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[quote=Anonymous][quote=Anonymous]OP, there has to be more to the story. 
How many hours (excluding the Saturdays) does the nanny work each day/each week?

Even if she works 50 hours a week, to net $1000 per week she's probably making more than $22 per hour.

I don't know where you are finding these nannies but my gosh, you can do better! 
You're offering:

more than $22/hr
nearly 9 hours of free time each week (some of which needs to be spent cleaning, but unless you live in a mansion it should only take 2-3 hours) 
4 weeks paid vacation
1 week paid sick
health insurance

loans? Why the heck does she need loans? 
This can't be real. Unless you and your husband are an absolute nightmare and your kids are little hellions, there is no way you shouldn't be able to find a dozen people better.[/quote]

OP here. I assure you that this  is a very real dilemma and I am quite upset about it too. Please don't belittle this to a troll accusation. As a matter of fact I hav given a lot if identifying information here. Anyone reading this who knows me will know exactly who I am.

The nanny works between 45 and 50 hours (a particularly busy week at work) a week.

As I said, all my nannies have been Spanish speaking from poor families in Latin America. The first one only need a car loan which we provided. The second one was the only working member of a large family and she needed a few loans for family related emergencies.

The loans  themselves are not the issue. We never mind providing them. I only raised them to show that we try to make our nannies as comfortable as possible and yet there's always an issue. My point is no one is perfect so is there any point starting again? I do want my twins to have consistent child care with someone with whom they develop a strong  comforting bond. [/quote]

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