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[quote=Anonymous][quote=Anonymous]I wrote the five reasons and I did it for NANNIES..You can accept or disregard what I wrote but I need you to really think about it.
Ask yourself if you carry basic insurance who pays to fix your car.
Who pays your deductible in case of repairs from an accident claim.
How will you purchase another vehicle if your circumstances Isn't great at the moment.
Would employers go after your insurance if kids get hurt
If the insurance is in your husband name should he be liable also.

Most of us nannies use our cars to drive to and from work Monday to Friday's. We work sometimes 10 plus hrs. Those are 10 hrs a day your car is relatively safe. Now factor in driving kids all over the place through local roads. Kids sometimes are very distracting. Road conditions during the day are more hazardous..estimate your likelihood of increasing your chances of an accident using your car during those 10 hrs.
Also you can learn to drive any nanny car just like you learned to drive yours.

All I am saying is think about it. It does not benefit you to drive your car but it benefits your employer a heck of alot.
I never said they have to make your car payments or insurance..but they should at least contribute...not just for irs mileage.
I think the irs mileage is good for people using their vehicle to transport or go around looking at jobs.
But it is not good for the kind of wear and tear of 2 or 3 children or the kind of liability involve if they get hurt..

So if I can make 1 nanny pause and think this was worth it.
If I made the OP think and she thought about contributing a little to nanny insurance..
Then that would be great[/quote]

How many accidents do you plan on getting into?  All of your posts seems fixated on your liability if one of your charges is hurt.  I would think your main concern would be keeping the kids safe in the first place which has nothing to do with whether the employers are supplying a car or the nanny is driving her own car. If one of the kids is seriously hurt, the last thing on my mind would which insurance company is going to end up paying the expenses.[/quote]

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