s/o - if you're a fed, how much do you have in TSP & how old are you?

[Anonymous]

35, 12 years of service, $192K.

[Anonymous]

DH is 44 years old, with 16 years of federal service (as an attorney at an agency). He has contributed the max almost every year (with the exception of a few lean years here and there). He gets a match that amounts to about $5000 per year.

He currently has $510,000 in his account, and it has always been in the C Fund (common stock index fund). Perhaps he should consider one of the other funds at some point in the near future.

[Anonymous]

63, 23 years a fed, $900K, FERS all in C, S & I. Contribute the max every year since started, including catch-up when eligible. I recently moved all contributions to Roth (added 7K income taxes - ouch!) b/c TSP moderization act will enable us starting in 2019 or so to pull just the Roth funds from TSP (in-service, if 59-1/2 YO, and your Roth IRA was open at least 5 years) as a qualified withdrawal which will be trustee-to-trustee (so no tax or fee). My Roth IRA is at Fidelity and zero cost to maintain because it is 100% in stocks. I make too much money now to contribute so this plan to divert Roth TSP is my only way to add to my Roth IRA which I want to do as all withdrawals are tax-free and you never have to touch it (no MRD for Roth IRA). It will reduce the amount in TSP tax deferred, which is the bulk of my TSP now but that's OK I should still have enough.
For the record, started in 1995 as a GS-5 clerk and worked my way up over the years. It is very hard to get promoted but you can do it if you work hard enough and figure out what your bosses want. I never had to sell my soul but just the same, look forward to retiring in 5 years or so.

[Anonymous]

PS should have added three things: live below means, drive crappy car, live in very small house. It's all about trade-offs. I grew up very poor and never want to be poor again.

[Anonymous]

45 yo, 21 years of federal service. $830,000 in TSP.

[Anonymous]

55, FERS, 1.08 mil