Travel insurance

[Anonymous]

Hi-

Can anyone recommend a decent company for travel insurance that covers covid related delays please? TIA.

[Anonymous]

Price options are insuremytrip.com.

[Anonymous]

Our travel insurance didn't pay for COVID related cancelled flights

[Anonymous]

Thank you!

[Anonymous]

Insuremytrip and squaremouth are both good aggregators.

Tripinsurancestore.com is good if you want to talk to someone for advice

[Anonymous]

I just got mine through AXA. Have not yet traveled so I can't speak to how good it is, but I did speak to someone on the phone who said that Covid-related delays would be covered through the trip delay part of the insurance (up to a certain amount).

[Anonymous]

Anonymous wrote:I just got mine through AXA. Have not yet traveled so I can't speak to how good it is, but I did speak to someone on the phone who said that Covid-related delays would be covered through the trip delay part of the insurance (up to a certain amount).

Does that include extending lodging costs? A lot of coverages don't cover that because it's not a direct cost of care

[Anonymous]

Anonymous wrote:Our travel insurance didn't pay for COVID related cancelled flights

Probably because you didn’t have CFAR.

[Anonymous]

Anonymous wrote:

Anonymous wrote:I just got mine through AXA. Have not yet traveled so I can't speak to how good it is, but I did speak to someone on the phone who said that Covid-related delays would be covered through the trip delay part of the insurance (up to a certain amount).

Does that include extending lodging costs? A lot of coverages don't cover that because it's not a direct cost of care

This is my concern as well. Looking for coverage that includes extended lodging costs and flight change fees.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I just got mine through AXA. Have not yet traveled so I can't speak to how good it is, but I did speak to someone on the phone who said that Covid-related delays would be covered through the trip delay part of the insurance (up to a certain amount).

Does that include extending lodging costs? A lot of coverages don't cover that because it's not a direct cost of care

This is my concern as well. Looking for coverage that includes extended lodging costs and flight change fees.

Hard to find coverage for that- you will have to read the documents very closely.

[Anonymous]

search for "best insurance for covid quarantine" -- Forbes has a list and rating. We just bought Trawick and upped the trip delay coverage (includes covid quarantine if someone tests positive coming back to US) to $500 per day per person. Family of 4 $175 for 10 days in Europe. Lots of health coverage too.

[Anonymous]

Anonymous wrote:search for "best insurance for covid quarantine" -- Forbes has a list and rating. We just bought Trawick and upped the trip delay coverage (includes covid quarantine if someone tests positive coming back to US) to $500 per day per person. Family of 4 $175 for 10 days in Europe. Lots of health coverage too.

from Trawick FAQ -- specifically includes COVID and COVID-related quarantine
Travel Insurance Plans – include Trip Cancellation and Trip Interruption for US Citizens and US Residents while traveling within the USA or abroad

COVID-19 Coverage provides Trip Cancellation reimbursement for the unused, non-refundable insured trip cost if you are prevented from taking your trip if you or your traveling companion become sick with COVID-19 before your trip is to start and a doctor states you cannot travel.

Trip Interruption provides reimbursement for unused, non-refundable insured trip costs if the trip is interrupted due to your becoming sick with COVID-19 while on your trip.

Trip Delay provides coverage for transportation, meals, and lodging when you are quarantined by a physician or government.

Sickness Medical Coverage - The plan will also pay you to be medically treated on your trip if you become infected with COVID-19 and need treatment after your travel has started. Depending on your coverage, medical maximums range anywhere from $10,000 to $1,000,000.

Safe Travels travel insurance plans would provide coverage in the event of an emergency evacuation or if repatriation of remains was needed. Most of these plans also cover trip cancellation and trip interruption for the bankruptcy of the travel supplier or if you are terminated or laid-off. Some plans offer trip delay coverage for COVID-19 quarantine expenses, including Safe Travels Voyager Travel Insurance Plan, which offers $2,000 for lodging expenses.

Trip Interruption coverage is included on these plans should COVID -19 cause sickness or death of an immediate family member traveling with you occur, sickness or death of a traveling companion, or your unforeseen illness. This benefit will provide reimbursement of the cost of a one-way economy air or ground transportation ticket up to the maximum amount in the schedule for your return to your home country.

Travel Medical Insurance Plans for Travel Outside USA

If you are traveling outside the USA, you can be covered if you get sick from COVID-19 as long as you are infected after the effective date of the policy. Covid-19 is treated the same as any other sickness, including doctor visits, tests, and hospital visits. Threat level warnings or declaration of a pandemic by any or all countries do not affect medical coverage.

COVID-19 is listed as covered on the Visa Letter you receive after you apply. These travel medical insurance plans include Safe Travels Outbound and Safe Travels Outbound for US Citizens and Safe Travels International and Safe Travels International Cost Saver plans for persons who are traveling outside their country and not coming to the USA.

[Anonymous]

"Trip Delay provides coverage for transportation, meals, and lodging when you are quarantined by a physician or government."

That may not cover you. You will not be under any quarantine order if you test positive and can't board a plane, unless maybe you are in China.

[Anonymous]

Anonymous wrote:"Trip Delay provides coverage for transportation, meals, and lodging when you are quarantined by a physician or government."

That may not cover you. You will not be under any quarantine order if you test positive and can't board a plane, unless maybe you are in China.

This is my concern as well!

[Anonymous]

Anonymous wrote:

Anonymous wrote:"Trip Delay provides coverage for transportation, meals, and lodging when you are quarantined by a physician or government."

That may not cover you. You will not be under any quarantine order if you test positive and can't board a plane, unless maybe you are in China.

This is my concern as well!

Say you test + the day before your scheduled flight back to the US. The medical professional taking the test will determine when you’re free to fly —- in the meantime you’re in quarantine as per her instructions. Trip delay kicks in (for policies that accept covid )