How much LIQUID savings do you have?
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Anonymous
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A bit of a spinoff from the birthday thread…
How much do you have in liquid savings? By that I mean things you can quickly liquidate without a tax penalty. So, include traditional savings accounts, non-retirement investments, and CDs. Do not count retirement accounts, 529s, HSAs, or home equity. What is your HHI? |
Anonymous
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Only about 19k.
Hhi 180 more or less We also prioritize paying back student loans, have super stable jobs. |
Anonymous
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65k in mm and savings, enough to last us a year without any jobs
600k from 2 jobs and I also have some income from a trust |
Anonymous
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I have about 200k. I think DH has closer to 300k.
HHI about 250k. We have a lot of $ tied up in real estate at the moment. |
Anonymous
| $1 million |
Anonymous
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$8mm in cash and equities
HHI is 4.5mm |
Anonymous
| About $100. |
Anonymous
| We have $600k, but $350k is from an inheritance. HHI $300k. |
Anonymous
| 170k in cash and equities, hhi at 700k. |
Anonymous
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Age 32 and 34
53k in HYSA 148k combined in 401k HHI: 155k No house |
Anonymous
| age 46 and 49. HHI is 800K. $1.2M in brokerage. |
Anonymous
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Around 100k. We had a lot more but liquidated a lot a few years ago to max a down-payment on our home.
HHI 225k |
Anonymous
What age do you assume people are? This thread is less meaningful without knowing people’s ages. 30yos with $100k is different than 60yos with the same amount. And for some of us (not quite me), our we can withdraw from our retirement plans without penalty. We had our kids early in our late 30s / early 40s. We are more than 80% liquid. |
Anonymous
| The OP asks for cash but the responses include equities and total brokerage accounts (which are typically invested in not only money market accounts). |
Anonymous
| In cash/easy to access accounts, we have 300k. Also an additional 1.7 invested in ETFs that is separate from our retirement accounts. |