HHI for Country club membership?

Anonymous
Anonymous wrote:Joining a CC is only worth it if you are really going to use it. If you are a full golf member with dues of $12k - $15k a year and you only play 10 times and don’t play tennis or use the pool you are wasting your money. But if you play a lot and get involved in social activities it can be worth it. If the club has a good winter program that’s even better.


Golf membership only makes sense if you are going to use it. Many clubs have variable levels of membership, as you mentioned - social/pool/gym. And if you are a racquets person, especially with the option to play year round like a heated paddle tennis court, then that would make it worth it too.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:We made 700k last year and haven't done it. My goal is to raise children who make it to adulthood without ever memorizing a member number to buy their chicken fingers poolside.


This! We make 7-figure, but the country club lifestyle is such a no no for me. We are currently traveling in Asia & Australia: I find that SO much better than the boring CC life. Our kids love travel and adventure.


I don’t think they are mutually exclusive. We have a seven figure income. Dh and kids golf and play tennis. I take my youngest to the pool. We attend many events throughout the year like Halloween, brunch with Santa, afternoon tea with princesses, Easter hunt, laser tag, etc.

We also travel a lot. We probably go on 5-10 vacations per year.


Exactly. It’s not either/or - it’s both for a lot of members.
Anonymous
Anonymous wrote:
Anonymous wrote:How much are country club memberships? I think that is the only question that needs to be asked.


It depends on the club. One near us is $100K to join and $1500 monthly use it/lose it. $15K to get on the 7 year wait list. We are very financially comfortable and have CC member money, but DH 'doesn't need to buy friends'. I can see his point, but we get invited to go all the time with various friends. DH never goes, but I enjoy it for the both of us.


This reminds me of another important variable - how long you plan to stay in the area and what the financial repercussions and reciprocations are if you have to move.
Anonymous
Anonymous wrote:I have always thought it would be so nice to be a member of a CC because you have a "third place" to go (outside of your home and office), to work out, play tennis, have dinner, and maybe golf (but granted we are not golfers). Over the years, our kids (or DH and I) have been invited to events at Congressional, Kenwood, Chevy Chase, Columbia, Manor, Army Navy, and Bethesda Country Club. They all seem great! (Of course, I know that there are differences among them for sure.)

Our HHI is $600+, but that is a recent development, and so it would not be prudent for us to join, as we are squirreling away money now. Also my DH is reluctant to join at CC because he does not think he would use it. We're in our early 50's and I wonder if it's too late. Still, if I joined, I am pretty sure I'd enjoy it because I like to work out, play tennis, and socialize.

Here's the point of my post (if anyone is still with me)! I was chatting with friends from college recently at a girls' weekend. They are all more successful people -- ER doctor, engineering business owner, and college professor. My friends said that their DH's would never be willing to join a country club, even though they can easily afford it. I was kind of surprised, since it seems like it would be a lot of fun to join a CC. But it seems like there are people out there who would not join, regardless of net worth or HHI.


This is unlikely if they are passionate about golf. But if you are a wealthy doctor who didn’t grow up playing golf, then sure, you’d decline.
Anonymous
Anonymous wrote: I was invited to an event at congressional a while back . One of the things that struck me was how poorly dressed so many men were .It looked as though most of these men had never heard of made-to-measure . It was obvious these people had never been to a tailor , given the sheer number of baggy, drab , ill fitting suits worn by the majority. The place looked like someone in the trailer park hit the lottery and somehow rented the place for a day . Who knows ? Maybe that was the goal : Trailer park chic .

As for the clubs themselves, my opinion is pretty straightforward: I see no reason(s) to join but I wouldn't begrudge those who do .


People have money when they don’t spend it. Truly wealthy people often dress like that.
Anonymous
Anonymous wrote:I have always thought it would be so nice to be a member of a CC because you have a "third place" to go (outside of your home and office), to work out, play tennis, have dinner, and maybe golf (but granted we are not golfers). Over the years, our kids (or DH and I) have been invited to events at Congressional, Kenwood, Chevy Chase, Columbia, Manor, Army Navy, and Bethesda Country Club. They all seem great! (Of course, I know that there are differences among them for sure.)

Our HHI is $600+, but that is a recent development, and so it would not be prudent for us to join, as we are squirreling away money now. Also my DH is reluctant to join at CC because he does not think he would use it. We're in our early 50's and I wonder if it's too late. Still, if I joined, I am pretty sure I'd enjoy it because I like to work out, play tennis, and socialize.

Here's the point of my post (if anyone is still with me)! I was chatting with friends from college recently at a girls' weekend. They are all more successful people -- ER doctor, engineering business owner, and college professor. My friends said that their DH's would never be willing to join a country club, even though they can easily afford it. I was kind of surprised, since it seems like it would be a lot of fun to join a CC. But it seems like there are people out there who would not join, regardless of net worth or HHI.


Hahahaha. College professors don’t make much money. Hahahaha.
Anonymous
Anonymous wrote:
Anonymous wrote:I have always thought it would be so nice to be a member of a CC because you have a "third place" to go (outside of your home and office), to work out, play tennis, have dinner, and maybe golf (but granted we are not golfers). Over the years, our kids (or DH and I) have been invited to events at Congressional, Kenwood, Chevy Chase, Columbia, Manor, Army Navy, and Bethesda Country Club. They all seem great! (Of course, I know that there are differences among them for sure.)

Our HHI is $600+, but that is a recent development, and so it would not be prudent for us to join, as we are squirreling away money now. Also my DH is reluctant to join at CC because he does not think he would use it. We're in our early 50's and I wonder if it's too late. Still, if I joined, I am pretty sure I'd enjoy it because I like to work out, play tennis, and socialize.

Here's the point of my post (if anyone is still with me)! I was chatting with friends from college recently at a girls' weekend. They are all more successful people -- ER doctor, engineering business owner, and college professor. My friends said that their DH's would never be willing to join a country club, even though they can easily afford it. I was kind of surprised, since it seems like it would be a lot of fun to join a CC. But it seems like there are people out there who would not join, regardless of net worth or HHI.


Hahahaha. College professors don’t make much money. Hahahaha.


Umm... law and medicine can. Plus, you don't know who she's married to...
Anonymous
I am a born again golfer. Loved it as a kid. Lost the game to work and then realized I was getting fat and over stressed. I needed the outlet so we joined and I carry my bag and walk. I also frequently head there straight from work and go to the range. Weight is down and am happier because I didn’t realize how much I missed the game. I love to get out on summer nights and try to get 9 or 18 in quickly. Now that COVID is over, no tee times needed and my 3 kids play with me all the time. My wife is also playing lots of tennis. There is some social aspect but it’s not a huge part of why we joined. The considerable and unexpected plus is my kids really love the hockey program. We have pretty high HHI so the cost was not really hard to handle. Worth every penny for us.
Anonymous
Anonymous wrote:
Anonymous wrote:We made 700k last year and haven't done it. My goal is to raise children who make it to adulthood without ever memorizing a member number to buy their chicken fingers poolside.


This! We make 7-figure, but the country club lifestyle is such a no no for me. We are currently traveling in Asia & Australia: I find that SO much better than the boring CC life. Our kids love travel and adventure.


My kids have travelled to Asia and Europe and also eat chicken fingers by the pool having their number memorized. It’s not mutually exclusive.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Full service CC's tend to be very expensive with golf, tennis, swim etc etc plus food minimums. Unless you really use it it's a waste of money. If a lot of your friends are members that's a good reason to join but again only if you really use it. Don't do a cost/benefit analysis (# rounds of golf etc) because the numbers will say no.


If you pay for a pool for the summer throw that cost in. You can throw gym cost in. Tennis and then Golf. 25% of your eat out budget. It makes it look a little better but certainly not cost effective. I have been a member for almost 20 years. Near our house. Love it. We use it. If you will then it is great.

In terms of HHI. I really don't see how a non-rich family could pull it off below 250k. I was 350k when we joined but was almost 20 years ago. To fit into the lifestyle and be in the same conversations I would think we are talking 400k minimum.


HHI $600+ and this mentality is why you couldn't pay me to join one. Couldn't possibly imagine being stuck in a foursome with someone making $375k, what on earth would they have to talk about?!


375 and 600 don't live in the same world. You would have lots to talk about but what you are probably not talking about is private school for multiple kids. 1 or more vacation homes. Going on multiple expensive vacations a year. The issue is not with the 600k talking to the 375k. It is the 375k feeling comfortable in the conversation.


Tell me you're a douche without telling me you're a douche.


?

PP made good points


I’m not the PP but as someone with hhi that is closer to 375 than 600k, I wouldn’t feel “uncomfortable” that I can’t afford the same lifestyle. And the implication that i should feel somehow inadequate seems ridiculous. There’s always someone wealthier - someone with a 7 figure income might scoff at 600k. We at around 400 have a pretty comfortable life and are not insecure about not having multiple vacation homes etc.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:We made 700k last year and haven't done it. My goal is to raise children who make it to adulthood without ever memorizing a member number to buy their chicken fingers poolside.


This! We make 7-figure, but the country club lifestyle is such a no no for me. We are currently traveling in Asia & Australia: I find that SO much better than the boring CC life. Our kids love travel and adventure.


My kids have travelled to Asia and Europe and also eat chicken fingers by the pool having their number memorized. It’s not mutually exclusive.


Same here.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:We made 700k last year and haven't done it. My goal is to raise children who make it to adulthood without ever memorizing a member number to buy their chicken fingers poolside.


This! We make 7-figure, but the country club lifestyle is such a no no for me. We are currently traveling in Asia & Australia: I find that SO much better than the boring CC life. Our kids love travel and adventure.


My kids have travelled to Asia and Europe and also eat chicken fingers by the pool having their number memorized. It’s not mutually exclusive.


+1
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:We made 700k last year and haven't done it. My goal is to raise children who make it to adulthood without ever memorizing a member number to buy their chicken fingers poolside.


This! We make 7-figure, but the country club lifestyle is such a no no for me. We are currently traveling in Asia & Australia: I find that SO much better than the boring CC life. Our kids love travel and adventure.


My kids have travelled to Asia and Europe and also eat chicken fingers by the pool having their number memorized. It’s not mutually exclusive.


You're missing the point
Anonymous
We recently left the DC area. We lived by a cc but didnt join because it didnt really make sense. We had a neighborhood pool and restaurants that we liked, and we tended to golf at the MoCo public courses.

We moved to the south and it's unthinkable not to have a membership at the ones here. But cc culture here in the south is A LOT different. The clubs are in a consortium, so you buy one membership and get access to all of them. You have to pay extra to add on the "premier" one that is subtantially nicer, and although its literally only like 50 bucks a month to add on, it seems like only the richer people do and the clientele is a lot more upscale than the other ones.

The clubs here seem to go for a younger and more fun-loving crowd. They have things lke gyms with classes, a lounge area with a Top Golf simulator, wine dinners, and an adults only pool with swim-up bar. This is in addition to typical club feature like golf, etc.

There is an add-on where you get access to clubs throughout the world, so you could go on vacation and hit up the cc where you vacation.

I have been shocked at how inexpensive the membership is. We paid under a grand for initiation, and have a social membership with access to the driving range and 10 rounds of golf per year (just pay to play more, with a friend that has a full membership. We pay about $200 per month for this.

I dont know what the "class" is. This is a rich town and it seems like everyone at the club is comfortable. We dont talk about 401ks and stuff like that, as people here have mentioned. We talk about things like concerts that are upcoming, trips, vacations, a bit about work, and random things like aliens and conspiracy theories. I think people who make under 400 would be able to relate to all that.
Anonymous
Anonymous wrote:We recently left the DC area. We lived by a cc but didnt join because it didnt really make sense. We had a neighborhood pool and restaurants that we liked, and we tended to golf at the MoCo public courses.

We moved to the south and it's unthinkable not to have a membership at the ones here. But cc culture here in the south is A LOT different. The clubs are in a consortium, so you buy one membership and get access to all of them. You have to pay extra to add on the "premier" one that is subtantially nicer, and although its literally only like 50 bucks a month to add on, it seems like only the richer people do and the clientele is a lot more upscale than the other ones.

The clubs here seem to go for a younger and more fun-loving crowd. They have things lke gyms with classes, a lounge area with a Top Golf simulator, wine dinners, and an adults only pool with swim-up bar. This is in addition to typical club feature like golf, etc.

There is an add-on where you get access to clubs throughout the world, so you could go on vacation and hit up the cc where you vacation.

I have been shocked at how inexpensive the membership is. We paid under a grand for initiation, and have a social membership with access to the driving range and 10 rounds of golf per year (just pay to play more, with a friend that has a full membership. We pay about $200 per month for this.

I dont know what the "class" is. This is a rich town and it seems like everyone at the club is comfortable. We dont talk about 401ks and stuff like that, as people here have mentioned. We talk about things like concerts that are upcoming, trips, vacations, a bit about work, and random things like aliens and conspiracy theories. I think people who make under 400 would be able to relate to all that.


What city/area is this?

Our HHI is $600K and we are in our mid-30s. We are in Greenwich, CT. Lots of country clubs around here and yacht clubs. We have gone with friends to their clubs and it's really nice. I wouldn't join a club unless we had a HHI over $1M. We don't own a boat or golf, so probably not worth it for us at any income level.
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