Most meaningful quality of life splurge

[Anonymous]

Monthly appointments with an escort who is packing

[Anonymous]

Anonymous wrote:TLDR. OP, good shoes, good pillow, and good mattress. Anything that comes between you and the ground — go for something luxury and lasting. You spend a third of your life in bed, why not make sure it’s the best it can be (and no I’m not a mattress salesman).

In terms of a single purchase (as opposed to a lifestyle service like cleaners or gym), I also HIGHLY recommend upgrading anything you don’t love about your current bed setup.

Whether it’s mattress (doesn’t necessarily have to be a whole new mattress, those 3” memory foam pads help a lot), bed frame, sheets (we love bamboo), pillows, duvet, or anything else (nightstand? lighting? body pillow?), the investment will pay off in future happiness. We don’t have particularly high-end items in our house, but we do have the exact things that we like. Our family loves to travel, but DH and I always end up saying that we’re excited to get home at the end so we can sleep in our own bed again. Considering how many hours people spend in bed each day and how important sleep is for good health, it’s worth it!

[Anonymous]

This is the first post that I have seen in a long time where people are not arguing over stupid stuff.

It actually is doing what DCUM was designed to do ➡️: Ask + solicit advice/suggestions.

[Anonymous]

Anonymous wrote:We earn more than you and don’t have cleaners. I think this thread really demonstrates why poor people stay poor in this country. I know OP isn’t poor but still does the same thing. People get more money and think they deserve to splurge on themselves.

I’m guessing she has no college savings for her kids. That should be a priority. But people would rather splurge on themselves and then complain later that they need financial aid (paid for by the rest of us) because they were irresponsible with their money.

Look at the few posts saying to save it. They are the ones who got out of the lower class.

Good point. A doubling of salary possibly means a different tax situation. Why not invest in a tax planner or adviser to help preserve that income so that she and family are better off in long run?

Lower taxes and invest the rest. Take very modest amount for splurging.

[Anonymous]

Anonymous wrote:first off, congrats on the raise OP!
At 140K a year, your time is worth about $70/hour. Your biggest commodity is time not money.

Definitely outsource the housecleaning and hire a laundry service. Your time is more valuable than that (you can get an independent housekeeper for about $35 per hour, laundry service is about $2/ pound).

Use the extra time to spend with your kids or get a micro certification to advance your career even further and make even more money (lots of low cost course options with Linked in Learning or Coursera).

Budget about $600-$700 a month for the housecleaner and the laundry service, then max out your 401K and invest in your kids 529 plans.

+ 100

Rich people buy time.
Poor people buy stuff.
Ambitious people buy skills.
Lazy people buy distraction.

[Anonymous]

If OP posted this on the Money forum, a bunch of posters would just pile on to tell her how poor $140k is.