA card and it’s manageable


Oh good, I feel better. Knowing braces can cost upwards of $6,000 or more, I was hoping MCPS wasn't providing teachers' kids with the full coverage. $1,000 is reasonable, so I take my earlier comment back.


Why shouldn’t it be fully covered? $1k is not reasonable or very much.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:You just get a $1,000 to use until the kid is age 18. We used most of it for an expander so it didn’t help us for braces. Did a payment using my FSA card and it’s manageable


Oh good, I feel better. Knowing braces can cost upwards of $6,000 or more, I was hoping MCPS wasn't providing teachers' kids with the full coverage. $1,000 is reasonable, so I take my earlier comment back.


Why shouldn’t it be fully covered? $1k is not reasonable or very much.


Do you think other people get coverage that fully covers the cost of braces?
Anonymous
Anonymous wrote:I am new to this insurance and wondering if any orthodontists take it.

Not much came up when I searched the CareFirst database.


Fenton Family Dental.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:You just get a $1,000 to use until the kid is age 18. We used most of it for an expander so it didn’t help us for braces. Did a payment using my FSA card and it’s manageable


Oh good, I feel better. Knowing braces can cost upwards of $6,000 or more, I was hoping MCPS wasn't providing teachers' kids with the full coverage. $1,000 is reasonable, so I take my earlier comment back.


Why shouldn’t it be fully covered? $1k is not reasonable or very much.


Do you think other people get coverage that fully covers the cost of braces?


No insurance fully covers it except Medicaid. Ours paid $2k.
Anonymous
Anonymous wrote:
Anonymous wrote:You just get a $1,000 to use until the kid is age 18. We used most of it for an expander so it didn’t help us for braces. Did a payment using my FSA card and it’s manageable


Oh good, I feel better. Knowing braces can cost upwards of $6,000 or more, I was hoping MCPS wasn't providing teachers' kids with the full coverage. $1,000 is reasonable, so I take my earlier comment back.

I don't think I've ever posted this but I just can't with your posts...you are awful. Please get a clue about dental insurance in real life.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:You just get a $1,000 to use until the kid is age 18. We used most of it for an expander so it didn’t help us for braces. Did a payment using my FSA card and it’s manageable


Oh good, I feel better. Knowing braces can cost upwards of $6,000 or more, I was hoping MCPS wasn't providing teachers' kids with the full coverage. $1,000 is reasonable, so I take my earlier comment back.


Why shouldn’t it be fully covered? $1k is not reasonable or very much.


Do you think other people get coverage that fully covers the cost of braces?


Exactly! If everyone can’t have it no one should have it! 🤦‍♀️
Anonymous
[jquote=Anonymous]I am new to this insurance and wondering if any orthodontists take it.

Not much came up when I searched the CareFirst database.

Braces weren’t covered w our blue cross plan.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:You just get a $1,000 to use until the kid is age 18. We used most of it for an expander so it didn’t help us for braces. Did a payment using my FSA card and it’s manageable


Oh good, I feel better. Knowing braces can cost upwards of $6,000 or more, I was hoping MCPS wasn't providing teachers' kids with the full coverage. $1,000 is reasonable, so I take my earlier comment back.


Why shouldn’t it be fully covered? $1k is not reasonable or very much.


LOL that $1000 isn’t reasonable. Keep looking for a better price for a good dentist.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:You just get a $1,000 to use until the kid is age 18. We used most of it for an expander so it didn’t help us for braces. Did a payment using my FSA card and it’s manageable


Oh good, I feel better. Knowing braces can cost upwards of $6,000 or more, I was hoping MCPS wasn't providing teachers' kids with the full coverage. $1,000 is reasonable, so I take my earlier comment back.

I don't think I've ever posted this but I just can't with your posts...you are awful. Please get a clue about dental insurance in real life.


I do have a clue! Most dental insurance does NOT cover braces at all!
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:You just get a $1,000 to use until the kid is age 18. We used most of it for an expander so it didn’t help us for braces. Did a payment using my FSA card and it’s manageable


Oh good, I feel better. Knowing braces can cost upwards of $6,000 or more, I was hoping MCPS wasn't providing teachers' kids with the full coverage. $1,000 is reasonable, so I take my earlier comment back.

I don't think I've ever posted this but I just can't with your posts...you are awful. Please get a clue about dental insurance in real life.


I do have a clue! Most dental insurance does NOT cover braces at all!


No, you don't. A $1k allowance for braces for kids.os not remotely abnormal. https://www.forbes.com/health/dental/does-dental-insurance-cover-braces/
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:You just get a $1,000 to use until the kid is age 18. We used most of it for an expander so it didn’t help us for braces. Did a payment using my FSA card and it’s manageable


Oh good, I feel better. Knowing braces can cost upwards of $6,000 or more, I was hoping MCPS wasn't providing teachers' kids with the full coverage. $1,000 is reasonable, so I take my earlier comment back.


Why shouldn’t it be fully covered? $1k is not reasonable or very much.


LOL that $1000 isn’t reasonable. Keep looking for a better price for a good dentist.


Why would you see a good dentist for braces, lol?
Dentists have absolutely nothing to do with braces. 🤫
Anonymous
Love how there’s both a thread on what we can do to retain MCPS teachers and also one that has been hijacked by someone outraged at the thought of providing teachers a $5k benefit they wish they had.
Anonymous
Anonymous wrote:Love how there’s both a thread on what we can do to retain MCPS teachers and also one that has been hijacked by someone outraged at the thought of providing teachers a $5k benefit they wish they had.


What's interesting is how easy it is for one troll to make people feel like everyone hates teachers.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:You just get a $1,000 to use until the kid is age 18. We used most of it for an expander so it didn’t help us for braces. Did a payment using my FSA card and it’s manageable


Oh good, I feel better. Knowing braces can cost upwards of $6,000 or more, I was hoping MCPS wasn't providing teachers' kids with the full coverage. $1,000 is reasonable, so I take my earlier comment back.

I don't think I've ever posted this but I just can't with your posts...you are awful. Please get a clue about dental insurance in real life.


I do have a clue! Most dental insurance does NOT cover braces at all!


No, you don't. A $1k allowance for braces for kids.os not remotely abnormal. https://www.forbes.com/health/dental/does-dental-insurance-cover-braces/


Most dental coverage does not cover orthodontia. In order to have orthodontia, you need to add a rider to your insurance. Most employers do not provide this insurance. MCPS teachers have it so good.
Anonymous
Anonymous wrote:Love how there’s both a thread on what we can do to retain MCPS teachers and also one that has been hijacked by someone outraged at the thought of providing teachers a $5k benefit they wish they had.


Gee, I wasn’t aware that healthcare and dental cost were soo inexpensive for the average person that we can now afford to provide additional services to MCPS benefits.

I mean I want teachers, but their current benefit plan is already costing us $40M over budget, and you think more should be covered?
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