$25K in down-payment support for 1st-time homebuyers

[Anonymous]

Anonymous wrote:This will just lead to homes costing $25k more. People can’t be this stupid, right?

- lifelong Dem who will never vote for Trump

What if we gave them $50k? /s

[Anonymous]

Anonymous wrote:

Anonymous wrote:Home flippers really are what needs to be stopped... They take perfectly fine houses tear all the solid construction and put it back together with gum and spit and sell it for a 30% higher markup or more. You should have to own a house for at least 5 years and if you don't, there's a penalty. Lol

The penalty is the capital gains taxes on the profit. Regular homeowners don’t pay it. Flippers aren’t the real problem anyway.

The problem is all the NIMBY laws that constrain supply combined with too many of the best jobs in the same areas.

Housing prices would be better if we didn’t all want to live in the same place. Plenty of cheap housing in the Midwest.

I'm in the Midwest and here's how that cheap housing works:
Old person dies and old house goes on the market for cheap.
Flipper buys house, paints walls gray, adds gray LVP and white kitchen. Sells house for 3x what they paid to mystery offshore LLC.
LLC rents house out, renters do not take care of house, property looks like a garbage dump.
Neighbors sell their houses to escape and mystery offshore LLC buys them as well. The cycle continues.

[Anonymous]

Anonymous wrote:

Anonymous wrote:This just another dumb Harris idea. She apparently learned from Biden to just simply buy votes with Government handouts.

It will never pass.

This. It’s sickening how all their ideas come down to thinly-veiled bribes to whichever voters they’re trying to court. And I’m a Democrat.

+1
Free phones, free college education, now free down payments. What’s next, I wonder.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:This just another dumb Harris idea. She apparently learned from Biden to just simply buy votes with Government handouts.

It will never pass.

This. It’s sickening how all their ideas come down to thinly-veiled bribes to whichever voters they’re trying to court. And I’m a Democrat.

+1
Free phones, free college education, now free down payments. What’s next, I wonder.

I 100% guarantee that within months of this free money being handed out, if it does happen, there will be complaints that it isn't sufficient. "I need a house in a GOOD school district for my kids" "I need a house with enough bedrooms for all my kids" "I need a house that's brand-new because I work 3 jobs and don't have time to make repairs." And the party of Joy will cry out at the cruelty of ONLY giving out $25k and can't we do better?

[Anonymous]

Anonymous wrote:As a single mother, had to work for 8 years to save $28,000 towards the down payment on my first home. Once I got it (150 years old farmhouse with 1100sq ft space), I had to gut it ALL with my own hands, learning how to do framing, drywall, electrical, plumbing, pouring concrete subfloors, as I could not afford any contractors. Everything was properly inspected and approved by my local town and electrical inspectors.

After I paid my own down payment, NOW I HAVE TO CONTINUE WORKING LIKE A DOG TO FINANCE WITH MY FEDERAL INCOME TAXES $25,000 DOWNPAYMENT FOR OTHERS? Why? What do I owe all those people?

If a country's policy is always driven by people who did not have something before and hence are opposed to it for anyone else to have it we would be stuck at Stone Age. Grow up and let our country move forward!

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:This just another dumb Harris idea. She apparently learned from Biden to just simply buy votes with Government handouts.

It will never pass.

This. It’s sickening how all their ideas come down to thinly-veiled bribes to whichever voters they’re trying to court. And I’m a Democrat.

+1
Free phones, free college education, now free down payments. What’s next, I wonder.

I 100% guarantee that within months of this free money being handed out, if it does happen, there will be complaints that it isn't sufficient. "I need a house in a GOOD school district for my kids" "I need a house with enough bedrooms for all my kids" "I need a house that's brand-new because I work 3 jobs and don't have time to make repairs." And the party of Joy will cry out at the cruelty of ONLY giving out $25k and can't we do better?

Uh, I realize you meant that as some kind of mean spirited sarcasm, but here’s the thing - you’re so hateful you don’t even realize those are all valid points and should all be addressed.

$25k isn’t enough. Mostly because greedy people (like you) will just raise your home prices $25k. So really it should be $100k, not $25k


As for school districts, yes - we SHOULD be helping single moms live in better school districts because better education means kids escape multigenerational poverty.

New homes? Absolutely. What single mother has enough time or knowledge to deal with a fixer upper home in whatever little off time she has from her multiple jobs.

A house with multiple bedrooms? Uh, yes. Do you really expect brothers and sisters to stay in the same bedroom past 10-12 years old? Why would think it’s ok to subject a young girl to that? Sicko.


So yes, we CAN do better than $25k. That’s basically nothing.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:There are two types of people in this world, people who go through struggles and relish in seeing others struggle, and people who go through struggles and work towards making sure nobody else has to go through what they did.

The former are awful, bitter people, the kind of people who perpetuate cycles of abuse. The latter are the kind, decent people who make this world a better place.

I guess we know which kind you are.

Cycles of abuse? Talk about drama.

Clearly you've never known an abusive person or deigned to pick up a single book about it or else you'd know that putting people through the same abuse you went through is literally the defining factor in cycles of abuse.

But of course someone as stupid as you can't make those connections. "Money no same as abuse" is as far as your smooth brain can go.

And you double down on the drama. Well done.
Not handing out free money to people is not abuse. Full stop.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:This just another dumb Harris idea. She apparently learned from Biden to just simply buy votes with Government handouts.

It will never pass.

This. It’s sickening how all their ideas come down to thinly-veiled bribes to whichever voters they’re trying to court. And I’m a Democrat.

+1
Free phones, free college education, now free down payments. What’s next, I wonder.

I 100% guarantee that within months of this free money being handed out, if it does happen, there will be complaints that it isn't sufficient. "I need a house in a GOOD school district for my kids" "I need a house with enough bedrooms for all my kids" "I need a house that's brand-new because I work 3 jobs and don't have time to make repairs." And the party of Joy will cry out at the cruelty of ONLY giving out $25k and can't we do better?

Uh, I realize you meant that as some kind of mean spirited sarcasm, but here’s the thing - you’re so hateful you don’t even realize those are all valid points and should all be addressed.

$25k isn’t enough. Mostly because greedy people (like you) will just raise your home prices $25k. So really it should be $100k, not $25k


As for school districts, yes - we SHOULD be helping single moms live in better school districts because better education means kids escape multigenerational poverty.

New homes? Absolutely. What single mother has enough time or knowledge to deal with a fixer upper home in whatever little off time she has from her multiple jobs.

A house with multiple bedrooms? Uh, yes. Do you really expect brothers and sisters to stay in the same bedroom past 10-12 years old? Why would think it’s ok to subject a young girl to that? Sicko.


So yes, we CAN do better than $25k. That’s basically nothing.

LOL, thanks for making the point as to why this "policy" is pure folly. How much should we as a nation spend on helping people buy houses? Do you see any downsides to helping people buy houses that they may not be able to afford or maintain longer term?

[Anonymous]

Anonymous wrote:

Anonymous wrote:OP, Harris' mom was a single mother who had to scrimp and save to afford her first home when Harris was a teen. Harris doesn't want others to go through what her mom did (or you did). It's ok for life to get easier in small ways or for future generations to suffer hardship less.

So it will help a couple now and make it that much harder for the next group. This is not the way. Again, go after corporations owning residential properties and AirBnBs.

Why can not it be both? Why is it always a zero-sum game? Advocate for your beliefs, but policies should not be "my way or highway"!

[Anonymous]

Anonymous wrote:

Anonymous wrote:There are two types of people in this world, people who go through struggles and relish in seeing others struggle, and people who go through struggles and work towards making sure nobody else has to go through what they did.

The former are awful, bitter people, the kind of people who perpetuate cycles of abuse. The latter are the kind, decent people who make this world a better place.

I guess we know which kind you are.

+1

Of course it comes down to this and just this. Anyone who supports free money is a decent and wonderful human in line for the Nobel Peace Prize. Absolute cream of the crop in terms of kindness and decency. Mother Teresa’s, if you will. Those who don’t are awful trumper KKK confederate flag flying pieces of absolute sh¡t that need to rot in hell. They should have never been born in the first place.

This is totes the was it must be. It’s the only explanation.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:This just another dumb Harris idea. She apparently learned from Biden to just simply buy votes with Government handouts.

It will never pass.

This. It’s sickening how all their ideas come down to thinly-veiled bribes to whichever voters they’re trying to court. And I’m a Democrat.

+1
Free phones, free college education, now free down payments. What’s next, I wonder.

I 100% guarantee that within months of this free money being handed out, if it does happen, there will be complaints that it isn't sufficient. "I need a house in a GOOD school district for my kids" "I need a house with enough bedrooms for all my kids" "I need a house that's brand-new because I work 3 jobs and don't have time to make repairs." And the party of Joy will cry out at the cruelty of ONLY giving out $25k and can't we do better?

Uh, I realize you meant that as some kind of mean spirited sarcasm, but here’s the thing - you’re so hateful you don’t even realize those are all valid points and should all be addressed.

$25k isn’t enough. Mostly because greedy people (like you) will just raise your home prices $25k. So really it should be $100k, not $25k


As for school districts, yes - we SHOULD be helping single moms live in better school districts because better education means kids escape multigenerational poverty.

New homes? Absolutely. What single mother has enough time or knowledge to deal with a fixer upper home in whatever little off time she has from her multiple jobs.

A house with multiple bedrooms? Uh, yes. Do you really expect brothers and sisters to stay in the same bedroom past 10-12 years old? Why would think it’s ok to subject a young girl to that? Sicko.


So yes, we CAN do better than $25k. That’s basically nothing.

Sadly, I think this poster is serious.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:This just another dumb Harris idea. She apparently learned from Biden to just simply buy votes with Government handouts.

It will never pass.

This. It’s sickening how all their ideas come down to thinly-veiled bribes to whichever voters they’re trying to court. And I’m a Democrat.

+1
Free phones, free college education, now free down payments. What’s next, I wonder.

This was one of the original knocks against democracy. People would eventually vote to loot the treasury.

[Anonymous]

Anonymous wrote:

Anonymous wrote:There are two types of people in this world, people who go through struggles and relish in seeing others struggle, and people who go through struggles and work towards making sure nobody else has to go through what they did.

The former are awful, bitter people, the kind of people who perpetuate cycles of abuse. The latter are the kind, decent people who make this world a better place.

I guess we know which kind you are.

What a load of drivel. A candidate promising freebies to potential voters at the expense of hardworking taxpayers does not make the latter "awful, bitter people."

+1

[Anonymous]

Anonymous wrote:As a single mother, had to work for 8 years to save $28,000 towards the down payment on my first home. Once I got it (150 years old farmhouse with 1100sq ft space), I had to gut it ALL with my own hands, learning how to do framing, drywall, electrical, plumbing, pouring concrete subfloors, as I could not afford any contractors. Everything was properly inspected and approved by my local town and electrical inspectors.

After I paid my own down payment, NOW I HAVE TO CONTINUE WORKING LIKE A DOG TO FINANCE WITH MY FEDERAL INCOME TAXES $25,000 DOWNPAYMENT FOR OTHERS? Why? What do I owe all those people?

Joey Mannarino, is that you?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:This just another dumb Harris idea. She apparently learned from Biden to just simply buy votes with Government handouts.

It will never pass.

This. It’s sickening how all their ideas come down to thinly-veiled bribes to whichever voters they’re trying to court. And I’m a Democrat.

+1
Free phones, free college education, now free down payments. What’s next, I wonder.

This was one of the original knocks against democracy. People would eventually vote to loot the treasury.

You guys are so oblivious to how much of the federal budget subsidizes corporations. Even in programs that help low income people, if you follow the money it ends up in corporations. Poor people don’t have political power. Corporations own the Senate, the courts, and state and local governments. Every government program is designed to benefit the corporate and financial establishment. This program will be taken over by developers, lenders, home builders, realtors, et al, just like every other housing program, but at least it will provide some assistance to moderate income households.