“the microsegment of the top 4 to 5 percent (earning $222,400 to $251,100) fares the absolute worst at t20 admissions

[Anonymous]

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Anonymous wrote:So kids in households earning $450-500k do well?

Better than $250 but not as well as wealthy kids. Unless they are URM, an athlete, or play a unique instrument, they will mostly likely end up at a state school honors college.

Are you kidding? $450k is certainly able to go full pay at a private LAC if they want.

Spoken like someone who has one kid and always made a lot of money.

$450k is a huge amount of money and you can easily afford it.

Eh. I know several people who make a little more but since they have 2-4 kids, they turned down some expensive schools and went to good state schools instead. They had to in order to get all the kids through.

You have to be pretty young to not understand how quickly even good salaries go when you’re raising a family in a HCOL area. No adult thinks it’s “easy” to suddenly lose 1/4 of after tax your income. We make a little less and drive old, used cars, rarely eat out, and vacation once every 3-5 years. No fancy clothes. Plenty of Craigslist furniture in my house. Still not living a fantasy life some of you imagine. Not everyone bought a house 20 years ago or got to refinance at 2%.

But as it’s been pointed out already, pp was taking about admissions and you’re harping on money. This article was about admissions. We’re not needy enough to warrant a leg up, and not rich enough to benefit the schools. Dead zone. Our kids compete for leftover spots which is why they often end up at the honors college at a mid-ranked state U.

At that income they can live comfortably and save. Screaming poverty is absurd. Having that many kids is a lifestyle choice. Where is all your money going?

No one is screaming poverty, drama queen.

Yes, they are. They are saying they cannot pay for it without financial aid or loans.

[Anonymous]

Anonymous wrote:

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Anonymous wrote:But as it’s been pointed out already, pp was taking about admissions and you’re harping on money. This article was about admissions. We’re not needy enough to warrant a leg up, and not rich enough to benefit the schools. Dead zone. Our kids compete for leftover spots which is why they often end up at the honors college at a mid-ranked state U.

Then you didn't read the article carefully. It said nothing about families making $450K being at an admissions disadvantage.

If they are living in an expensive area, there are going to be more kids applying to the same school so that is the disadvantage.

The cited study is relying on hard evidence, and you're relying on...feelings.

If you have 300-500 similar kids at a wealthier school, those schools are only going to a lot so many spaces to each school so you are better off at a less wealthier school where you will stand out more. Think about it. You think UMD or UVA, for example (forget the top t20) is going to take every child who is technically qualified per grades and activities? Of course not. They will take a certain amount from each school. So, your chances are greater if you have less competition.

Oh, I didn't realize that the study was centered on admissions at UMD and UVA. Silly me.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:So kids in households earning $450-500k do well?

Better than $250 but not as well as wealthy kids. Unless they are URM, an athlete, or play a unique instrument, they will mostly likely end up at a state school honors college.

Are you kidding? $450k is certainly able to go full pay at a private LAC if they want.

Spoken like someone who has one kid and always made a lot of money.

$450k is a huge amount of money and you can easily afford it.

Eh. I know several people who make a little more but since they have 2-4 kids, they turned down some expensive schools and went to good state schools instead. They had to in order to get all the kids through.

You have to be pretty young to not understand how quickly even good salaries go when you’re raising a family in a HCOL area. No adult thinks it’s “easy” to suddenly lose 1/4 of after tax your income. We make a little less and drive old, used cars, rarely eat out, and vacation once every 3-5 years. No fancy clothes. Plenty of Craigslist furniture in my house. Still not living a fantasy life some of you imagine. Not everyone bought a house 20 years ago or got to refinance at 2%.

But as it’s been pointed out already, pp was taking about admissions and you’re harping on money. This article was about admissions. We’re not needy enough to warrant a leg up, and not rich enough to benefit the schools. Dead zone. Our kids compete for leftover spots which is why they often end up at the honors college at a mid-ranked state U.

At that income they can live comfortably and save. Screaming poverty is absurd. Having that many kids is a lifestyle choice. Where is all your money going?

No one is screaming poverty, drama queen.

Yes, they are. They are saying they cannot pay for it without financial aid or loans.

That is not screaming poverty. Financial aid and loans are not just for impoverished people.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:But as it’s been pointed out already, pp was taking about admissions and you’re harping on money. This article was about admissions. We’re not needy enough to warrant a leg up, and not rich enough to benefit the schools. Dead zone. Our kids compete for leftover spots which is why they often end up at the honors college at a mid-ranked state U.

Then you didn't read the article carefully. It said nothing about families making $450K being at an admissions disadvantage.

If they are living in an expensive area, there are going to be more kids applying to the same school so that is the disadvantage.

The cited study is relying on hard evidence, and you're relying on...feelings.

DP Do you have a personality disorder? All you want to do is fight. Pp didn’t even mention feelings. You clearly don’t understand anything about college admissions, you’re just bored and angry and enjoy being a d$ck.

[Anonymous]

Anonymous wrote:

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Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:So kids in households earning $450-500k do well?

Better than $250 but not as well as wealthy kids. Unless they are URM, an athlete, or play a unique instrument, they will mostly likely end up at a state school honors college.

Are you kidding? $450k is certainly able to go full pay at a private LAC if they want.

Spoken like someone who has one kid and always made a lot of money.

$450k is a huge amount of money and you can easily afford it.

Eh. I know several people who make a little more but since they have 2-4 kids, they turned down some expensive schools and went to good state schools instead. They had to in order to get all the kids through.

You have to be pretty young to not understand how quickly even good salaries go when you’re raising a family in a HCOL area. No adult thinks it’s “easy” to suddenly lose 1/4 of after tax your income. We make a little less and drive old, used cars, rarely eat out, and vacation once every 3-5 years. No fancy clothes. Plenty of Craigslist furniture in my house. Still not living a fantasy life some of you imagine. Not everyone bought a house 20 years ago or got to refinance at 2%.

But as it’s been pointed out already, pp was taking about admissions and you’re harping on money. This article was about admissions. We’re not needy enough to warrant a leg up, and not rich enough to benefit the schools. Dead zone. Our kids compete for leftover spots which is why they often end up at the honors college at a mid-ranked state U.

At that income they can live comfortably and save. Screaming poverty is absurd. Having that many kids is a lifestyle choice. Where is all your money going?

No one is screaming poverty, drama queen.

Yes, they are. They are saying they cannot pay for it without financial aid or loans.

They are saying they can't pay some but not FULL cost which is usually $80K plus per year per kid.

[Anonymous]

*can pay some

[Anonymous]

Anonymous wrote:DP Do you have a personality disorder? All you want to do is fight. Pp didn’t even mention feelings. You clearly don’t understand anything about college admissions, you’re just bored and angry and enjoy being a d$ck.

The study cited in available for you to read. Where is it flawed?

[Anonymous]

Even though we declined full payment top 10 colleges and went with lower ranking colleges with half tuition merit, it still squeezed our finances so bad it hurts. My DH needs to work 10 year extra, which is only possible if he stays healthy and employed.

[Anonymous]

AND that only sets us for a barely middle class retirement with no luxury and threats of adversity if anything goes wrong.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:So kids in households earning $450-500k do well?

Better than $250 but not as well as wealthy kids. Unless they are URM, an athlete, or play a unique instrument, they will mostly likely end up at a state school honors college.

Are you kidding? $450k is certainly able to go full pay at a private LAC if they want.

Spoken like someone who has one kid and always made a lot of money.

$450k is a huge amount of money and you can easily afford it.

Eh. I know several people who make a little more but since they have 2-4 kids, they turned down some expensive schools and went to good state schools instead. They had to in order to get all the kids through.

You have to be pretty young to not understand how quickly even good salaries go when you’re raising a family in a HCOL area. No adult thinks it’s “easy” to suddenly lose 1/4 of after tax your income. We make a little less and drive old, used cars, rarely eat out, and vacation once every 3-5 years. No fancy clothes. Plenty of Craigslist furniture in my house. Still not living a fantasy life some of you imagine. Not everyone bought a house 20 years ago or got to refinance at 2%.

But as it’s been pointed out already, pp was taking about admissions and you’re harping on money. This article was about admissions. We’re not needy enough to warrant a leg up, and not rich enough to benefit the schools. Dead zone. Our kids compete for leftover spots which is why they often end up at the honors college at a mid-ranked state U.

At that income they can live comfortably and save. Screaming poverty is absurd. Having that many kids is a lifestyle choice. Where is all your money going?

No one is screaming poverty, drama queen.

Yes, they are. They are saying they cannot pay for it without financial aid or loans.

They are saying they can't pay some but not FULL cost which is usually $80K plus per year per kid.

Dept they can pay and made other life style choices that did not allow college to be a priority so tuff luck.

[Anonymous]

Anonymous wrote:AND that only sets us for a barely middle class retirement with no luxury and threats of adversity if anything goes wrong.

What is your income?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:So kids in households earning $450-500k do well?

Better than $250 but not as well as wealthy kids. Unless they are URM, an athlete, or play a unique instrument, they will mostly likely end up at a state school honors college.

Are you kidding? $450k is certainly able to go full pay at a private LAC if they want.

Spoken like someone who has one kid and always made a lot of money.

$450k is a huge amount of money and you can easily afford it.

Eh. I know several people who make a little more but since they have 2-4 kids, they turned down some expensive schools and went to good state schools instead. They had to in order to get all the kids through.

You have to be pretty young to not understand how quickly even good salaries go when you’re raising a family in a HCOL area. No adult thinks it’s “easy” to suddenly lose 1/4 of after tax your income. We make a little less and drive old, used cars, rarely eat out, and vacation once every 3-5 years. No fancy clothes. Plenty of Craigslist furniture in my house. Still not living a fantasy life some of you imagine. Not everyone bought a house 20 years ago or got to refinance at 2%.

But as it’s been pointed out already, pp was taking about admissions and you’re harping on money. This article was about admissions. We’re not needy enough to warrant a leg up, and not rich enough to benefit the schools. Dead zone. Our kids compete for leftover spots which is why they often end up at the honors college at a mid-ranked state U.

At that income they can live comfortably and save. Screaming poverty is absurd. Having that many kids is a lifestyle choice. Where is all your money going?

No one is screaming poverty, drama queen.

Yes, they are. They are saying they cannot pay for it without financial aid or loans.

Cannot pay doesn’t necessarily = poverty.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:So kids in households earning $450-500k do well?

Better than $250 but not as well as wealthy kids. Unless they are URM, an athlete, or play a unique instrument, they will mostly likely end up at a state school honors college.

Are you kidding? $450k is certainly able to go full pay at a private LAC if they want.

Spoken like someone who has one kid and always made a lot of money.

$450k is a huge amount of money and you can easily afford it.

Eh. I know several people who make a little more but since they have 2-4 kids, they turned down some expensive schools and went to good state schools instead. They had to in order to get all the kids through.

You have to be pretty young to not understand how quickly even good salaries go when you’re raising a family in a HCOL area. No adult thinks it’s “easy” to suddenly lose 1/4 of after tax your income. We make a little less and drive old, used cars, rarely eat out, and vacation once every 3-5 years. No fancy clothes. Plenty of Craigslist furniture in my house. Still not living a fantasy life some of you imagine. Not everyone bought a house 20 years ago or got to refinance at 2%.

But as it’s been pointed out already, pp was taking about admissions and you’re harping on money. This article was about admissions. We’re not needy enough to warrant a leg up, and not rich enough to benefit the schools. Dead zone. Our kids compete for leftover spots which is why they often end up at the honors college at a mid-ranked state U.

At that income they can live comfortably and save. Screaming poverty is absurd. Having that many kids is a lifestyle choice. Where is all your money going?

No one is screaming poverty, drama queen.

Yes, they are. They are saying they cannot pay for it without financial aid or loans.

They are saying they can't pay some but not FULL cost which is usually $80K plus per year per kid.

Dept they can pay and made other life style choices that did not allow college to be a priority so tuff luck.

They should not have to live on the bare minimum -and give up anything extra- while working their a—-es off, to afford full pay. Sorry. That’s not reasonable. And I don’t understand why anyone thinks they should other than To stick it to people who make more?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:So kids in households earning $450-500k do well?

Better than $250 but not as well as wealthy kids. Unless they are URM, an athlete, or play a unique instrument, they will mostly likely end up at a state school honors college.

Are you kidding? $450k is certainly able to go full pay at a private LAC if they want.

Spoken like someone who has one kid and always made a lot of money.

+1 our hhi is about $280k. We could pay for expensive private for 2 kids but it would seriously impact our retirement and qol. For the most part, expensive colleges aren't worth it unless you are talking about T10 for non STEM majors.

Same here our HHI (gross) is around there as well and I cant imagine affording to pay for kids private school or college with current income. Hell I am afraid of even having kids right now (we are 31 and 30) as not sure how we could afford all the expenses associated with them (daycare/nanny especially) plus putting aside money for their college, without significantly negatively affecting our qol (being able to occasionally go out, go on a vacation once/twice a year).

An income of say 300k here is very different than 300k in say Texas, the 300k just doesn't go that far at all given how expensive the DMV area is.

[Anonymous]

Anonymous wrote:Even though we declined full payment top 10 colleges and went with lower ranking colleges with half tuition merit, it still squeezed our finances so bad it hurts. My DH needs to work 10 year extra, which is only possible if he stays healthy and employed.

Are you working? My spouse and I both work.