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Reply to "Hit by Nanny driving MB's car... should I sue?"
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[quote=Anonymous][quote=Anonymous]Why would it matter at all whos car it was. This isn't like someone driving a Verizon truck. The nanny does not represent the MB. Unfortunately you will have to sue the nanny and she surely won't have any money.[/quote] Insurance pays, not the person. Nanny was driving MB's car, so if Nanny was included in MB's insurance and didn't have her own insurance, only MB's insurance gets hit, and rates go up. If Nanny is on MB's insurance and has her own, her insurance takes the first hit, but both policies will go up. If she wasn't on MB's insurance, that's when it gets dicey, especially if she doesn't have a vehicle of her own, so doesn't have her own insurance.[/quote]
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