What item could you “afford” but don’t buy?

[Anonymous]

$400k for an undergrad degree

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:a single family house they're so overpriced a run down right now inventory sucks.

great for you - you're clearly the smartest in the room, whereas some of us need an actual place to live

What a moronic response lol. PP had no clue what renting means. How embarrassing!

What the heck are you talking about moron? Made 50% or even more in 5 years buying a house and I have a place to live. You can go rent and wait like those G fund posters for some supposed collapse that isn't happening.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:A new car.

I’ve never bought a new car. I always think that I would like one but I don’t do it.

I’m 60 and have never bought a new car either. I just don’t care about cars enough to even want a new one.

NP- Have never bought a new car, but I like nice cars. I have a Mercedes but paid 25k for it used. I treat it very well and plan to drive it forever, as I did with the previous one.

We buy new cars, but we drive them for 8-10+ years. Last one cost me $50K, sold it 13 years later for $14K. Paid $30K for another car, sold it 11 years later for 11K.
We like having new, so we don't have someone else problem (like many used cars do). And it works well if you keep cars for a long time. Financially we come out the same as someone who buys used cars---and we don't do repairs ourselves and need reliable cars for getting to jobs.

Sucker. Your hunk of metal depreciates a ton immediately after driving it off the lot. 8-10 years is also not very long to keep a car.

I agree, we could have kept them longer. But we can afford new ones easily. But it's better than most do. And I bought the one for $50K, sold it for $14K. So paid $36K over 13 years, so about $3K/year And for that I got to drive a luxury SUV that could seat 7 and haul all my kids and their friends and their equipment.

So yes, if I couldn't afford it I would keep it longer. But 10 years is still way longer than most people keep their vehicles.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Boob job with implants. I've worked in plastic surgery adjacent field and absolutely not, no.

Off topic, but if you had a mastectomy, would you have the same answer?

DP: that is a totally different question. Very different than a boob job just because (unless you are reducing them ). But heck if I had a mastectomy, not sure I'd get implants at this age (50s). Too many issues with them and I already have thyroid and autoimmune issues

[Anonymous]

Anonymous wrote:$400k for an undergrad degree

Great answer and I totally agree. In-state or merit-aid equivalent.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Boob job with implants. I've worked in plastic surgery adjacent field and absolutely not, no.

Off topic, but if you had a mastectomy, would you have the same answer?

I’m not the PP but wouldn’t get implants after a mastectomy. My 42 year old neighbor got a double mastectomy about a year ago, no implants, and she looks just fine. I’m 51 so definitely not getting them. My mom has implants and no thanks to all that.

[Anonymous]

Just today, two things happened:

- I got my 2025 bonus; and
- Buffalo Trace came out with 30 year Eagle Rare Bourbon, for which the MSRP is $12,500.

I could "afford" it, though it would be lunacy. I'm not buying it.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:a single family house they're so overpriced a run down right now inventory sucks.

great for you - you're clearly the smartest in the room, whereas some of us need an actual place to live

You're reply doesn't make any sense unless your homeless living in a box. I do have a place to live its a rental apartment.

What a stupid A-- response.

Irony is dead.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Boob job with implants. I've worked in plastic surgery adjacent field and absolutely not, no.

Off topic, but if you had a mastectomy, would you have the same answer?

I’m not the PP but wouldn’t get implants after a mastectomy. My 42 year old neighbor got a double mastectomy about a year ago, no implants, and she looks just fine. I’m 51 so definitely not getting them. My mom has implants and no thanks to all that.

Serious question. What kind of shirts does she wear, especially during the summer?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:A new car.

I’ve never bought a new car. I always think that I would like one but I don’t do it.

I’m 60 and have never bought a new car either. I just don’t care about cars enough to even want a new one.

NP- Have never bought a new car, but I like nice cars. I have a Mercedes but paid 25k for it used. I treat it very well and plan to drive it forever, as I did with the previous one.

We buy new cars, but we drive them for 8-10+ years. Last one cost me $50K, sold it 13 years later for $14K. Paid $30K for another car, sold it 11 years later for 11K.
We like having new, so we don't have someone else problem (like many used cars do). And it works well if you keep cars for a long time. Financially we come out the same as someone who buys used cars---and we don't do repairs ourselves and need reliable cars for getting to jobs.

Sucker. Your hunk of metal depreciates a ton immediately after driving it off the lot. 8-10 years is also not very long to keep a car.

Most people get new cars every 4-5 year, at most 6. So 10+ years is much longer than most. Also, not a sucker, as I can afford to buy new whenever I want. Had I not had the $$, I would have kept them longer. But look at the 11 year one---got 11K for a car with 130K miles on it that I only paid $30K for (including taxes). So rather than spending $2K on repairs that were starting to be needed, I sold, and in reality then got $13K for the car, not bad for 11 years of driving. Sure I "could do it cheaper" and drive older cars, but then they might not be as reliable.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Boob job with implants. I've worked in plastic surgery adjacent field and absolutely not, no.

Off topic, but if you had a mastectomy, would you have the same answer?

I’m not the PP but wouldn’t get implants after a mastectomy. My 42 year old neighbor got a double mastectomy about a year ago, no implants, and she looks just fine. I’m 51 so definitely not getting them. My mom has implants and no thanks to all that.

Serious question. What kind of shirts does she wear, especially during the summer?

DP: I believe you can get padded bras that will provide "the look" when/if you want it.

[Anonymous]

Anonymous wrote:A beach house. I really want one in theory, but I know that we'd never actually be able to go to it.

Private school. My kids prefer to stay with neighborhood kids.

Country Club. I cannot stand the pretentiousness out them.

Same. DH and I retired early instead.

[Anonymous]

Berries when not on sale

[Anonymous]

We have high HHI but are more about saving money than unnecessary spending. We don’t eat out, don’t drink, have zero designer items. We pass down some clothes with other families who are also high earners, not everyday clothing or toys, but holiday clothing and nice blazers/jackets. Low key car brands.
We do have a very nice home, kids attend private schools, and we do many big vacations but those were our priorities.

[Anonymous]

Luxury cars. DH and I are not car people at all. A friend was trying to convince DH to buy a 100K car and DH just kept saying "why would I get this when I can get basically the same one for $45K"