Hit by car last night, what do i

[Anonymous]

do?

Clearly the other driver's fault, cop wrote him a ticket. I drove my car home but it has a lot of damage. Do I call my insurance company or jusr deal with his? I can't be without a car,
Will his insurer pay for a rental? How do I know which shop to take it to for repairs?

[Anonymous]

You should have have called your insurance company last night. They will sort it all for you.

[Anonymous]

Anonymous wrote:You should have have called your insurance company last night. They will sort it all for you.

+1, call them immediately. When this happened to me they handled everything-- told me which body shop to take the car to, met me there and then drove me to the rental place, rental was paid for (they recover from other car's insurance), etc.

I should say they only handled the stuff related to the car. I also had a settlement with the other driver's insurance for pain and suffering. I didn't use a lawyer and wound up getting a nominal amount. In retrospect I should have at least gone to see a doctor to get checked out and asked for more money and negotiated a little more. But I wasn't badly injured (just a little sore and shaken up) so this didn't occur to me.

[Anonymous]

DD was rear ended really hard last year and we called our insurance who then dealt with the other party’s insurance. On our end it was easy. We only had to deal with our company who did a good job advocating on our behalf. Really it was one phone call, a trip to the body shop for an estimate (they let us choose one we liked) and then dropping the car back off for the repair. We opted out of the rental car because we didn’t need it but they offered that.

[Anonymous]

--Take pictures of your car's damage-it's not too late to call your car insurance. Do that ASAP.

-- Your car insurance company will ask questions about what happened, if the cops came and filed a report, etc. Did you exchange insurance with the other person? If not, your insurance will handle it all.

-- Tell them you have pictures of the damage caused. Even better if you have pictures of the other person's car and license plate. Email those over to them. Depending on your coverage they will offer you a car rental. They typically send out an adjuster to see the vehicle in person and make an estimate on the damage and assist you in getting repairs

[Anonymous]

I just went through this.
Call your insurance immediately. If it is not your fault (which seems the case since other driver got a ticket) then your rate will not go up in future as a result. I sent pictures and video of the damage to my agent and received an estimate without ever leaving my home. Rental car would have been covered if I needed it. My wrecked car was unsafe to drive. I had a choice to repair with payout or take payout and release car.

[Anonymous]

You need to calm your insurance. Hopefully the other party has insurance. Insist that their insurance pays for your rental car for the duration. If it’s bad, and you had a nice car or a leased car, you might want to look into getting extra for diminished value because when you sell they will definitely discount for an accident.
Collusion safety consultants. You can find him on Facebook. I’m sure every can walk you through it, but basically don’t just take whatever they offer you. Make the insurance company pay for the repairs directly and there will definitely be damage underneath that can’t be seen until they deconstruct the car.
Glad your r wok.

[Anonymous]

Did everyone need to pay the deductible?

[Anonymous]

Anonymous wrote:Did everyone need to pay the deductible?

At 1st you will, but you will get back.if other driver is found at fault.

[Anonymous]

This is one where I would call the insurance and normally I don't ever call them.

[Anonymous]

No you NEVER call your insurance. Yiu call HIS insurance. Call your insurance and it dings your record.

[Anonymous]

Your insurance will not ding you if other is at fault. They deal with other driver, other insurance. You don't have to talk to those. Have your insurance company deal with them and tell them not to call you.
They will sort out rental car hopefully you or at fault had that coverage. It's limited.
Cars can take a while to fix. You can take it to a dealer.

[Anonymous]

If you find out they lied about their insurance that's when you have to use your insurance. It's pretty common. That's why one of the first things you do when you are in an accident is take pictures of them, their car, their license plate, get info from witnesses, maybe even take pictures of their cars and license plates.

[Anonymous]

Anonymous wrote:

Anonymous wrote:You should have have called your insurance company last night. They will sort it all for you.

+1, call them immediately. When this happened to me they handled everything-- told me which body shop to take the car to, met me there and then drove me to the rental place, rental was paid for (they recover from other car's insurance), etc.

I should say they only handled the stuff related to the car. I also had a settlement with the other driver's insurance for pain and suffering. I didn't use a lawyer and wound up getting a nominal amount. In retrospect I should have at least gone to see a doctor to get checked out and asked for more money and negotiated a little more. But I wasn't badly injured (just a little sore and shaken up) so this didn't occur to me.

So you were trying to scam for pain and suffering and you admit just a little sore and shaken up? People like you are why insurance is so high ,scammers

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:You should have have called your insurance company last night. They will sort it all for you.

+1, call them immediately. When this happened to me they handled everything-- told me which body shop to take the car to, met me there and then drove me to the rental place, rental was paid for (they recover from other car's insurance), etc.

I should say they only handled the stuff related to the car. I also had a settlement with the other driver's insurance for pain and suffering. I didn't use a lawyer and wound up getting a nominal amount. In retrospect I should have at least gone to see a doctor to get checked out and asked for more money and negotiated a little more. But I wasn't badly injured (just a little sore and shaken up) so this didn't occur to me.

So you were trying to scam for pain and suffering and you admit just a little sore and shaken up? People like you are why insurance is so high ,scammers

NP. I was once in a minor accident and felt fine at the time but then had some neck pain a few days later. With current understanding of whiplash and head injuries, my new rule is that after ANY accident I go in for a checkup. And I am hardly ever see doctors otherwise. It's not scamming--it's understanding how head/neck injuries can play out.