| My husband and I want to give our nephew a fairly generous sum for his high school graduation to help him as he heads to college next year. Problem is that he's a bit flighty and not super responsible. Would it be worth it to come up with a way to disperse it over time, or am I overthinking this? |
LOL I have that nephew too. You are nice, I am just giving him a nice card and $100. |
| You’re overthinking it. A gift is just that. Find an amount you’re comfortable giving him without worrying about how he chooses to spend it. |
This, you can reconsider the big gift in 4 years. |
Do we all have the same nephew? I gave a card and $100 as well.
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| Yea OP you're overthinking it. Just give the damned gift and be done with it. |
| Irresponsible? |
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You're a bad speller and have bad judgment, OP. Give him a smaller sum that you're comfortable seeing pissed away. You cannot control the money or attach strings to it. He doesn't actually "need" a large sum from you (even though you might like playing Lady Bountiful). |
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$100 in a card and a 4-year CD.
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| Good god. |
There's one in every family! |
There's one OP in every family, certainly, trying to micromanage her gifts. |
+1. Just be equal. Give all nephews and nieces the same amount. |
+1. I have no idea what any of my nephews and nieces have spent my cash gifts on and I don't care. It's given to celebrate a milestone. |
| I would give them all CDs or 529 contributions. |